Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 13293
Understand the Facts and Don't Pay More Than Necessary Key Ideas There are five primary factors that affect the cost of life insurance. Life insurance policy fees will add to your all-in expense. Ther...
Anyone Can Retire Early, But Few Succeed. Here's Why… Key Ideas The simple math that makes it possible for anyone to retire early and achieve financial independence. Why you don't have to be a ...
Everything You Need to Know About Building Wealth in Just Two Sentences Key Ideas The “secret” to successful wealth building revealed. The proven formula complete with clear action steps s...
I'm a federal employee retiring soon. I'm curious what others have done with their TSP funds. I'm planning on shifting my funds to an investment firm...but are there compelling reasons to stay with TS...
I’m happy to be writing for Can I Retire Yet? again after a two-year sabbatical. I’ll be holding down the first-Monday-of-the-month position this year while Chris continues to fill out the...
February 7, 2023 — The debt ceiling is one of the big issues in the new Congress. How it plays out should be interesting, with Republicans narrowly controlling the House and the Democrats with a...
As you grow older, do you care less about money? I'm middle class and I'm still working but plan to retire in 10 years. I'm comfortable but not rich. My point of view is that I can't take the money wi...
My friend inherited her deceased spouses stock portfolio 3 years ago. She told me the stocks were valued around $200k at that time but are worth about $140k now. She is considering selling and putting...
submitted by /u/sfdragonboy[visit reddit] [comments]...
submitted by /u/No_Influence_666[visit reddit] [comments]...
I'm 26 and started a new job. At my old company I contributed to a 401k which received a 5% match, and I also have my own IRA. My new company offers a 401k but does not offer a match program (sucks I ...
The U.S. is on track to add 8.4 million new jobs by 2031, per the U.S. Bureau of Labor Statistics. But a lot can happen before we see the massive number of new hires. In fact, the latest updates on jo...
Hi all, I am an MBA student at BYU and we are studying retirees as a market segment and need some input. If you’re retired and own an animal, please take this survey. It should take you less tha...
new but would like to start saving in my upper 30s first permanent job too. submitted by /u/tbluhp[visit reddit] [comments]...
Spoiler Alert: It's Sooner Than You Think! Key Ideas When it comes to buying life insurance, sooner is better. There are good reasons to carry life insurance, even if you don’t have dependents. ...
There is often just too much togetherness. I don't want the mail read to me. Or facebook and email read to me. I have my own mail and sometimes I need to concentrate on it in order to respond correctl...
The Social Security program, as designed, has become antiquated and is being asked to do something it was simply not designed to do....
One of the biggest problems in personal finance is deciding when to invest a sum of money. Whether you have $100 or $1 million to invest, the question is: Should you invest all that money over time (d...
retirement in Canada Married couple 57m (A) and 55m (B) with no kid and no debt. A is still working with 140K salary and B has retired now with 30K per year pension for life and A has pension lump sum...
In this article, we will explore the difference between FNILX vs FZROX. Choosing between Fidelity’s ZERO Large Cap Index Fund (FNILX) and Fidelity’s ZERO Total Market Index Fund (FZROX). I...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Childhood was good. I had great parents. Adolescence through high school was a time of maturing. There was a lot of confusion during those years. My work years were good. I had money but I grew tired ...
Hello. I am 58 retiring at 60 with a public pension of $2700 and would have a base $1200 monthly SS (at full SS age 67) coming from pre-pension jobs. However, my SS is subject to the full monthly WEP ...
Planning retirement in a few years and of course, the question comes up as to how much do you need on an annual basis to retire. I’ve been asked my expenses and I’ve been asked what percen...
Not to get too niche, and with full respect to all here, but I see so many posts about planning for retirement and watching grandchildren, or spousal benefits, or others that assume a heteronormative,...
Folks who feel that "job" and "work" have no place in retirement, feel free to check out a different discussion! If you've got a perfect post-retirement work gig, what is it? What makes it perfect for...
Hello, my dad is retiring soon and he wants to find a meaningful job but isn’t sure what to do. He has a pretty strict “things I can’t do” list and it’s hard to narrow it...
I don't have any family that is able or willing to help. My husband died several years ago. Due to some personal problems and health concerns, I'm not comfortable living alone. I am not poor but I nee...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Stocks are going up The commonly accepted definition of a bull market is when the price rises by 20% from its low point. And this past we...
You can contribute $6000 per year to your Roth IRA, but when does that “year” reset? Is it calendar year, meaning it resets in January? submitted by /u/AtuinTurtle[visit reddit] [comments]...
By Dr. Disha Spath, WCI Ambassador How can you spend $1,000 per month on groceries for a family of four?!?! That is a sentiment I have often heard, especially when I share my budget from when I was go...
Americans born in the postwar boom are entering their golden years. Despite the financial success of their careers, a disturbing number aren’t prepared for the financial challenges ahead....
Retirees of reddit I'm trying to help my mother find some info. My mother is planning on retiring this year at 68 from her job. So if she starts collecting her social security now it's a certain amoun...
So, I'm obviously asking so that you can look at what I'm doing and see if it makes sense. My current "plan" is to retire on dividends in about a dozen or so years at age 70. Me and my wife will colle...
My travel budget is taking a hit these days. I still try to get to places close to home. I'm not going to stop altogether. I wrote an article about a place close to home. If you're an aviation or spac...
I know taken into account how much is invested and the glide path tends to be more conservative shifting to bonds down towards retirement. Anything else to be aware of? submitted by /u/Ok_Assignment41...
Getting older comes with a lot of disadvantages – joint pain, stiffness, a cranky attitude among others – but it ... Read more...
I recently started a new job that offers a vanguard retirement plan. I set my contributions from my pay to 10% for every biweekly check I get. “Your employer matches 125%of your contributions be...
I've always loved to tinker and spend time outdoors. I'd tinker and make things on my dad's shop from an early age (8 yo). I retired at 55. Now I tinker and help family by doing yard care and small en...
Hosting a retirement party can be both exciting and daunting. There are many things to consider, from the guest list to the menu and entertainment. And, of course, you want to ensure the guest of hono...
Now 11 months out and i haven’t convinced my wife. She thinks I should stay another 18 months until our kids are out of college. Apparently I need to prepare a PowerPoint and binder like I&rsquo...
I hope this is the right place because it does involve my retirement but I'm retiring January 2024 and I want to get out of the cold north for at least January and February. I know people who have bee...
I think I'm doing okay, but not sure if I'm on track to retire in my late 60s, or even by 70 (I understand you get more SS benefits the later you draw on it). I have 200K+ in cash/liquid accounts. My ...
Nontraditional financial planning model allows you to pay for the expenses you incur between now and retirement — the middle of your life — without losing the ability to build wealth....
Designing a strategy to efficiently use your retirement savings is a critical step on your retirement planning journey to maximize your income and ensure a long-lasting retirement....
It’s all about perspective. Hopefully, you learned that your financial plan can withstand market downturns. If not, now you know you need to make adjustments....
The oldest millennials are now in their 40s, and many are way behind in retirement savings. Fortunately, there's time to turn things around....
How to filter out the noise of unhelpful personal finance advice....
Commentators on the "retirement crisis" ignore the potential for increasing the spendable funds available to existing and soon-to-be retirees by integrating existing retirement fund sources. Also igno...