Discover the Best Insights for Every Stage of Retirement

7 Estate Planning Best Practices

These tips can help you avoid common trouble spots and create a more effective plan....

5 Key Components of an Estate Plan — and 7 Others to Consider

Whatever your circumstances, you can take these steps to build an estate plan that benefits both you and your loved ones....

10 Ways Retirees Can Manage Income Distribution

The goal of a retirement income plan is to make the most of your money while ensuring that it lasts. These 10 strategies can help secure your financial future....

2024 FIRE Wrap-Up!

Happy New Year everyone! I hope you had a nice winter break. We went to visit families near Palm Springs and had a great time. It was so nice and ... Read more The post 2024 FIRE Wrap-Up! appeared fir...

Silver sneakers program: feedback sought

Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...

Variable amounts for 401k catch-up for 2025.

I don't know what law or regulation changed the set amount for 401k catch-up for 2025. Can anyone explain the reason the amount for catch-up is $7,500 for over 63 to 67 and $11,250 for 60-63? I turn 6...

Why You Could Make More In Retirement Than While Working

One of the biggest reasons I was against contributing to a Roth IRA is my belief that most people won’t make more money in retirement than while working. As a result, they’re unlikely to p...

Prescription for the Mind: Top 12 Books by Doctors

The literary realm of medical professionals is like taking a peek into another world you could’ve never imagined. Doctors don’t ... Read more...

Social Security Fairness Act Will Boost Retirement Benefits For Millions. Will You Be Impacted?

The new Social Security Fairness Act was just signed into law by President Biden. What is the Act and how could it impact your Social Security benefits in 2025?...

The Purpose Code — Book Review

Jordan Grumet is a hospice doctor turned financial independence author and podcaster. I reviewed his book Taking Stock about a year and a half ago. In it, he applied lessons he learned working with th...

Vast majority of seniors say Social Security COLA is inadequate

The vast majority of seniors surveyed about Social Security's COLA say the number should be as much as five times higher than the government is forking over this year....

5 Ways the Second Trump Term Could Affect Your Finances

Income tax cuts are likely to be extended, but electric vehicle tax credits could disappear....

Inherited an IRA? Avoid These Common Mistakes That Can Cost You

Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save....

Gifting Earlier Rather Than Later Can Reap Big Tax Benefits

Even with Donald Trump's win, the future of the Tax Cuts and Jobs Act remains uncertain, so here's how to make the most of its provisions while you still can....

Golden Handcuffs - To Retire or Not?

I will hit 60 this new year. I retired from a long career with immediate pension and took a job at a Non-Profit after I was offered a position as a manager. The position pays very well and has amazing...

Does maxing out my 401k signal to my employer that I plan to retire soon?

I plan to retire in a few months - but I am not ready to notify my employer. I am considering contributing almost all of my remaining pay to my 401(k). Our pay is handled by a third party (ADP). My cu...

The Sunday Best (01/05/2025)

Welcome to another edition of the Sunday Best, where we read through the internet and blogosphere to bring you the ... Read more...

FUN additions or changes to your home for retirement?

I'm wondering if there are things that you guys added or changed about your home to make it more FUN since, for most, you have more time in your home upon retiring. Met somebody who put in a shufflebo...

The Seven Key Milestone Ages in Retirement

These seven milestone ages mark your eligibility for significant retirement benefits, including catch-up contributions and required actions, such as taking RMDs at age 73....

Problems with Medicare Advantage Plans Keep Mounting

Complaints about Medicare Advantage include denial of service and slow care approvals....

A Frugal Saver's Guide to Spotting Investment Costs

Some of the fees that come with buying or holding stocks, bonds and other investments are obvious. Others can hide in plain sight....

Final 6 month countdown; advice needed

Hello everyone, As my title says I am looking for help. Especially in just letting things roll off my back. I have a demanding job in healthcare so I am expected to be perfect (ha, ha). Someone here s...

Update on “Don’t like being retired after 3 years”

Okay, I took a lot of the advice/wisdom of the comments to my original post & you gave me great options - SO: - I got a dog & am taking him to training classes (love this) - I took a series of...

