Curated articles and podcasts from trusted financial experts and real retirees.
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You can use the same tools the big firms use for your small-scale side hustle. And there’s a good reason you should....
Timeshares are now a side hustle where you can make thousands of dollars each year and still use the investment to enjoy great vacations at little or no cost....
Imagine a portfolio that you can own for life. A portfolio that does well during inflation and during deflation. A portfolio that works in economic growth and economic stagnation. A portfolio for the ...
I am 30yo and just recently started getting active in planning for retirement. I had about 14k from a previous 401k that I transferred to a a Fidelity account. I set it for Auto management and it is b...
As I am zeroing in on retirement, I'm not sure if that is the correct word. I work for the US govt and will turn 65 before the EOY. I am concerned what my job is doing to me mentally so decided to ret...
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The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Just a working stiff here. Saving about $40,000/ year in retirement accounts. Self employed so using a SimpleIRA. Another xtra $13000/ year in a taxable Brokerage acct.,and $7500/ HSA Have 1million sa...
I'm currently 35 and have a 401k set up in a wmu55 account . I been wondering about breaking it up or switching it to a black rock Russell 1000 or 2000 account. Can anyone shed light if this is a good...
Can't seem to find any meaningful work. My body just can't handle stuff I'm good at (type of work I'm doing now) and I've found that absolutely nobody wants to hire an old guy as a software developer....
Hello everyone! My name is Ryan and I am a graduate student at CUNY School of Professional Studies. I am conducting a research study to examine the possible effects that working in older adulthood may...
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Hi, Anyone rent in a 55+ community during the winter months? Spouse and I are retiring this year and would like to find some rentals for next winter in a 55+ community. I have one lined up in Florida ...
I am 53m with wife, 53f, one kid, 15. Retired from military in 2020 with 70k pension that I am currently receiving. Wife gets 30k if I die first. I expect 35k/yr social security at 67. Wife will colle...
The Congressional Budget Office (CBO) predicts that by 2034, Social Security will not have enough money to fully fund its obligations. In other words, as of that year, they cannot continue to pay out ...
I'm currently 31. Planning to retire at 55. I work for my county government. As such. We are part of the state pension plan. If my income trends stay about how they've went. I'm looking at making appr...
I feel as though if I knew how long I was going to live, I could make a much more educated decision about when to retire. Since none of us, unless we’re already terminally ill, know how long we&...
As someone who is planning to buy a new car by 2025, I’m having second thoughts. With the average new car price at almost $50,000, it seems like only the rich can buy new cars today! Think about...
[Editor's Note: While physical cash becomes less and less relevant in everyday life, credit cards continue to thrive. And the companies that issue them are making it easy to take advantage of all the ...
You’ve got a great idea for a side hustle, or at least you think it’s a great idea. There are ways to gauge its potential to determine if you should move ahead with it....
How long we live, and how healthy we are, depends partly on the lottery of birth -- how healthy our parents were and how long they lived. We're winners if we drew the longevity card from our parents, ...
A 65-year old man enrolled in Medicare with a Medigap plan will need to stash away $166,000 for medical expenses....
Understanding this table is crucial to your financial well-being....
The end of a day: Is that it? Why such a bleak title and introduction to this post? Take comfort, dear reader; the implied mood is not reflective of mine. I am not in the throes of despair. I do recei...
let's say i work as a computer programmer and do okay. for a basic b**** person.. you work make a good income, many people invest in real estate income... and retire at 60 or 70 or whatever would you ...
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Retirement doesn’t have to be a cliff. You know, the edge of something, where you jump off and never climb ... Read more...
I’m trying to do a lil debt consolidation. I have two loans that I’ve taken out with the lowest being $535 and the highest $1200. Would I be able to take out a $4,000 if I pay off the $535...
I just finished reading this book and I would say that if you’re a student planning to go to college or a parent planning to fund your child’s college education, it would be worth reading ...
Before making a commitment to move for retirement, understand this change is a fine mix of dreams, practicalities and your vision....
Great news, here is the Cost-of-Living Adjustment (COLA) Information for 2023 "The 8.7 percent cost-of-living adjustment (COLA) will begin with benefits payable to more than 65 million Social Security...
Workers trying to save a few tax dollars can lose a lot more....
By T.J. Porter, WCI Contributor A home is a major investment, and unless you have hundreds of thousands of dollars socked away, you’ll likely need to get a mortgage if you want to buy one. Many ...
What’s the difference between a side hustle and a full-time startup? It’s not how you measure success, but the magnitude which you measure....
A mortgage broker helps homeowners by researching loans and negotiating with lenders. Here is a closer look at eight of the top reasons to work with a broker to obtain a mortgage. 1. Save Time and Ene...
There is a lot of advice out there, and a lot of it is wrong. Financial myths abound everywhere – ... Read more...
The old system is broken. People are living much longer and they need—and want—to work later in life to make the numbers add up. Besides, you can only spend so much time on the golf course....
I've recently started looking at a bit of estate planning as I am aging. I am still a number of years from retirement, but my health isn't perfect and given my family history, I probably won't be arou...
So I saw in another post ppl using wreath trace or mint. I've never used or heard of either. I'm still working, 48, got one child in junior year. I get a medical stipend monthly. I have 300k in my 401...
I am seeing a few posts where people asking questions which mainly involve cheap places to retire and I wonder if they actually have whole list of wants or just cheap. For example on my list for a new...
Hello, This might be an odd question, but I need advice and I’m not sure what to do. I’m 32 and currently have a retirement account through work. I contribute 3% and they match it. My mone...
On today’s episode of the Financial Independence Podcast, I welcome back Ramit Sethi from I Will Teach You to Be Rich! I needed someone to come on the show to provide some tough love and Ramit w...
I earned about 285k base plus some bonus. Spouse earns 220k all in. Am 48 years of age. 2.3 million in assets. 350k house equity, mortgage of 400k. Can I quit and still be on path to happy retirement....
Why the market has no interest in a better way to prepare financially for aging and illness....
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When you earn interest from U.S. Treasuries in a taxable account, the interest is exempt from state and local taxes. How the interest is reported on tax forms depends on whether you hold Treasuries di...
People rightfully worry about inflation since they get to keep less of their paycheck, but there are some, though not universal, positive signs on inflation. In sum, we are already heading in the righ...
A warm climate, relaxed lifestyle, and happy memories have tempted many a retiree to pull up stakes and load the moving van....