Curated articles and podcasts from trusted financial experts and real retirees.
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Retirement tax planning should begin well before retirement. Listener Jodie, with over $2 million in assets in various types of accounts, is concerned about the high tax bracket she anticipates she be...
If you’re one of the people who feel like retirement might never be an option, consider opting for a less conventional route: a mini retirement....
Answering listener questions about quarterly estimated payments and the safe harbor rule, tax-loss harvesting and not letting the tax tail wag the investment dog, and what to do when you do not couple...
Have you ever thought: I’m buying this because I deserve it? Here's why that could be a dangerous mindset—and what I'm doing about it. The post Financial Flexibility – Don’t Sp...
There is one thing that many unsophisticated investors are still getting wrong about diversification. It's called false diversification. The post Beware of False Diversification appeared first on The ...
Exploring the rules & options for how to handle the Social Security survivor benefit in the event of remarriage....
Good job on all that great saving. Now you need to start spending some of that hard-earned retirement savings on the things you love....
Deciding who you want to inherit your wealth, as well as when and how, is a crucial first step in estate planning. Here are the four beneficiaries to keep in mind....
To succeed at retirement, you need to address five emotional tasks to replace and mitigate the losses from working....
Supreme Court Loper case affects your estate plan. You might file a claim for refund or amended return. IRS Regulations not mandated by Congress may be challenged....
With retirement, each generation has different priorities and challenges. For Baby Boomers, it's a matter of ready or not, here it comes....
There are four main reasons why someone should decide to hire a financial advisor. Hopefully this framework will help families in their decision-making process....
After 12 years of FIRE (financial independence retire early), I went back to work. Unfortunately, I only lasted four months. Here's my story of what went wrong. I purposefully waited months to release...
There is a misconception in society that all doctors come from wealth. And while I can understand where that comes ... Read more...
5 Retirement Red Flag Warnings For Retired Couples...
The final regulations retain the controversial IRS interpretation of the 10-year rule for inherited IRAs....
My wife and I are retiring next year, with plans to move to her hometown in Alberta, Canada, which is freezing cold for at least four months a year. So the tentative plan is to spend two or three of t...
I am retiring in December of this year. I will start collecting SS in January 2025 or may push it off a few months if finances allow. For the past nearly 15 years I've been able to count on yearly sal...
You’ve got questions and we’ve got answers. On this episode of Retirement Answer Man, Taylor Schulte from the Stay Wealthy Podcast joins me to answer your retirement questions. Grab your e...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 7 Big Retirement Surprises and What to Do About Them. Try these tips to navigate retired life’s unexpected twists and turns. By Bruce Horovitz, AARP. P...
– “I used to read Mr. Money Mustache”, some people say these days, “Until he got all rich and fancy so that he no longer understands the common person’s plight. Stash pro...
When’s the last time you saw a headline highlighting some young person making five figures of “passive income” a month? ... Read more...
In the late 1960s and 1970s, the U.S. Social Security Administration subsidized college expenses for young adults with deceased, disabled or retired parents who were receiving dependent benefits. The ...
I'm a fan of both stock dividends and rental property income, my two favorite sources of passive / semi-passive income. When younger and less wealthy, rental property income may be preferable. As you ...
Are big changes in tax laws coming soon? Not likely, but you might want to take advantage of higher estate and gift tax exemptions well before the end of 2025....
Hi FIRECracker and Wanderer (and Little Matchstick), I could also title this, “I think I’m mathing my shit wrong.” I’ve never been a Mathlete and always like to use the excuse ...
I’m curious if anyone here uses any DIY retirement planning software, or does everyone just pay a financial planner every year? I’ll be 63 later this year and planning on retiring sometime...
One of the biggest mistakes someone about to go on Medicare can make involves COBRA - the Consolidated Omnibus Budget Reconciliation Act....
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! How to Save Like a 401(k) Millionaire. More Americans than ever have seven-figure nest eggs; this blueprint can help build yours. By Tamara E. Holmes, AARP. ...
Sometimes books, movies, songs, and other art forms are instant classics that resonate with people. Other times, things resonate for different reasons. They catch your attention at a time and place th...
It's unclear whether Generation X savers are ready for retirement, although some long-term account balances are surpassing those of boomers....
If you're delayed taking Medicare because you have employer coverage, changes ahead may disqualify your plan....
A good financial adviser will focus on how your financial planning and investment strategy align with your lifestyle and aspirations....
These contracts provide a clear framework for asset management and protection and are especially useful if you get married later in life....
Save on Car Insurance Today Explore and compare rates from over 50 top insurance companies, including Progressive, Travelers, AAA, and Nationwide, to find the best car insurance deals. Get Your Free Q...
Let’s say you’ve recently come into a lump sum of money. Maybe a relative passed away and left you an inheritance. Perhaps you finally saved up from your job. Regardless of the source, you...
The risk of falls increases with age. A partnership between EMS and the communities they serve can stem the risk of overwhelm on services...
My wife and I are planning to retire at the end of the year and we're in a position where the majority of our pension pots are in my name. It means that I will quickly hit the threshold for paying inc...
I (63) retired 5 years ago. My wife (64) retired last month. We have accumulated a lot of possessions. Some have financial value, most don’t but are useful. I have a “I worked hard for tha...
I'm retiring early in a couple of years at 60, and I'm trying to figure out if there's a best time of year. Bonuses come out in March, so it kind of makes sense to wait for that. I'll need to buy heal...
Hi. As the title says, I (62F) am retiring at the end of July. For some reason, I'm feeling very anxious, and every day that goes by I'm just getting more and more anxious. Is this a normal reaction t...
I’m posting this here because a lot of retirees and soon-to-be retirees have relocation as part of their retirement plans. Also, a lot of us have been in our current homes for years, homes which...
Photo credit: jb Often we find ourselves in situations that we never dreamed of – like owing the IRS a considerable amount of money. Maybe you earned a lot more than you expected, perhaps you ha...
In this episode of the Big Picture Retirement podcast, we dive into listener questions about Social Security, tackling a wide range of scenarios to help you navigate the complexities of your benefits....
Hey everyone! I’m in Thailand for 3 weeks to visit my dad and check on the progress of the RB40 Villa, my ultimate goal. I wrote a post about it 12 years ago. The ultimate goal is a long-term pr...
Despite a brief 6% correction in the latter part of the first quarter, the stock market has shown resilience and growth in the first half of 2024. Keep reading for factors contributing to this and wha...
Hey, remember how our ultimate goal in life was simply to graduate medical school as a doctor, and we thought ... Read more...
Meaning is more important than money and significance is more important than success....
These international cities offer safe, friendly and vibrant communities for retirees in the LGBTQ+ communities....
We're not saying you shouldn't spend it on a new car, but there are some considerations to guard against lifestyle creep and to help ensure a comfy retirement....