Curated articles and podcasts from trusted financial experts and real retirees.
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The final five years before retirement are not maintenance mode. They are leverage years. Small decisions made here can outweigh the previous twenty years of saving and investing. In this episode, Jam...
Here are some appropriate times to use debt to your advantage in your financial life. The trick is to know when the risks are too great. The post How to Leverage Debt — The Best Ways to Use Debt to Yo...
All that cash you have in tax-deferred accounts could launch you into a higher tax bracket when you start withdrawals. It's time to protect your income.
For real retirement security, forget about chasing returns and focus instead on the things you can control: income, taxes, risk-taking and decision-making.
One in two Americans don't know much about Social Security — and some are basing their retirement on mistaken beliefs. It's time to separate fact from fiction.
Have you become numb to risk? Is your brokerage app or website fueling your desire to trade? An investment adviser explains why it always pays to be cautious.
I’ve always been a highly productive person. I rise early, stay up late and stay busy getting things done all day long. My friend used to say I reminded her of a windmill… Always in motion. Since you’...
I’m retired and wife now wants to retire and added she wants to buy a sprinter van and dive all over the USA. She thinks this may be more economical than flying, renting car and staying in motel. Ther...
The estimated savings needed to retire at 65 varies by nearly $1.5 million from state to state, driven largely by differences in housing costs.
The typical retiree household will spend an amount equivalent to 10% of annual income on unexpected expenses, and about 40% lack the cash to cover those costs.
What do you do if your biggest financial threat is simply having too much of a good thing — money?
I wanted to create a scale for how a lazy person could invest in real estate and be satisfied with the result. Here's what I found. The post I Want to Invest in Real Estate, But I Also Want to Be Tota...
I have an HSA that , when I was, working, I could control the amount of cash (as opposed to investments) during direct deposit in it by choosing certain amount of max cash. Now that I am retired and n...
Well, after working for the last 47 years, I can finally take a step back from the work force. Been working as a union carpenter as well as a hobbist investor amongst numerous other things. Money is n...
Five stats show how you need to rethink retirement, because "the future ain’t what it used to be."
The OBBBA's permanent lower tax rates removed the urgency for Roth conversions. Retirees thinking of stopping or blindly continuing them should do this instead.
If you're feeling shaky about your finances as you approach retirement, here are four tasks to complete that will help you focus and steady your nerves.
For financial success in 2026, look beyond the numbers to identify the people who influence your decisions, then set them realistic expectations
Rich people don't "manage" debt. They eliminate it. Not stupidly, but reasonably and consistently. It's a behavioral thing, not a math thing. The post Stupid Debts and Their Doctors appeared first on ...
You know what nobody warned me about? The fact that retiring from medicine wouldn’t feel like crossing a finish line ... Read more
More than 40 million people globally turn to ChatGPT daily for health information, according to a report OpenAI has shared ... Read more
Somewhere along the Appalachian Trail, a hiker in his early forties boils water over a burner. His pack is battered, ... Read more
Physicians are trained to be conservative for good reasons. You don’t “wing it” in the OR. You don’t ignore a ... Read more
Growing up there was a kid in my school whose family was rumored to be somehow in business with or ... Read more
The latest Doximity compensation report reveals a physician workforce under mounting pressure. While average pay increased 3.7% from 2023 to ... Read more
Tiffany “The Budgetnista” Aliche, New York Times bestselling author, once told a story about how she was on a long walk around ... Read more
Dear Friends Down in Whoville (and Physicians Beyond), The Grinch here. Yes, that Grinch. The green one with the dog. ... Read more
Global markets endured a volatile run in 2025, but when the last trades closed on Dec. 31 all the major ... Read more
There’s a popular belief in the investment industry that alpha, or the ability to beat the market, is the thing ... Read more
In the first new 401(k) Specialist Pod(k)ast episode of 2026, Editor-in-Chief Brian Anderson sits down with Kelby Meyers, founder and CEO of Nestimate, to explore the evolving landscape of in-plan ret...
Tech workers: Stop guessing your total comp. Use this free dashboard to track salary, bonus, and RSUs. Now updated for 2026 with a new Scenario Simulator to stress-test your portfolio.
Happy 2026! Get the updated FAANG FIRE Cheat Sheet with new 401k limits ($24.5k), tax brackets, and triple paycheck dates.
The 'Boss' of rock-and-roll has a lot to say about living and getting old gracefully.
Income from your pension, savings and Social Security could provide the protection bonds usually offer, freeing you up for a more growth-oriented allocation.
Why head south for the winter and pay for two properties when you can have a better lifestyle year-round in a less expensive state?
There's never a bad time to make or review a financial plan. But recent changes to the financial landscape might make it especially important to do so now.
Learn the pros and cons of different Roth conversion timing strategies and how to choose the right approach for your retirement plan. The post Timing Roth Conversions: Should You Convert at the Start ...
What's the key to feeling great about your retirement? The power of planning. Explore the wisdom of great minds for a fresh perspective. The post What Great Minds Say About the Power of Planning and H...
You know diet and exercise can help you live a long life. Have you also developed the social, emotional and financial habits you need to thrive? The post How to Live a Long Life: 15 Habits of Happy an...
Hana's mom is 92. Mom's husband is 74, and after years of trying to help a family member, nearly a million dollars is gone. How do they stop the bleeding before it's too late, and how much can they sp...
Let's talk about how elimination periods really work, why they exist, how different periods change cost and risk, and all the nuances. The post Picking the Right Waiting Period (Elimination Period) fo...
A wide-ranging and insightful conversation with Morningstar's Christine Benz, where we discuss her annual retirement income research, the realities of spending in retirement, and the challenge many re...
Our 14%+ portfolio returns certainly went a long way toward the 24% increase in net worth we enjoyed in 2025. Here's how it happened. The post How Our Portfolio Performed in 2025 (Including Real Estat...
Sometimes, I wonder about people who can't decide if they want an advisor or if they illogically want to manage just part of their portfolio. The post Why Do People Partially Engage with the Financial...
As a semi-retired physician, here's how I handled a huge bull run and the tariff fears in 2025. I definitely made some investing mistakes. The post What’s Your ‘Sleep Well’ Number? Lessons from a Mark...
Need advice on how to get into medical school from somebody who once sat on a medical school admissions selection committee? Keep reading. The post How to Get into Medical School appeared first on The...
Happiness expert Monique Rhodes explains why retirement often feels disorienting at first — and how creating a personal retirement roadmap can turn this transition into one of the most fulfilling stag...
Gary Zimmerman of Max® explains how to utilize your cash asset in retirement. Cash is one of the most overlooked assets in retirement. Here’s how retirees can earn thousands more in interest while kee...
The freshness of the New Year can also help us gain a fresh perspective on what's really important and what we want to accomplish. From a comprehensive financial planning perspective, that might mean ...
As the Retirement Plan Live case study continues, Roger Whitney helps Henry and Lucy articulate what they want their FIRE retirement to actually look like—starting with values, dreaming without constr...