Curated articles and podcasts from trusted financial experts and real retirees.
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How about this twist? We just started Medicare January 2025 We got hit with IRMAA because our 2023 MAGI was too high HOWEVER, I retired in 2023 (life changing event - work stoppage) and our MAGI for 2...
The increase of 2.5% for Seniors this year, was an unfunny joke. Medicare ripped us off for more money, and Medicare Advantage raised Co-pays across the board. Can't afford it, Congress say's, as well...
The importance of resilience in a tech-dominated world. The post Are You Resilient? appeared first on Can I Retire Yet?....
Whether you are buried under feet of snow or lying on the beaches of Maldive or Thailand, show us your winter wonderland. I’ll start. Here is a rarity, snowfall in Houston, TX! We got 3” i...
Retirement savers, take note – 2025 is bringing big changes to 401(k) plans. That’s because the SECURE Act 2.0 introduces changes that could offer investors new opportunities to enhance th...
Living in Portugal as a retirement landing spot has abundant advantages, but do your homework and due diligence first....
2024 was a great year for investors. The S&P 500 went up more than 23%! I didn’t think 2024 could top 2023, but I was completely wrong. This is why ... Read more The post Annual Passive Inco...
If Social Security reserves are depleted by 2033, as predicted, future benefits could be cut by as much as 21%. Here’s how to weather the impending storm....
In this Financial Samurai podcast episode, I speak to Ben Miller, co-founder and CEO ofFundriseabout his outlook for residential commercial real estate in 2025. Despite high mortgage rates, he's taken...
If you've ever wondered what the 72t early distribution is, this article will give you the basics, including methods of accomplishing it. The post Facts About the 72t Early Distribution appeared first...
Sometimes life throws curveballs, and you may end up retiring earlier than planned. In this episode, we dive into JP Morgan’s data on why people retire earlier than expected and discuss how to p...
Compound interest is vastly important in your financial life. But don't quit it too early. Otherwise, you'll miss out on huge gains. The post The End Matters Most: Compound Interest at Its Finest appe...
Hello: I'm interested in purchasing a book on Medicare (first time enrollee) , preferably one that is updated annually, like a copyright 2024 copy? Does anyone have any firsthand use suggestions? I'd ...
The jury's out on the 2025 stocks forecast: will investors enjoy higher interest rates that dampen the market, or another year of double-digit returns?...
Many retirement planning mistakes are easily avoidable. Here are 10 to have on your radar so you don't end up running out of money in your golden years....
An eventual market crash is inevitable. We can't predict when, but preparing for the ups and downs of investing is imperative. Here's what to do....
My husband carries the insurance and will retire at 64. I’m retired early due to an injury and I’m collecting SS I’m 64 in April. My question..if he retires at 65 in January, I will ...
We’ve made ourselves, and/or our solutions, the main character in the narrative of our client’s financial planning, rather than ceding that role to the client....
If you want to increase your return on investment, you'll need to take on more risk. But, be careful how you try it—if you try it at all. The post 9 Ways to Increase Your Investing Return appear...
Looking at the current inability of Congress and the disposition of the incoming administration to actually address the SS trust fund depletion in the next 8 to 10 years, does it not make more sense t...
Welcome to this week’s edition of the Sunday Best where we comb through the internet to curate the best reads ... Read more...
Dr. David Blanchett, Head of Retirement Research at PGIM DC Solutions, has been recently active on LinkedIn, advocating his 2022 paper “Redefining the Optimal Retirement Income Strategy.” ...
We are in New England and tired of the dark and cold. I don't like resorts where they play loud music by the pool and people drink too much, although we like to swim in warm water. We are not interest...
Retirement can be a period of personal growth. Acknowledging that your time is precious — and investing it wisely — will help you reap huge rewards....
Expensive medical care in the later stages of life is an unpleasant reality for many, but it can open a window for a Roth conversion that benefits your heirs....
Many women have no idea what their net worth is, or even how to calculate it. Many also turn to social media finfluencers for advice. Here's what to do instead....
People with disabilities make all kinds of purchases most workers never need. They might have to buy a wheelchair, build an access ramp, or take cabs because they can’t drive. People with hearin...
Much of what I’ve been writing about lately are the dire prospects for elder care when the oldest baby boomers begin reaching their late 80s within a decade. The challenges we will face are exac...
When it comes to buying or selling a home, the inspection process can make or break the deal. It’s the moment where hidden flaws come to light, turning what seemed like a dream home into a poten...
When you hear about inflation, your first thought probably isn’t, “Oh great, how can this work to my advantage?” After all, inflation has a reputation for eroding purchasing power an...
Raising children is ultra-expensive, but there are ways that your kids can save you money when you're paying your income taxes. The post Child Tax Credit, Childcare Tax Credit, and Childcare Flexible ...
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My mission with this newsletter is to empower fellow tech workers with the optionality of time that reaching financial independence brings....
My financial manager says I don’t have enough invested to last me the rest of my (projected) lifespan unless I add a hefty six-figure amount sometime in the next 5–10 years. Fair enough. I...
I am obsessing about the past, now that I am retired and have a lot of free, idle time. I can’t seem to stop regretting things I did. Or did not do well. Or should have done. I hate the feeling....
Tribal systems don't always align with federal and state laws when it comes to land ownership, inheritance and what constitutes an asset....
Explore how redefining your relationship with productivity can lead to a more meaningful and fulfilling life and perhaps an earlier retirement. The post Oliver Burkeman on the Surprising Benefits of B...
Micro financial habits are quick, easy, and meaningful ways to do better with your money. Explore options to use in your everyday life. The post 17 Micro Financial Habits for More Wealth and Peace of ...
Learn about the Social Security Fairness Act, new legislation that restores benefits to public service workers. The post The Social Security Fairness Act: Are Your Benefits Impacted? appeared first on...
Here is a guide for how to find lost money -- a lost 401k or other unclaimed retirement benefits. It can be as easy as 1,2,3! The post Find Lost 401k: How to Find Out If You Have Lost or Forgotten Ret...
A couple of years ago, Mr. Money Mustache lost some credibility among the faithful when he wrote this blog post about actually trying to spend a bit more money, while buying a Tesla as the first step ...
On January 1st we conducted our Annual Financial Review for our retirement portfolio. I’m smiling. Since I retired in June 2018, the S&P 500 has had a nominal annualized return […] Th...
With interest rates still stubbornly high and home prices elevated, here’s how a retiree living on a fixed income can land a decent mortgage....
You might want to convert all of your savings to a Roth in one go, but you could end up paying hundreds of thousands more in taxes than you have to....
Chasing a 'magic number' for retirement can be anxiety-inducing. Instead, build your plans around a personal number that reflects your individual circumstances....
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Crypto Portfolio Management: Strategies, Tools, and Best Practices for 2025...