Curated articles and podcasts from trusted financial experts and real retirees.
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The 50-30-20 rule is a percentage-based budget approach. Learn more about how it works and why it's such a popular approach to spending and saving....
If you receive income such as interest, dividends, alimony, self-employment income, capital gains, or prizes, you may have to make what the IRS terms “estimated tax payments.”...
The U.S. is approaching a big demographic shift, and it’s already starting to reshape how people think about living as they grow older....
The amount of retirement millionaires continues to grow, according to Empower data, with 9.1% of Americans falling into this category of retirement savers....
Is your Social Security income taxable? The answer isn't exactly a simple one....
Empower research shows that more than half of Americans equate home ownership to financial success, but the surge in home prices may be pushing the dream out of reach for some....
The 401(k) is one of the most common investment vehicles to save for retirement. See how your long-term savings stack up....
Retiring abroad can be a dream come true if you have a good grip on your finances. Here's what you need to know to make it a reality....
Well, 2024 is over, and now we can look back on our investments and see how they did for the year. It was a year of extremes in the news. Wars raged on in Ukraine and the Middle East, multiple natural...
Irrevocable trusts offer nearly endless possibilities for high-net-worth individuals to reduce their estate taxes and protect their assets....
I recently received an email from a reader asking me about the Earned Income Tax Credit. It made me realize, I’ve written little about tax credits. This is an important topic that early retirees...
Check out these strategies to make the most of your money whether you’re looking at a windfall of $500, $5,000, $50,000 – or anywhere in between....
Hey Folks, looking for some words of wisdom from folks in my situation. I will turn 65 in June and I had planned to retire at that time. I was at a senior level in the organization one step down from ...
Background information: I'm currently 66-4 months and full retirement age is 66-8 months. My wife is 55. I retired 2 years ago and my wife will be retiring in 2 months. We both are collecting decent p...
January 14, 2025 – Happy New Year, everybody! I hope you had a quiet, relaxing Christmas season and a great start to the New Year. As I’ve done in prior years, I want to update you on my o...
Happy New Year! 2025 is here and it’s time for a fresh start. Isn’t it great to have this chance every year? The gym is already full of optimistic people, ... Read more The post 2025 New Y...
What is the risk with BDCs, or business development company funds? Edward in Illinois wants to know. Do Pebbles and Bam Bam in Kentuckystone have too much invested in T-bills? Are mutual funds or ETFs...
It’s no secret that we live in a society obsessed with appearances. Doctors, in particular, often get tagged with the ... Read more...
What does retirement look like if you had $2M or $15M? How different time horizons and levels of wealth help determine how much is enough to retire....
There are changed retirement decisions that apply to those waiting to retire until their 70s....
A discussion of factors to consider while deciding when to file for Social Security benefits, factoring in age and other components. The post When to File For Social Security Benefits appeared first o...
To simplify the future for yourself and your heirs, put a financial contingency plan in place. The peace of mind you'll get is well worth the effort....
Baby Boomers may have hit the jackpot money-wise, but many attribute their wealth to financial planning and professional advice rather than good timing....
2025 has gotten off to a rough start with devastating fires and corrections in stocks, bonds, and other risk assets. So, I thought it’d be a good idea to shift focus to some positives—befo...
Low-income retired couples with less than $3,000 in assets can get Medicaid to supplement their Medicare insurance or pay for a nursing home. This asset cap, set by state governments, mainly applies t...
If you’re a couple in your late 50s and trying to maximize your nest egg…even if you had $1 million or more to afford a second home (let’s say near a beach or some other very desira...
Seven years ago,Dividend Growth Investor (DGI) asked me if I’d like to participate in the Warren Buffett bet. For those unfamiliar, in 2008 Buffett famously challenged the hedge fund industry: C...
Undocumented workers often pay taxes that help fund programs like Social Security — even if they can’t collect from them in the future....
The AAMC just concluded its newest survey regarding the salaries of both fellows and residents in 2024, with some significant ... Read more...
Being a grandparent is a unique and precious role indeed. It’s a chance to influence young lives, share some of your wisdom, and create lasting memories. As grandparents, we have the opportunity...
Retirement can be stressful, especially when the markets are unpredictable. In this episode, we’ll talk about a simple strategy to give you peace of mind and financial stability in retirement. Y...
Alfred Adler was a contemporary of Freud and Jung you may not recall from your Psych 101 class, but his work is notable especially because of his break from Freud....
Expect to pay more as you age. We've got solutions for how to cover these costs, which can exceed $1,000 per month in your 60s....
You might need to save more than you think you do. Here are some expenses that might be larger than you expect, along with ways to ensure you save enough....
Once you retire, how you pay some of your taxes can change. Here's how to get a handle on them so you don't run afoul of the IRS and face penalties....
I am a Canadian/US dual citizen who has spent most of their adult working life in the US - I will have SS, a 401k, an IRA, etc. For a variety of reasons, retiring to Canada is attractive. The primary ...
In prior posts, we’ve discussed the three M’s that constitute the actuarial process for keeping your spending in retirement on track and consistent with your spending goals: Measuring your...
Welcome to this week’s edition of the Sunday Best, where we bring you our favorite reads from all over the ... Read more...
Category Details Number of companies that went public Approximately 14 Notable companies that went public Royster, Rovac Corp., Adolph ... Read more...
ProFeds Founder, Chris Kowalik, unpacks why most New Year’s resolutions fail and how federal employees can reframe their mindset to get what they really want. KEY TAKEAWAYS: The key behind why m...
In need of some guaranteed income? An annuity may be the answer if you check off any of these boxes....
Treasure Valley Silver Award – Sponsored by B.O.S.S. Retirement Solutions & Advisors bySophia Doumani BOISE, Idaho (CBS2 News) —If you’ve ever wanted to learn about Idaho’s...
To read this story on KSL.com, click here. Are you counting on Social Security as an important source of income in retirement? You’re not alone. Nine out of 10 Americans…...
Why is this information seem impossible to find? Every article seems to talk about averages in 10 year rangers. For example, age 45-55, 55-65, 65-75. Considering many people start retirement when medi...
What do you all do about dental and vision insurance/care, especially for those who retired before 65? We are all set for medical care due to a wonderful old time pension that includes health insuranc...
Choose an effective strategy to withdraw from your savings in retirement to help you sleep at night and better enjoy your retirement years...
Listen to Steve Chen and Mark Goines discuss the keys to scaling innovations, mastering distribution, and how AI is transforming the future of financial services. The post Podcast 86: Pioneering Finte...
If you were a government worker that did not pay into the Social Security System and have been penalized for getting a Survivors or Spousal benefit because your Government pension was too high - That ...
Learn how climate disasters could impact your retirement and take steps now to protect your health and wealth from possible negative impacts. The post Climate Disasters: How to Protect Your Money, Hom...
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in the new year....