Curated articles and podcasts from trusted financial experts and real retirees.
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Could doing everything "right" with your retirement savings actually be limiting your financial freedom? As part of our "By the Numbers" series, in this episode, you'll learn: Why "max out your 401(k)...
Recently, a bunch of WCIers got very interested in cash balance plans. Let's talk about them today, particularly the downsides of a CBP. The post Why You Might Not Want to Make Huge Cash Balance Plan ...
If a basic will isn't enough to protect your family's assets, you have two trust options: revocable vs. irrevocable. But only one is right for you.
Moving to Europe from the U.S. can get more complicated the wealthier you are. Find out what it really takes for a successful move — and how to plan for it.
Dr. Addams sold a rental property in 2021 and moved $150,000 into a value-add apartment deal. The sponsor’s deck projected ... Read more
The first time a physician shows us a locums paycheck, the reaction is almost always the same. No taxes were ... Read more
David Chilton is retiring at 65 after four decades in personal finance. He shares why he’s stepping back and what comes next. The post The Wealthy Barber retires appeared first on MoneySense.
Over the years, my bed times have changed a lot. Back when I was working and attending customers on site, I might be getting up as early as 5am, although I'd generally prefer to travel the night befor...
61M here. Thinking of retiring in the next 2 to 4 years. Just wondering if there were any mistakes/regrets that you wish you had taken into account in hindsight about retirement. Honestly, I’m not int...
Here I am again, in Beaver Creek, CO — the place where, two years ago, I first connected emotionally with the idea of retirement, and where the concepts for my […] The post Building Our Pre-Retirement...
My O.H. left school at 16, has always worked since then and has progressed over the years to senior management position in an IT field. After Covid the whole company moved to hybrid contracts and rece...
Answering listener questions about the most effective levers for catching up after a late start to retirement saving, tax-loss harvesting, and when added investment complexity may or may not be worth ...
I wrote a comment regarding an email I received from AARP. The subject was about states in the U.S. that AARP suggested us retirees should move to....... all of which were in areas that experience haz...
From bulk goods to healthcare coverage, Costco plans its expansion into senior health plans pending government approval.
Women should move beyond simple saving to a strategy that optimizes taxes, asset location and diversification, so every dollar works toward long-term goals.
From monetizing garage space to selling niche expertise, retirees are boosting cash flow on their own terms.
Ed Slott is one of the best tax experts in the country. He has said many times that an “IRA is an IOU to the IRS.” Simply stated, your large 401k accounts and Personal IRA’s have 3 huge TAX problems f...
A survey links Gen Z sports betting to investment choices. The larger danger is a 401(k) system that lets retirement savings leak away early.
A fully-funded insurance program would save Medicaid billions of dollars, cover more people, and improve the quality of life for many receiving long-term care.
Many people are relying on AI too much. AI is a tool and will not replace the relationships in our lives that add to our heath and well-being. We need to be intentional about nurturing our relationshi...
This Summer Replay revisits Roger’s 2018 conversation with Gretchen Rubin about the Four Tendencies and how understanding your personality can help you create a retirement plan and daily life that tru...
Something funny happened after I spent $3,000 fixing up my 2015 Range Rover Sport. A 2026 Range Rover Sport in the same black on black with only 905 miles became available. It was the perfect setup, b...
One of the most powerful tools in a physician’s financial plan—and life design—isn’t a fund, account, or asset class. It’s margin. The post Margin: The Most Underrated Tool in a Physician’s Financial ...
Out-of-state ER visit? Emergency in Europe? Find out what your Medicare plan actually covers before you take off.
Maxing out a traditional 401(k) without cash reserves triggers tax spikes and market losses. Here's where and how to save cash for easy retirement withdrawals.
How can married couples ensure non-taxable estates pass as intended and are protected from unwanted claims down the line? A QTIP trust can provide the answer.
Intentional lifetime giving creates far greater impact than lump‑sum inheritances by reducing stress, building responsibility, and passing down values along with wealth.
Past 3 years into retirement, I plan and do some foreign trips. That included the U.S. --New Mexico, Chicago and northern Minnesota in fall. Also threw in 2 wk. trip in Italy last yr. This yr. my driv...
Ever since becoming parents, our routine has revolved around being stuck at playgrounds, obsessing over nap times, stopping our kid from eating food off the floor, toilet training, and then coping wit...
What does it actually mean to win at retirement? A bigger house, more expensive vacations, and a larger income during your working years may look like success, but they don't necessarily determine how...
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC Today on Your Money, Your Wealth® podcast number 595, Joe Anderson, CFP® and Big Al Clopine, CPA spitb...
Do retirees actually run out of money? After reading hundreds of real retirement stories from people who did, one pattern became clear: it usually wasn't poor investing that caused the problem. In thi...
Money can be scary, and the first time you do a financial task, it can be intimidating. Here's how you can overcome that fear. The post 8 Financial Tasks That Are Intimidating . . . Until You Do Them ...
Hooray for the market's double-digit growth three years in a row, but it could be time to check in on your risk tolerance.
With $4 million saved, a couple wants a bigger home for their teens before retiring in eight years. In this week's Wealth Wise advice column, advisers reveal why it’s risky — and smart alternatives.
CDs and Treasuries are secure, but thanks to inflation they might not get you through retirement. You'll likely need some growth-focused investments, too.
For years, tax-optimizing investing strategies were confined to hedge funds and ultrawealthy families with access to specialized financial planning. Now, ... Read more
The IRS issued Notice 2026-49 on August 12, 2026, with 4 optional sample forms and a 5-step process to simplify direct rollovers between retirement plans and IRAs. The guidance does not change rollove...
I am 9 years from retirement. Trying to figure out if I should pay off the mortgage ($360k) or invest the money. Sources show I should invest it. $200k to something like bonds and that should be my sa...
As I get closer to retirement, I'm trying to figure out the best way to budget for major home expenses. Things like a roof, A/C unit, water heater, or appliance replacement may not happen for years, b...
Moving near the grandkids sounds like a retirement dream, but it can quickly become complicated. Ask these three crucial questions before you pack your bags.
Yes, pediatricians have disadvantages to building wealth and getting rich, but it's certainly not an impossible task to do so. The post Become a Pediatrician, Get Rich appeared first on The White Coat...
Much is made in Reddit about people no longer caring what people think about them. The point I am making is slightly different—I no longer have to worry about what people think about me. It is a littl...
Yes, no, maybe. It depends on your bank account, health and the fine print.
This summer I toured a couple of 6,000 to 7,000 square foot mansion in the Kahala neighborhood of Honolulu, all in preparation for a potential move in two or three years. We plan to move back for eith...
Episode 531 00:00 Introduction 02:15 $APH 03:49 $DELL 04:37 $CIEN 05:51 $COHR & $LITE 06:29 $GLW 07:13 $CSCO 08:00 $FLEX & $JBL 09:05 $NDSN 10:14 $RAL 11:08 $ROK & $HON 12:15 $ZBRA 13:23 $GSAT Sign up...
While a solid financial plan tells you if you can afford to retire, a "second checklist" focused on purpose, relationships and well-being is also important.
Hitting your savings goal is worth celebrating, but you're not done with retirement planning. Next, ask yourself how you'll keep more of what you saved.
Retirees often overpay their taxes because they mix up their cash flow, income and actual spending. Understanding the differences can help you stay in control.