Did you celebrate retiring? If so, how?

Today is my first real day of retirement (yesterday being a holiday). I suggested to my wife that a great way to celebrate would be to spend 3-4 days in Orlando, and get away from this cold front that...

Feeling Poor As A Child May Help Them Grow Rich In Many Ways

If you're a FIRE parent, one of your biggest concerns might be raising a spoiled and entitled child who takes hard work and money for granted. If this happens, it may feel like a significant failure&m...

Racial Inequities Carry Over from Work to Retirement

The Social Security Administration encourages applicants for its research grants to explore “the structural barriers that may contribute to disparate outcomes among people who have been historic...

New Social Security Tax Reforms Change Benefits in Two States

As the calendar turns to a new year, some retirees have tax reasons to celebrate....

If You Are Retired, Is It Too Late To Leave A Legacy?

People often think of legacy at the end of life. Legacy is now and never too late. Live how you want to be remembered....

My company wants me to consult part time after I retire (IT)

I gave work a 6 month notice and we're down to a couple of months left. They haven't made much progress in hiring a replacement so my director is already making noises about me helping to interview th...

Can You Overcome Your Resistance To Parenting Your Aging Parent?

The idea that you have to tell your elders what to do or take over things for them seems strange. Understanding your own resistance can help you get past it....

Fixing Social Security’s 8-Year Cliff Rely On Trust And Stephen Goss

Most experts agree without intervention from Congress and the president, the Social Security system will be unable to meet its full obligations within the next eight y......

Privacy and Security: The Essential Guide to Reclaiming Your Digital Life

I spent the last 13+ years of my career in IT as a manager, but I’m still a techie at ... Read more...

Fitness Update: Cookie Madness, Old Rotator Cuffs, And Progress

Time for another titillating fitness update. I last posted at the end of September. Since then, I’ve been hitting it hard at the gym. Maybe too hard… Obsessed When I get obsessed with som...

Four Financial Steps That Can Help the Sandwich Generation Cope

People who are caring for kids and aging parents at the same time can take a hit mentally and financially, so make sure you're tapping into all available help....

Thoughts on retirement - one year in

TL;DR I love retirement and have no regrets. I’d like to share some thoughts after being retired for a full year. -I’m still amazed at how easy the transition from worker to retiree was. A...

25 Social Security Facts For 2025

Social Security is more confusing than ever. Myths abound. Here, you’ll find a complete set of 25 facts to help you understand Social Security and its benefits....

What is Coast FIRE? A Balanced Way to Retire (With Video)

Ever wondered how you could achieve financial freedom without waiting until you’re 65? Or how you could work less now, but still retire comfortably later? That’s exactly the kind of balanc...

The Hidden Costs of Homebuying You Need to Know About 

Buying a home is one of the most exciting decisions you’ll ever make, right? It’s also one of the most expensive, if not the most expensive. Many people spend months planning their budgets...

Leaving words of wisdom for lurking youngins…

… finish the following message for our sub’s lurking youngjns. Things you wish you would have done differently if you have a chance to tell your younger self. Dear younger self, …....

Boldin Recap: Are You Taking Advantage of Everything we Released in 2024? (And, Our Promise for 2025)

Did you miss any of our new features in 2024? Are you taking full advantage of the updates? Can you guess the favorite tools in the Planner? The post Boldin Recap: Are You Taking Advantage of Everythi...

Financial Goals and Resolutions: Prepare for a Great 2025 and Beyond

Set financial goals and resolutions for 2024. Here are 28 things to consider to set yourself up for a secure and happy future. The post Financial Goals and Resolutions: Prepare for a Great 2025 and Be...

2025 Goals And Resolutions: Back To A Simple Retirement Life

Happy New Year everyone! I hope you’re enjoying the time off and doing some reflecting. I’ve returned to San Francisco and am ready to relax some more! Now that I've shared my 2024 year in...

The Rich Stop Paying Social Security Tax Around January 1

In the first few hours of 2025, over 229 U.S. workers earning over $50 million per year will have likely paid all their Social Security taxes for the entire year....