Curated articles and podcasts from trusted financial experts and real retirees.
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Episode 460: In this episode I discuss over 50 stocks that I own and believe will benefit from the convergence of the secular trend of technology merging with manufacturing. We’re in a USA manuf...
This rule of thumb on how much retirees can safely withdraw per year could lead some to run dry if stocks hit the skids. Annuities could help cover their bases....
A successful retirement plan takes advantage of favorable market conditions while safeguarding against downturns. Here's what to consider when building yours....
Do you even realize how leveraged your life is? If your debts are higher than your portfolio, you ought to consider paying them down. The post Deleveraging Your Life appeared first on The White Coat I...
Interested in any advice anyone may have about giving notice of retirement to my employer. I plan to retire in late February, right after my 2024 bonus is deposited. I have only worked for a year and ...
My wife and I are 59 and we plan to take an early retirement later this year. We also plan to move closer to our kids, across the US, to a more expensive area. We are very concerned about the home pri...
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Hi there! Would love to hear from like minded middle class, I hope, single people who are worried because the have less than $500,000 saved? I’m 65 in April. Have not taken SS yet. Taking one ye...
In this episode, we answer Lori’s question about whether the repeal of the Government Pension Offset (GPO) will increase her survivor benefits and how it could impact benefits for those with sim...
Jim Wang is a forty-something father of four who is a frequent contributor toForbesand Vanguard’s Blog. He has also been ... Read more...
Over the past two weeks, I have witnessed two amazing engineering achievements. One of them, I watched on TV. The other, I experienced firsthand. Catching Skyscrapers For the second time (in 3 tries),...
The 80% rule promises a comfortable lifestyle in retirement. Does it deliver?...
Can you believe they’re turning 60? The slacker kids are all grown up and could reinvent retirement as we know it....
It's easy to overlook dumb spending, pay hidden fees, or get scammed. Avoid the most common ways people waste money and save more for your retirement. The post 16 Ways to Stop Wasting Money and Save M...
Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow. The post What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possib...
Putting all of your nest egg in one basket is risky. Try putting it in three buckets for short-term, medium-term and long-term needs instead....
Seven trends we will see in the senior living industry in 2025. Aging solo, middle-market focus, longevity and well-being, intergenerational living, memory care, tech...
Shark Tank makes angel investing look pretty exciting on TV. Learn who should consider being an angel investor and how to mitigate the risks. The post Should Doctors Be Angel Investing? appeared first...
Get excited! After over two years of writing and editing, I’m thrilled to finally share my upcoming new book with you: Millionaire Milestones: Simple Steps To Seven Figures! If you’ve enjo...
Petflation has the zoomies, outpacing overall inflation by 1.7% over the past 5 years. Empower data shows that, on average, Americans spent $318 a month on their pets last year....
While American consumers are feeling more optimistic, spending varies across the map depending on income, cost of living, savings habits, and other factors....
Owning a car is becoming more expensive, with the December 2024 Consumer Price Index revealing soaring motor vehicle insurance costs....
The Social Security Administration's recent announcement of a 2.5% Cost of Living Adjustment (COLA) increase for 2025 may come as welcome news for retirees....
Appetite-suppressing medications like Ozempic, Wegovy, and Zepboundare reshaping more than waistlines — they’re transforming personal budgets, food habits, and even the economy....
Keep these changes in mind when preparing returns to help maximize refunds or lower amounts owed....
2024 may have been one of the slowest years for home sales in decades, but it was one to remember for the country’s priciest zip codes....
2024 brings the option to roll money from a 529 college savings plan into a Roth IRA. Check out the requirements and when this could make sense for you....
For what it’s worth, I retired at 42. With over two decades in financial services, a CFA designation, and a mix of real estate and investment strategies, I reached financial independence without...
Is there a good US Federal Income Tax/Medicare/SS planning or estimation software that has some visualization of taxes owed and distribution? Something like this: Understanding Tax Brackets: Interacti...
What are your good reasons for deciding when to start your Social Security benefits?...
Taxpayers should give consideration to the form in which they make charitable donations. They might deliver more benefits to themselves and the charities....
Medicine is now a vast cacophony of different and exciting specialties that have emerged over the last few years. Nowadays, ... Read more...
In his article, “The Retirement Income Death Spiral,” retirement researcher James B. Sandidge concludes that, “[there] is not a smooth transition from sustainable to failing because ...
Thanks to everyone who responded to the recent book giveaway. Your encouragement and kind words were uplifting. The responses gave me lots of topics to focus on in 2025. I received 104 responses. Cong...
Big changes are afoot with the start of 2025. See what's in store for your bottom line. The post 9 Big Economic Developments and How They’ll Help (or Hurt) Your Finances in 2025 appeared first o...
Starting on January 20, 2025, Donald Trump is now the 47th President of the United States, this time with JD Vance as his Vice President. Let's dive into what this new Trump presidency could mean for ...
I am hoping for a couple of things: 1. If this new found bounty + their other income puts them into the Medicare IRMAA territory that they are NOT given a 1 X wavier for this. 2. That no stupid politi...
Some 38 million family caregivers spend an estimated 36 billion hours a year caring for their loved ones. The patchwork of federal and state assistance available to them doesn’t match up to the ...
The traditional safe deposit box tucked away in a secured vault might go the way of landlines or vinyl records as more consumers shift to digital banking....
The options for same-day delivery of prescriptions are more abundant as pharmacy chains become more digital-friendly and online retailers jump into the business....
Hi all, After semi-lurking on this sub for about a year, I finally made a significant change this year, and I wanted to share my experience with you. Hopefully, it resonates with some of you or inspir...
There is an update on the SSA site on this matter: I am just posting this as a courtesy. https://www.ssa.gov/benefits/retirement/social-security-fairness-act.html...
A trusted retirement coach can help bring purpose, clarity and contentment to your post-working years....
Annuity payouts can provide guaranteed income in retirement, but how much? The answer depends on several factors, including age, gender and the amount invested....
I'm likely going to retire 3 to 4 years before my spouse will retire. Various reasons, but this has always been the plan. He is fine with it. Very supportive. I've had a minor taste of this for years ...
I've got 3 years until I retire at 61, I'm currently maxing out my 401k salary contributions. The monthly amount going in doesnt have much of an impact any more as the gains FAR outstrip the contribut...
I am 59 and I had planned on working full time until I was 62. However things have recently changed at work and in life that is leading me to rethink my plan and retire next year. I am a little worrie...
Financial freedom doesn’t happen by chance, it happens through choices. Every decision you make sets the tone for your future. I know this because I’ve walked the talk. In my teens, I mapp...