Curated articles and podcasts from trusted financial experts and real retirees.
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Public Service Announcement ? Doing a Roth conversion for 2023 ? Must be done by the end of THIS month, Dec 29 (yes deadlines for contributing to a Roth IRA versus doing a Roth IRA conversion for the ...
Our Capital One Shopping Review: 3.5 Stars The Capital One Shopping portal functions like Honey — it scrapes the web for coupons and offers cash-back at certain retailers. With its browser exten...
My last day working. Ready to be done, but anxious for the future. On the plus side, no more stupid meetings which accomplish nothing. No more managing an increasingly bizarre group of technical folks...
Retired parents who have a child with a disability say the income they and their children receive from Social Security is critical to their survival. Yet, for some, it still falls short of what they n...
Abstract Writing a will can improve the transmission of wealth across generations, by preventing the dissipation of assets such as a family home when divided among multiple heirs, as well as, potentia...
Advertiser Disclosure: Physician On FIRE has partnered with CardRatings for our coverage of credit card products. Physician On FIRE and ... Read more...
Advertiser Disclosure: Physician On FIRE has partnered with CardRatings for our coverage of credit card products. Physician On FIRE and ... Read more...
On November 28th, Berkshire Hathaway Vice Chairman Charlie Munger died at age 99. Munger and his partner, Warren Buffett, became billionaire sages whose words reverberated throughout the markets. Thei...
Laura Stover, RFC® discusses the concept of time segmentation and its application in allocating retirement savings for a stable income during retirement. Time segmentation involves matching invest...
It seems like a simple question, but I cannot get a straight answer, arrg!!! Help! If I retire at 64, and no longer work, and I decide not to take SS benefits until 67, will the SS amount continue to ...
Retire on your terms by setting and pursuing focused retirement goals....
Learn about how Social Security programs support retirees, people with disabilities and more....
My wife and I are both retired at 67. I'm deferring Social Security until 70 to maximize the monthly benefit; my wife is collecting hers because it makes sense to. Our lifetime, based on family, will ...
My husband (61) is 100% retired. I'm (62) mostly there but did work part time for half the year so have earned income. Is there any reason we absoluteely should (or should not) contribute to our Roth ...
I retired at age 57 last year. Nowadays I have fiduciary financial advisors to help me navigate all the complexities of being a person that has to file quarterly taxes and figure out how to best move ...
I am fortunate that I don't have to worry too much about money. What I am not finding are podcasts or books on the emotional /physical side of retirement. It's a huge crossroad and I am struggling wit...
So basically I'm retiring in a couple of years. I've contacted several experts in the financial realm and honestly they came off more like salesmen than people who are experts in their field. I'm tryi...
Hello everyone, I am 59 and really burned out from my job, and don't want to work anymore. A resignation letter will work, but should I send a retire notice? I heard, unconfirmed, my company give a re...
As the title states what things helped you push you through your last years of working? -Keeping your eye on the financial prize? -Making a list of things you were looking forward to in retirement? -N...
Abstract This paper examines the Social Security Administration’s (SSA) ongoing efforts to strengthen its relationship with tribal communities across the U.S. We conducted a descriptive study of...
They're only 11% of the population, but older baby boomers have accumulated over $14 trillion in additional net worth since the end of 2019....
The end of the year is always the best time to reflect and plan. I'd like to share severalfinancial moves you should make before the new year in order to protect your wealth and hopefully grow your we...
When it comes to achieving your financial goals, one investment avenue that stands out is annuities. Annuities offer a unique combination of protection and growth potential, making them an attractive ...
Photo credit: jb If you have an IRA that you have to take Required Minimum Distributions (RMDs) from, you need to do this every year by the end of the year. So what if you forget one year? The rule is...
Most people feel like they are behind when it comes to their finances. They look around and see other peoples’ houses, cars, clothes, etc. and think “wow, they must be so far ahead of us.&...
Benefit/contribution ratios provide no guidance on how to fix Social Security. Two of my friends – Andrew Biggs (“No, Social Security Isn’t Earned”) and Gene Steuerle (“L...
Fidelity chooses to give a selected group of customers free TurboTax Premier every year. If you’re selected and you use the link in the special offer to TurboTax’s website, the online vers...
If you are over 65 and retiring or losing your job in the near future, here is one resolution you must make. Resolve to enroll in Medicare Part B, medical insurance....
It seems like no matter how much we save we always have that nagging worry about whether it is truly enough. One of our listeners is looking for ways to reduce the chances of running out of money in r...
A cognitively impaired elder may have lost the ability to handle finances but they may still be legally capable of changing a will, trust and appointed power of attorney....
[168] – There are only 10 days left in the tax year. What can you do right now to maximize your refund? In this episode, Jeremy Keil discusses strategies for maximizing tax refunds and retiremen...
Episode 439: 2024 Investing Themes- review & commentary Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ ——————&m...
As I look back on my career as a financial planner, I think of the diverse range of human experiences ... Read more...
There's something I've noticed about some people who make lots of money online—they derive the bulk of their income by selling other people on how to do something rather than doing that thing th...
While inflation and taxes are both major scourges for retirees, there’s a silver lining in how the two interact. That’s because the federal government builds in a degree of inflation-index...
Thebrief’skey findings are: While annuities offer retirees guaranteed lifetime income, few people have them. A new survey asked financial professionals about the value of annuities for their cli...
Proposed Billionaire's tax will radically alter income and estate taxes and planning for wealthiest. It may apply at $100 million level of wealth....
SSI provides monthly cash benefits to approximately eight million Americans who are elderly or disabled and who have very little or no income....
If you haven’t heard, Intuit decided to shut down the Mint personal finance site/app on January 1, 2024. They made this announcement on October 31, 2024, giving users only about 2 months to deci...
When you’re doing well financially, paying advisor fees might seem unnecessary. So do you need an advisor if you’re already in a good place? Having a successful retirement isn’t just...
That said, there are worthwhile apps to explore. We tested several, and the following are games that pay real money and don’t require you to drop chunks of cash to do so. Games That Pay Real Cas...
Abstract This paper examines family representative payeeship provided to adults with mental illness. In-depth interviews were conducted with five beneficiaries with mental illness who have a family re...
Joe and Big Al spitball on investing in index funds, bonds, CDs, treasuries, annuities, net unrealized appreciation on company stock, and where to park cash right now. Plus, how do taxes, Roth convers...
Learn about the proposed rule to reduce junk fees in retirement accounts....
Four decades into the 401(k) experiment, it shouldn’t come as a surprise that employers are reconsidering pensions....
Fund retirement accounts. Give to charity. Harvest losses. Get energy efficient. Here are some strategies to shrink your taxes for 2023–and beyond....
Photo credit: jb When planning for your Social Security benefits, there is an additional tactic that you may never have heard of: the Protective Filing Statement. This statement is a way to apply for ...
“Say goodbye to sleep.” “You won’t be able to travel anymore. You’ll definitely have to settle down then.” “It will stress your marriage to the breaking point...
Given enough time anyone can become a millionaire. Even those starting out after their 50th birthday. Keep reading to see what it takes to retire a millionaire....
I recently received the following reader comment: “In regards to spending in retirement, I wonder if you could educate your readers, including myself, about differences between a 60/40 asset all...