Curated articles and podcasts from trusted financial experts and real retirees.
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The average student will spend 12-16 years going to school, yet leave without the basic skills needed to manage their money. This massive amount of time spent at school can further be broken down into...
For many people in their early careers, saving for retirement is low on the list of priorities. By starting early, people in their 20s and 30s can create a more comfortable future for themselves....
Should you take the current debate seriously? Or should you just accept Social Security won’t be around when you need it?...
If you're looking to build wealth and financial stability, diversifying your streams of income can be a powerful strategy. By generating multiple sources of revenue, you can reduce your reliance on an...
It’s not unusual for Black and Latino children to live with their grandparents, who are either the primary caregivers or members of a multigenerational family. And just as the grandparent is int...
I stay off of extension ladders and I no longer clean our gutters (two story house). submitted by /u/Scott-A-Gese[visit reddit] [comments]...
Or is there a better subreddit? Thanks! submitted by /u/iamsoouttahere[visit reddit] [comments]...
Written on a for dummies level submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
Thanks everyone for all the resources provided! Editing post down for privacy reasons, everything ends up on tiktok these days. submitted by /u/browsielurker[visit reddit] [comments]...
I finally clearly understand why I haven’t been able to shake some of the stress I’ve been feeling lately. Despite writing less, doing less business deals, and exercising more, I still fee...
Photo credit: jb We have discussed in the past that it is usually better to rollover an old 401(k) plan from a former employer to an IRA – more flexibility in investments, (usually) lower costs,...
Some say it'd take "a miracle" to pull off....
You, on the other hand, probably have to pay Social Security taxes all year long....
Whether you need time to rebuild your nest egg, or you want to ease into full retirement, some financial planning can make the transition a smooth one....
Long term readers of this blog know that ever since we quit our jobs to travel the world in 2015, we’ve been playing this game we like to call “Schengen Bingo”. For those that don&rs...
When it comes to managing our personal finances, many of us struggle to keep track of our income, expenses, and savings. But with the rise of artificial intelligence (AI), managing our finances has be...
As a retired actuary who advocates the use of basic actuarial principles and processes to help retirees and near retirees make better financial decisions, I frequently wonder why my profession is so r...
When I asked for ideas for subjects you would like me to tackle, you offered enough to keep me busy for the rest of the year! I genuinely appreciate the input and will be attempting to address all of ...
Retired late last year, and just received my final bonus payout that amounted to roughly $50k. Without these funds I would have started drawing about $5k a month from my IRAs in the next month or two....
We are already on Medicare A & B. As we have not started SS yet, I pay the premiums directly on a quarterly basis. My understanding is once SS starts, the premiums will be taken from our monthly c...
I've been super worried about my dad's plan to invest his IRA in gold, like pretty concerned about it. I understand that gold is seen as a safe investment, but I'm worried about the risks and I know H...
I funded my Roth IRA for 2022 back in January 2022. Can I take that money out? And then add it to my traditional IRA? How does Vanguard know that I'm taking the money out for 2022 so that I can put th...
After a decade of retirement when we watched our net worth grow steadily, we began to indulge in the luxury of ignoring our monthly expenses. But the double-digit market decline last year coupled with...
March 7, 2023 — It is the rare person who strikes out on the unbeaten path, and that includes their route to retirement. Usually we prefer to follow a track made by someone else, learning from t...
Hello. I'm buying CDs and the rates through my brokerage account are higher than my bank. Am I giving anything up for these higher rates? Is there a disadvantage for the brokerage CDs? Both are insure...
submitted by /u/Capital-Ant-1303[visit reddit] [comments]...
March 7, 2023 — It is the rare person who strikes out on the unbeaten path, and that includes the route to retirement. Usually we prefer to follow a track made by someone else, learning from the...
When you do your taxes in tax software, the software sometimes calculates an underpayment penalty. It thinks you owe the penalty when your tax withholding plus any estimated tax payments were below a ...
Enhanced credits for small-business retirement plans, expanded 401(k) options and other provisions support businesses that give their employees a leg up on saving....
submitted by /u/dirtee_1[visit reddit] [comments]...
Taking these steps now can lead to a more comfortable retirement....
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Anyone retire early then find out the numbers didn't quite work? If so, how did you make it work? Did you just adjust your spending? Or did you get a part-time job or even go back full-time? Some comb...
I’ve heard so much about High-yield savings to keep your cash in that I started looking into it and they are paying 3.5 to 3.8%. It’s definitely better than a regular savings account but I...
Hello I am a 28 year old business owner and have run a pretty successful business for the last 5 years. I have been so focused on growing and building the business that I never really thought about re...
I'm still working but on the verge of retirement. In an effort to eliminate monthly expenses, I'm eying my 401k, which is sitting at a 450k balance to pay off my first and only home loan. It has a sim...
Im 46 yrs old is it true that you can retire and live on dividend income is this something reliable and safe submitted by /u/Quiet-Capital-9275[visit reddit] [comments]...
Because of the great response I received, I've decided on Northern Florida. But now there's a third option. My brother-in-law who lives close to the Alabama border has got me to thinking of Southern A...
March 5, 2022 — How many people do you know who have been scammed? Chances are, there are a lot more than you know about, including many friends or relatives who are too embarrassed to talk abou...
[Editor's Note: Looking to change your life by creating multiple income streams? Looking for inspiration from other docs who have become successful entrepreneurs? Then, mark your calendar for the onli...
Dear friends, I talked about this documentary I made before here. It's called Retirement Home. I had really enlightening feedback about it from this community. The film was recently made available on ...
The Secure Act 2.0 will help a lot. But there’s much more that can be done....
Just got a contract and will be making pretty serious money for next year, maybe longer. 2-3 hundred k. 63 and looking for legal ways to defer money to retirement - that’s 1 at least years out. ...
It was suggested to me that I look into becoming a real estate professional for tax purposes. From what I've read, this is a special designation on tax returns if the tax payer performs more than 750 ...
To explain, I went on disability 8 years ago after I was fired from my 28-year career (state government). I am entitled to retirement pension this month. HOWEVER, I now owe over $15k in med bills and ...
Have you ever tired to start an online business or a Side hustle to make money online? Have you tried various tactics and strategies, but nothing seems to work? Which platforms did you use ? You might...
Like a well-behaved, good-tempered infant, I adore mornings. I rise at dawn, eagerly make coffee, write essays, and listen to music. This morning, Mr. Chow, a jazz-pop song by Acoustic Alchemy, plays ...
I am in the U.S. but thinking of Canada as a retirement location (Whistler to be specific). I have a lot of questions about if this is really possible and would appreciate any help. I was born in Cana...
March 5, 2022 — How many people do you know who have been scammed? Chances are, there are a lot more than you know about, including many friends or relatives who are too embarrassed to talk abou...
This article covers rules around IRAs, contribution limits, IRA rollovers, and transfers....