Curated articles and podcasts from trusted financial experts and real retirees.
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I thought my 10 Questions series was dead as the dodo, but here we are! After years of radio silence, I received two submissions last week. The first is from Dr. Neill Slater who blogs over at Busines...
The number of 401(k) millionaires has soared in recent months. According to a Fidelity Q4 2023 Retirement Analysis report, “This quarter saw a 20% increase in 401(k) millionaires following Q3 20...
ANYONE USING ANY OF THESE BREAKS? ? I AM NOT, BUT NEED TO! ? FROM THE ARTICLE - SEE ARTICLE FOR MORE. Every bit of tax savings helps. By Lynnley Browning, AARP. Published March 05, 2024. If you’...
I wonder if there are others in my situation and how you've dealt (or are dealing) with it... I'm coming up on 63. I was laid off from a long-time job about a year and a half ago. I live in a rural ar...
While most of our listeners are in or on the cusp of retirement, many have loved ones who are earlier in their careers. Often we get questions on how our listeners and clients can help their younger f...
Over on the wiki for this sub there are no less than 33 retirement calculators. Many are used in the FI community to figure out what their 'number' is, not so many are designed to figure out a few har...
Thebrief’skey findings are: Many older workers are inclined to work longer, but will employers hire and retain them – today and in the future? A series of CRR studies on this topic provide...
One factor retirement scenarios do not take into account is climate change and it's impact on quality of life, expenses and longevity. Will more frequent wildfire smoke exposure trigger pathologies so...
In response to suggestions from several of our readers, we have added cells to the AFP models to permit inputting of additional non-recurring income and expense items. These new cells will enable you ...
I'm planning to retire at the end of May. If I let my employer know now, to give them time to restructure or find a new employee, they just might choose to let me go early. I could then apply for unem...
I used to dread it, especially when my alarm would go off before it was light outside. Now I wake up whenever I wake up and go to bed when I’m sleepy, so it doesn’t really matter what the ...
Let’s change the subject a bit. Whether you have retired or not, do you have one favorite photo that brings back a great the memory of the place you have been? My wife and I love to travel and v...
Is accumulation and distribution all there is to financial planning and wealth management? To life? There is another far more gratifying path: wealth activation....
There’s been a lot of hype and media attention around pursuing and achieving FIRE (Financial Independence, Retire Early). But there ... Read more...
Die With Zero by Bill Perkins: A Book Review Die with Zero presents a compelling concept the FIRE community embraces: ... Read more...
You may have contributed to a Roth IRA and then realized later in the year that you would exceed the income limit. You recharacterized the Roth IRA contribution as a Traditional IRA contribution and c...
Can I use my HSA to pay for COBRA premium? I am planning early retirement next year and will need a few years of insurance until Medicare kicks in. Initially may take COBRA until I sign up for Obamaca...
I went for a pre consultation about retiring but the rep I spoke to didn't seem knowledgeable I was a given a date of 6 months from now which didn't seem correct. I went for another consultation and t...
Next Thursday, March 14th, 2024, at 1 pm ET, TD Bank is featuring me in an interview and live Q&A on this topic in a free webinar. Register for the webinar here. More information is below. I&rsquo...
If you’re a night owl looking to work from the comfort of your home, night shift remote jobs are right up your alley. As more companies begin to embrace flexible work schedules, there are plenty...
If you’re wondering how to make a lot of money, you’re in the right place. Here are five of our favorite ways to make lots of money, and save a lot of money. With these 7 tips, you could p...
Gen Z respondents were likelier to share personal information about their retirement savings…...
Among the recommendations includes those on expanding retirement savings opportunities and…...
House approves amendment with strong bipartisan support Thursday, with a broader package of…...
RIA Expressive Wealth launches, Nationwide selects leader to Protected Retirement team, and more...
A day after three amendments including 403(b) plan parity and e-Delivery fixes were passed,…...
I always had it in my mind that I would retire at age 65, but recently since my portfolio values are way up, I've been asking... is that really necessary? Can I bag it early? I'm really sick of workin...
In this episode we continue to compare and contrast retirement planning today vs. retirement planning in “the good old days”. Glenn is available for in person and online meetings if you'd ...
We are planning to consolidate and purchase what I hope will be our last home (first floor primary and laundry) . I have found a house that checks all the marks but I (the conservative saver in the fa...
Out today, J.P. Morgan Asset Management’s 12th annual guide analyzes the most significant…...
New Morningstar data today analyzes ESG voting records and policy stances of 10 largest U.S.…...
Final approval announced today marks largest settlement ever in an ERISA case alleging a…...
The number of women who are concerned over the economic environment fell by nine points…...
What do you use this Retirement board for most and why? For instance: Looking for advice/info to posts you create? Try to give helpful information to posts by others? Retiree but VERY rarely post? You...
We F(62) M(64) reaching out because I've been reflecting on our experience in our master-planned community( not a 55+) near Wilmington, NC, and I'm starting to wonder if it's time for a change. We've ...
Filing for Social Security sounds simple on the surface. You take a specific percentage of every paycheck and it goes into the system when you’re working. And then when you retire, you simply fi...
Zillow recently released an intriguing study that outlines the income needed to afford a “typical home” in different cities. The study considers a 10% down payment and utilizes the Zillow ...
March 7, 2024 – My claim to fame in the personal finance and early retirement community is my Safe Withdrawal Rate Series, which has now grown to 60 parts. But I also have another passion: tradi...
Consider the myriad reasons Black Americans get 19 percent less from Social Security during their retirement years than White retirees. Inequities in the labor market limit their job opportunities and...
Discover the impacts and debates surrounding raising the retirement age. Understand how increasing Social Security's retirement age can affect your retirement plan....
Introduction: In our exploration of ear health, we’ve embarked on a journey with Hillary R. Perry, an esteemed audiologist, to unravel the complexities surrounding hearing loss and the diverse w...
THANK YOU AARP FOR DOING THIS ARTICLE AND HATS OFF TO THESE PARENTS ??? For hundreds of thousands of retirees, focus on caring for kids ‘is just life’. By Jon Marcus, AARP. Published March...
A few weeks ago my husband (60) received an early morning phone call from his manager and the HR representative, letting him know that he is retired effective immediately. He had planned to work anoth...
But a fair observer of the 401(k) system would point out where it is working and where it has holes....
Most people say they want to "age in place" at home for as long as possible. Know the shockingly high cost of the best of care for aging loved ones at home....
A proper retirement income plan will include how you expect to pay for healthcare costs once you retire. The cost of medical care in retirement will shock you....
Recently widowed and just retired. And yes I’ve heard every pro and con imaginable on this subject but still have not made my mind up. I’ve done the math and I feel I have adequate savings...
I will be eligible for Medicare in about a year. I have been doing quite a lot of research but it is all so confusing. Part A an B is pretty straight forward but then there is Medigap in partsC, D and...
This month we celebrate the Retirement Answer Man’s 10th anniversary milestone with several guests throughout the month. Today we welcome Professor Rick Nason, author of It’s Not Complicat...
For high-net-worth families, there are financial planning strategies to take advantage of today before the rules change....