Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15656
Flat-fee financial advisors aren’t for everyone. In fact, there are three types of investors who should steer clear of flat-fee financial advisors. In today’s episode, we’ll talk abo...
I’m a 54F who really wants to retire in two years. My partner and I have planned for retirement at age 59. He said he is okay with me retiring in 2 years-but I’m concerned he will be resen...
Jimmy in Wisconsin will have a pension, Social Security, and a seven year retirement shortfall. How should he cover it? Skipper in Texas has some unusual pension options, which makes the most sense fo...
This month’s resources start by exploring the impact of rising interest rates on your retirement planning. We’ll also contrast the difference between investing and speculating. Articles fr...
In the world of personal finance, we are constantly bombarded with messages about things that could significantly improve our financial ... Read more...
VOO and QQQ are two of the most popular Index ETFs on the market. While both are well diversified, have ... Read more...
Listener Drew asks about a tax strategy for juggling capital gains and Roth conversions. While it can be a complicated question – especially when large accounts are involved – James provid...
You really should start thinking about next year’s taxes immediately after filing this year’s. Better tax efficiency could save you some serious dough....
Freelancers have to be vigilant to keep track of where their money goes, whether it’s to cover daily necessities, saving for retirement or other expenses....
Are you looking for a total-market ETF to invest in? If so, you likely came across VT and VTI. VT ... Read more...
Now that I'm on a quest to save money and improve my cash flow, I've stumbled upon some new ways to save that I hadn't really considered before. Let me share with you my latest realization about how g...
Ongoing planning in retirement involves periodically assessing whether spending may be increased or must be decreased to remain on track. In his recent Kitces.com article, How Communicating Guardrails...
I’ll spare you all the details as I’m not seeking direct advice (yet) but rather leads for direct advice. Who to trust? Is there an online application that can assist me in sorting timing ...
I soon will be selling my house to move into an apartment. I'm very excited for the move as the joys of homeownership have been getting less joyful. In the next couple of years, I may (or may not) dec...
Photo credit: jb In his Preface to the Fourth Edition of Benjamin Graham’s legendary book The Intelligent Investor, Warren Buffett wrote the following: To invest successfully over a lifetime doe...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
We recently got a question in our inbox that goes like this: I have used Norbert’s Gambit before to exchange CAD to USD in my Questrade RRSP account. But I also read about your recent travels an...
Don't overlook the hidden cost of last-minute IRA contributions....
Where are we going to get the workers to care for us? How are we going to pay them? In my view, long-term care is one of the major challenges facing an aging society. Care can take the form of a nursi...
Last day of work was yesterday. 63M. Couldn’t quite finish all the tasks I needed to complete - office still not fully cleared out, personnel paperwork not completely done. Was expecting to feel...
Most folks on this sub appear to be homeowners. I'm curious if anyone is permanently renting in retirement, and intends to keep it that way? If so, why? Was it a financial necessity, just practical, o...
A comprehensive look at what's going on with Social Security....
Parents often feel compelled to help their kids pay for college, but when that could result in you moving in with them later, you should put your savings first....
HAVE YOU EVER BEEN OVERPAID? ANY COMMENTS? ? I HAVE NOT AND HOPE IT NEVER HAPPENS. I FEEL BAD FOR FOLKS WHO WERE "INNOCENT" BUT NOT THE OTHERS! ? FROM THE ARTICLE - SEE ARTICLE FOR MORE. Social Securi...
Have you ever wondered what questions to ask an advisor? Some questions might be obvious and some might not. So, in this episode we explore a number of questions (and answers) that could be important ...
False underlying beliefs can create a cycle of self-fulfilling failures, while correct beliefs can fuel our success, both personally and financially....
Edit: WARNING spreadsheet references ahead. Avoid if you are allergic to spreadsheets or you get PTSD from your previous life working with spreadsheets. ? For the spreadsheet builders, here are two in...
Estate planning can be a sensitive topic for families to talk about. Here's how to get past the awkwardness and discuss estate planning with your family....
COVID has wreaked havoc on the nursing home industry’s staffing. Prior to COVID, only one in five nursing homes had to hire some of their workers from outside agencies to fill in as caregivers f...
Too many people get wills, trusts, powers of attorney and healthcare directives drawn up and then fail to sign them. Here's how to get past that....
A guide to camping for retirees, as older Americans are increasingly trying out the unique time outdoors....
Episode 445: The Fed likely won’t start cutting interest rates until June or July, that means we still have several months to enjoy 5% risk free rates. So now it’s time to start thinking a...
How many of you help fund private elementary and secondary school for grand children or maybe even children? This is something I never thought would be a consideration, but we all know schools have ch...
What kind of logical and/or illogical reasons stop you from spending in retirement and drawing down your nest egg? submitted by /u/victorlazlow1[visit reddit] [comments]...
For many facing the post-career phase of their lives, retirement is less about finance and more about the need for continued meaning and purpose....
This is a time when the question of whether people are materially better off than they were four years ago comes up....
As I wrote in my previous column on Fred Vettese’s PERC, I’ve reached the age when my registered retirement savings plan (RRSP) will soon have to be converted to a registered retirement in...
When to file for social security? Applying at age 70 maximizes your monthly payout, but claiming early could provide advantages that can’t be quantified on a spreadsheet....
If you’ll have multiple income streams in retirement, you’ll need to coordinate everything so you don’t end up paying taxes on your Social Security benefits....
If you're aiming for more value and cost-efficiency, you might find it surprising that opting for a more expensive home over a median-priced one could be the way to go. While it may seem counterintuit...
The Health and Human Services as well as Defense departments are among the agencies that would face challenges without this funding....
Here's what to do when Medicare won't pay for a nursing home facility....
I just experienced Tesla’s newest version of FSD (version 12.3) with my friend Will from ALL Electric! Tesla nerds already know that v12.3 is a big deal. Everyone else, I assure you that this is...
A recent study into expat happiness around the world saw one geographically-blessed, culture-rich European haven dominate the rankings....
I had to retire early (62) due to a work injury. Due to that my pension and Social Security are small. I do qualify for Medi-Cal dental, however all of the offices I have visited are not up to the car...
I am 63 and have been managing my own investments in about half of my retirement portfolio for most of my life. Frankly, I've not done so well in the last 5 years. It is still in the black but not nea...
Adults in the United States spend an average of 62 minutes per day watching Netflix. This amounts to over 377 hours per year on the streaming platform, which might make you think, “Dang! Can I g...
In today's fast-paced environment, it can feel like there's never enough time to accomplish all of our goals. Between career obligations, socializing with friends and family, and our own personal deve...
A donor-advised fund, or DAF, lets the donor reap tax benefits while also being able to direct how the money is distributed and invested....
Watching your budget helps you reduce unnecessary expenses, and keeping an eye on your net worth as it rebuilds can provide a psychological boost....