Curated articles and podcasts from trusted financial experts and real retirees.
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I'm looking for software where I can input my investments and where it is invested, to find the best way to withdraw X amount each year to minimize taxes and remain balanced. It is a little complicate...
Tuesday, January 28 - Monday, February 03, 2025 Top Comments score comment 37 /u/FSmertz said Remember, you are not your job. 35 /u/xtnh said "I have nothing to do." Terrifying words to a hardworking ...
For a lot of us, the idea of an early retirement isn’t just escaping the grind. It’s to stop working ... Read more...
If there’s one lesson I’ve learned the hard way in real estate, it’s that a full-on, gut-remodel can be a nightmare. After years of painful, unpredictable remodeling projects, I can ...
It is becoming more popular to take a 401(k) loan. A December 2023 report found “more retirement savers have taken loans from their 401(k) accounts over the past year, suggesting that U.S. house...
Inheritance used to feel like a sure thing. Parents worked, saved, and left something behind. Maybe it’s a house, an investment account, or even just enough to clear a few bills. After all, Boom...
Life has been chaotic over the last few weeks if you work for the Federal government. The Trump administration promised to downsize the government and that’s one promise they are ... Read more T...
I'm looking to retire this year probably in june (I'm 68 and I've worked at my company for 17 years), and I've been reading a lot about when is the best time to give notice that you're actually leavin...
President Trump wants to cancel the penny, but that's not the only item going away....
Scammers are getting sophisticated when it comes to catfishing older adults. Can you spot telltale signs you’re being conned out of your money?...
Retirees aren’t just sitting on the sidelines anymore. Some miss the routine, some want extra cash, and others are just plain bored. Jobs that younger workers are ditching are wide open, and ple...
Your mindset can make or break your retirement. Are you a Pollyanna, Delegator, Controller, or Realist? In this episode, we dive into the four common mindsets retirees bring to the table and how each ...
Costa Rica may be a good place for retirement if you like the low cost of living and savings for your heirs....
Caregiver stress is real. Here are five techniques to protect your health and happiness while caring for a loved one....
Like the best football teams, you can win at financial planning by executing a strategy, making halftime adjustments and staying focused on the ultimate prize....
The outlook for Social Security is gloomy, but you can save now to protect against benefit cuts later. If the cuts don't happen, you'll still be better off....
When COVID swept in, the U.S. Social Security Administration responded quickly and closed its field offices on March 27, 2020. They remained closed for two full years, largely eliminating the option t...
Thru the years, benefits for Social Security have increased in coverage but there has not been enough income coming in to cover these increases in coverage. EXAMPLE - Survivors benefits INCLUDING Divo...
The Actuarial Financial Planner (AFP) workbooks (for single retirees and retired couples) are robust actuarial models integral to each of the three “M” steps outlined below in our recommen...
Not everything The White Coat Investor publishes is fully embraced by the readership. Here were some of our biggest controversies. The post The White Coat Investor’s Most Controversial Articles,...
What is "inverse prioritization" and how do we counter the forces that seek to undermine our best intentions—personally and financially?...
Fewer couples are combining their bank accounts. But that trend may not promote partners’ overall financial health, experts say....
FROM THE ARTICLE: Reduction in benefits projected by 2035 unless action is taken to shore up vital program. By Andy Markowitz, AARP. *** There are 93 Comments on the AARP website. Stop by to add yours...
FROM THE ARTICLE: White-sand beaches, Old World cities and famed wine regions where you can live on the cheap. By Andy Markowitz, AARP. *** There are 5 Comments on the AARP website. Stop by to add you...
Welcome to this week’s edition of the Sunday Best where we bring you the best reads from across the internet. ... Read more...
Here is the background: I was laid off effective 9/15/2023 due to a company reorganization and my position was eliminated. As part of the action the company paid me a severance in addition to bonuses ...
The eternal questions when it comes to education is whether it is worth paying more for an education at a more expensive institution. The post College Costs What You’re Willing to Pay appeared f...
Living in the Dominican Republic is a big draw for ex-pats looking for a warm, sunny and affordable retirement. Should you make the move, too?...
As a real estate investor himself, President Trump appears poised to preserve the tax-deferring power of this strategy. But you still must follow the rules....
It's totally impractical, super challenging and yet living without money is an intriguing concept. Learn a little bit more about an alternative way of life. The post Surprising Lessons from People Who...
Hello all, I'm turning 65 and retiring this June, 2024. I know this is a common topic, but the most recent related thread I was able to find was more than a year old, and I think things change in this...
We are retiring in a little under 3 years. We have been 100% in equities for 20 years and have a little over $600k over several accounts. We live very frugally and can get by very comfortably on about...
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Really interesting the places their heads are going - January 3, 2025 Steny Hoyer, Wendell Primus Estimates of the Financial Effects on Social Security of potential legislation to improve the solvency...
No one really thinks about emergency cash until they’re in an emergency. It’s easy to assume your debit card or phone can handle everything, until a power outage, natural disaster, or glit...
Passive investing has revolutionized the investment landscape for individual investors. Not only has it dramatically lowered the costs of asset ... Read more...
How to Become an Amazon Reviewer in 2025...
Financial Flexibility: How to Handle Check Cashing Challenges Without Stress...
What Gen 20 Should Know About Early Real Estate Investing...
As a general statement, if you believe in the U.S. economy and government, the 60/40 allocation should work well for most people....
OnFebruary 6, 2025, the White House announced a series oftax cuts primarily benefitting the middle class and retirees. Here’s what’s on the table: The administration is calling this thelar...
Wisdom comes in all shapes and sizes, but not all of it is true, especially when it comes to these seven retirement financial planning myths....
Tackling these strategies one at a time, whether it's updating estate planning or reassessing investments, can help put you on track for financial stability....
The decision to move your parent into assisted living is a difficult one. And the expenses of it add another layer of complexity. The post The Challenges of Long-Distance Eldercare appeared first on T...
First off, thank you to this community and its mods for the valuable and respectful discourse. I posted a couple of other times (HERE and HERE) because I was at a crossroad in my career - we had hit o...
I'm 65, not retired. I've been renting ever since my divorce 12 years ago but now think I should buy since rents are going crazy and at least I could have some equity someday. I've got about $110K in ...
Hubs and I are both retired in our 60's and 70's. We owe about $120K on our house at a 2.75% rate. No kids, thus no grandkids. We have several nieces and nephews that we are close to that have been ve...
In the year ahead, private equity, exchange traded funds and tax-loss harvesting promise to be top priorities for advisors leading the pack....
Businesses everywhere are scrambling to find skilled workers, and the problem isn’t going away. Jobs are open, but the right people aren’t lining up to fill them. If you’ve noticed l...
35 Highest Paying Degrees in 2025...