Curated articles and podcasts from trusted financial experts and real retirees.
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At Mayflower Advisors, Lawrence Glazer and his 30-person team focus on capital preservation, multigenerational planning and community education....
After co-founding Busy Bees—later spotlighted by Gwyneth Paltrow’s Goop—Shannon Spotswood returned to finance, helping build RFG Advisory into a platform that supports 65 independent...
Evercore Wealth Management matches each family with an investment lead and a fiduciary planner, runs proprietary large-cap equity and investment bond strategies, and serves as corporate co-trustee to ...
I attended a (retirement-related) presentation last night about Fixed Index Annuities (FIAs) and though I vowed never to touch an Annuity—because, you know, Social Security is an annuity—I...
Tiktok, Reels, and Facebook, are all relentlessly targeting me with ads for a new retirement strategy that does not include annuities, life insurance, 401(k)s, IRAs, and proposes to me that it will ge...
When children are young, it can be hard to meet immediate costs, let alone save for the future, but these five habits can help build lasting financial security....
Travelling always involves an element of unpredictability, but when you travel with a child, that unpredictability goes into a whole new level. This happened to us recently, but not in the way you&rsq...
The shutdown of the federal government has thrown a wrench in the 2026 COLA calculations. Here is what you need to know as we wait for the forced furloughs to end....
As we head into the final stretch of 2025, just weeks after the S&P 500 hit all-time highs, I’m getting a fresh wave of questions about how to manage concentrated stock positions....
Test your basic knowledge of the income-related monthly adjustment amount in our quick quiz....
US members of this sub often assume everyone is operating under our system, and default to using our retirement jargon and acronyms. If that doesn’t apply to you, can you tell us more about your...
The American wealth culture is nothing if not ironic. People earning six figures or more will sit across from a ... Read more...
We didn't hold our monthly budget meeting for a while last year, so we had to do a little catching up. The spending totals were shocking. The post Life Got Really Expensive (We’re Spending Twice...
SHOW NOTES In this episode, Roger Whitney sits down with Carl Richards, a financial advisor-turned-artist, to talk about keeping retirement planning simple and meaningful. They dive into the idea of &...
Today on Your Money, Your Wealth® podcast number 549 with Joe Anderson, CFP® and Big Al Clopine, CPA, a comment on one of our YouTube videos sparks a dialogue between Joe and Big Al on the 4% ...
The well-being of older adults and people with disabilities may be in jeopardy, depending on how long the shutdown lasts....
Discover how step 5 of building your retirement master plan can help you leave a lasting legacy while avoiding the big 3 retirement risks....
Winning the lottery may be rare, but estate tax mistakes aren’t. In this episode, we use the recent $1.8 billion Powerball jackpot to highlight how generational wealth can be eroded by estate ta...
This is a small pension that my wife has from a previous job. Papera came in last week...take a lump sum rollover of $21,500 or wait until she is 65 (2033) and take the $274 per month until she has pa...
57 y/o/male 90k salary, with a hair over 1m in tradional 401k. Portfolio has averaged 11-12% but a little more the last 2-3 years. January 1, I started investing 10% in tradional & 10% in Roth 401...
Spouse and I are retiring soon and have both greatly reduced our work schedules. We are fortunate to have kids and grand kids living nearby and we also have a 6 month-old Lab puppy. We did not want to...
In 2020, during the heart of the COVID pandemic, I remember listening to a FIRE-focused podcast hosted by two people who claimed to be financially independent and retired early. Even though it’s...
Hey everyone! Are you maxing out your 401k contribution every year? This is a great way to save for retirement. Retirement might look like it’s a long way off, but ... Read more The post Changes...
While Trump Accounts offer some benefits for early savings, investment advisers need to be cautious when recommending alternatives like 529 plans or Roth IRAs, as those suggestions could create fiduci...
Getting married changes a couple's life in more ways than one, so it's a good idea to discuss financial and legal issues like pre-/postnuptial agreements, estate plans and life insurance....
With so many business-owning Baby Boomers set to retire, wealth advisers need a plan to ensure their business-owning clients and prospects become and remain their best clients....
Explore how Qualified Charitable Distributions (QCDs) help meet IRA requirements, cut taxes, and maximize the impact of year-end charitable giving....
The state of the U.S. equity market has advisors and Retirement Club members downgrading their outlook for stock returns. Here's where recent retirees should consider putting their money. The post Why...
Tips and tricks on building a successful niche. This week, Eric Franklin of Prospero Wealth on financial planning for tech executives and how he reverse engineered a customized clientele....
Even with the money to retire early, FIRE clients often face unexpected challenges. Advisors say mindset — more than finances — is often the real hurdle....
At 50, a Seattle-based financial professional has the means to retire by 60. Advisors say the plan is realistic, but one significant challenge stands out....
Not everything about retirement is perfect, but don't let it get you down. Here's how to make lemonade out of these three retirement "lemons."...
The financial professionals who contribute to Kiplinger's Adviser Intel recently wrote about myths about annuities, Boomers' retirement reality check and OBBB changes to federal student loans....
Business owners must protect their digital assets for proper succession planning and to maximize their firm valuation....
One risk of lifestyle creep is getting used to a standard of living that can't be supported when you stop working. How to balance today's desires with tomorrow's needs....
Hello all. I am having a retirement ceremony in November after 30 years in the military. I am looking for gift ideas to give the Officiant, Emcee, and Proffer. The Officiant is a long time friend and ...
After the passage of the One Big Beautiful Bill Act (OBBBA), here is the state of student loans and how to think about refinancing them. The post Considering Refinancing Student Loans Now? What You Ne...
Whether you’re craving the nostalgic taste of juicy BBQ or fresh-caught seafood straight from the ocean, this culinary road trip promises retirees a mouth-watering dive into the heart of the loc...
In this episode of the401(k) Specialist Podcast, we dive into the complex world of Market Value Adjustments (MVAs)—what they are, when they’re triggered, how they’re calculated, and ...
If on October 15th, The COLA increase is 2.7%, there is good news and bad news. Now, remember I said If . That would be okay, if formula has not changed. The very bad news, is that Your MEDICARE rate ...
Taxpayers aged 65 and older may be able to benefit from a $6,000 'senior bonus' deduction over the next four tax years. Here are five ways to make it pay....
Could you save a small fortune in taxes… by converting your traditional IRA or 401K into a Roth? Find out on this special edition of Retirement Solutions Radio, “Does Converting…...
Warnings about the dangers of vaccines from senior government officials inevitably will lead to more unnecessary sickness and death, especially among older adults....
While you are still working, use your time to develop a vision, make a plan, integrate rituals, and continue to learn and grow....
Earlier this year, I landed in the ICU. Throughout this journey of illness and recovery, I learned much about myself, my family, and my work. The post Financial Lessons from a Doctor Who Became the IC...
A new federal financial aid application drops on October 1 — and being an early bird will likely pay off....
The Federal Reserve is cutting interest rates. But retirees and those nearing the golden age may still see decent returns on their savings....
G.K. Chesterton's century-old wisdom meets modern behavioral economics. Why the best financial planning embraces mystery instead of endless optimization....
Choosing your Medigap plan for supplemental insurance can be a complex, confusing, and costly process. Here's how to tackle the decision....
Your retirement probably won't look like your parents' retirement, thanks in part to rising costs . Here are some ways to assess your finances to get yourself into a better financial position....