Curated articles and podcasts from trusted financial experts and real retirees.
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With the stock markets up and down and tariffs on and off everyone including retirees may wonder what it means for the economy. Here's what the experts think....
As we move into the second quarter, now may be the perfect time to assess your finances, adjust your budget, and set yourself up for a stronger financial future. The second quarter offers a unique opp...
Retirees can do more than check their bank account balance online....
How you can avoid the 3 biggest retirement mistakes and set yourself up for a secure and meaningful retirement....
Deep staff reductions. New policies. Spreading misinformation. Since President Trump has taken office, the agency has been in tumult....
? Show Notes In this episode, we break down the essentials of asset allocation and time management in retirement planning. Join us as we explore why it's crucial to focus on the basics rather than get...
FROM THE ARTICLE: Social Security Eases Planned ID-Verification Requirements for Phone Applications. Vast majority of applicants won’t be forced to go to SSA office in person to apply for benefi...
Scott Bessent said on television that most people kept 401(k) money in a 60% stock fund. It’s not quite that simple....
Advisors and investors alike have long deferred to the 4% rule when planning for retirement, but new research shows the popular strategy is not as robust as once thought....
It's early days, but AI will bring new efficiencies and personalization to your workplace retirement plan....
Retired in January, full of ideas about all the things I would do and get done. But it seems that between sleeping late and spending too much time scrolling on my phone in bed in the morning, by the t...
Work isn’t just stressful anymore, it’s become unsustainable. People are clocking in tired, checked out, and one meeting away from walking out for good. It’s not just the job, it&rsq...
Is your retirement income safe if stocks continue to plummet? Most retirees don't know these reliable options to limit their market exposure....
All investments come with risk, but the secret is to take only enough risk to get you to your specific savings goals — and no more than that....
Welp, I guess we’re all headed into a recession now. It doesn’t matter whether you’re rich, poor, a leftie or a right-winger, Canadian, European, Chinese, or American. Stock markets ...
If you’ve built up the courage to check your portfolio lately, you might have felt a jolt. As of the ... Read more...
Some people are annoyed by having to collect Required Minimum Distributions and pay taxes on them. But here are some good ways to use them. The post 4 Things You Can Do with Required Minimum Distribut...
Across party lines, many believe saving Social Security trumps other financial considerations....
Annuities are now an option in some 401(k)s but that doesn't mean they should be included in your retirement plan....
I started receiving SS benefits at age 62 because of a job change. My FRA is 66 1/2. Over the 4.5 years of benefits, almost half of them (27 months to be exact) were withheld due to the earnings limit...
Want to pay less in taxes during retirement? You actually have more control over your tax rate than you might think. James breaks down how different investment accounts—like brokerage accounts, ...
From "super catch-ups" to the saver's match to "Rothification," 2025 looks to be a bumpy year for retirement nest eggs....
This article reflects the opinions of a credentialed financial expert with over 20 years in the industry. Let’s get one thing straight: the recent stock market plunge is alarming, but it’s...
I’ve been excited to tell you the details of our planned Europe trip for a while now. But I wanted to wait until we had the framework all planned out. We now have 38 nights of fun booked for thi...
Making money on your own terms isn’t some fantasy, it’s a necessity. The bills don’t wait, and neither do the late fees, the rent, or the extra costs life throws your way. If $20 an ...
Will your taxes go up? Stay the same? Go down, even? Jeffrey Levine is Chief Planning Officer at Focus Partners, Professor of Practice in Taxation at the American College of Financial Services, and th...
For retirees, the rule of 1,000 hours brings intention and clarity to your day. Because time is the most valuable thing you can spend....
Warren Buffett is known for his investing wisdom, his calm demeanor, and his ability to simplify complex financial ideas. But back in 2003, he did something a little different. He sounded the alarm, n...
Spending flexibility isn't only taking a little bit less from your portfolio for one year. It could mean spending a lot less for 10 years. The post How Flexible Might You Have to Be in Retirement? app...
As stocks plummet and recession fears grow, there’s one silver lining worth highlighting: the increasing value of your home, if you own one. A home is a fundamental necessity for survival, stock...
Splitting retirement funds into three buckets with distinct tax treatments can help you avoid a nasty tax bill down the line. Here's how the strategy works....
The Social Security Administration receives 80 million calls every year. Timing is everything if you want to get through....
Hey Everyone! Did you have a good month? March was a pretty good month at the RB40 household. We visited my brother during Spring Break and had a great time. ... Read more The post March 2025 FIRE Upd...
Making money isn’t about working harder, it’s about working smarter. Too many people waste time on overhyped side hustles that barely pay the bills. Real wealth comes from spotting opportu...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
The Trump administration has decided not to go forward with a proposal for Medicare and Medicaid to cover high-demand obesity treatments....
A MetLife study shows most companies are committed to 401(k) employee plans, even amid economic turmoil....
401(k) Index shows heightened Q1 market volatility fueled surge in trading...
“Fidelity Crypto for IRAs” allows clients to invest in top cryptocurrencies in a…...
3 in 4 crypto investors spread across two or more assets, signaling strong crypto diversification...
WTW announced new appointments to its global retirement leadership, among other roles...
The set of resources helps advisors support clients impacted by natural disasters and emergencies...
I understand the basics (5 year rule, paying the taxes, etc.), but does it mean I'm basically "buying" with money from my traditional IRA? Let's say I want to convert $50K. My $50K is now worth $40K (...
Learn how to declutter your retirement finances by reducing unnecessary accounts and organizing for a secure future. Tips for simplifying and protecting your wealth....
A new study suggests the U.S. retirement system may be doing better than most....
Markets tumbled, tech got punched, and tariffs made headlines. Here’s how I’m thinking about it—and what I’m actually doing with my money....
The physician shortage is not new. Even before the COVID-19 pandemic, we witnessed a steady decline in the number of ... Read more...
People tend to freak out over market farts. And I always get well-meaning people asking me if I’m doing OK when Mr. Market isn’t so happy. While it can be tough to watch 20% of your net wo...
My goal is to retire in 1500 days at age 43. I am writing this on January 1, 2013, so if all goes according to plan, I’ll sail off into the sunset of early retirement in February of 2017, just i...
Treasury Secretary Scott Bessent says retirees don't pay attention to the day-to-day fluctuations in the stock market, but should you?...