Curated articles and podcasts from trusted financial experts and real retirees.
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Saving for retirement is the easy part. Spending those retirement dollars may cause too much stress and require help....
Retirement should be a time of exploration, expansion and delight. So if you've done your planning well, enjoy these four retirement perks....
Hey everyone! It’s been 13 years since I retired from my engineering career. Wow, has it really been that long? Hard to believe, but it’s true. Time flies. The big ... Read more The post 1...
Investing isn’t rocket science, but you wouldn’t know it based on how people talk about it. Half the advice out there sounds like it’s written for hedge fund managers, not regular pe...
College is expensive, let alone picking the wrong degree and paying for it for the next 20 years. You’re told to follow your passion, but passion doesn’t make student loan payments. At som...
A financial professional and three colleagues explain the fluctuations in the 10-year Treasury bond and what investors should do....
Planning on buying a boat in retirement? Think of it as a hole in the water you dump money into, says one expert. But it's not all bad....
So, I recently moved various funds and 401s to a local Schwab brokerage. I was assigned an advisor. As a result, I have moved my funds to Schwab, but have yet to convert to other types of funds or ETF...
All of the traditional logic and advice points to Roth conversions being critical to optimize taxes and control RMD's later in retirement. But with our desired retirement lifestyle of spending for exp...
I posted previously about an opportunity to go back to work part time after several years of retirement. I went in for several informal interviews and we finally discussed compensation. They offered a...
“The bill I’m signing today is about a simple proposition — Americans who have worked hard all their lives to ... Read more...
Consumers and businesses are changing their spending habits, contributing to a noticeable slowdown in the economy....
FROM THE ARTICLE: Pressing Need Understood: Making Housing More Affordable. 2025 AARP National Survey of Adults Ages 50 and Older. By Joanne Binette, AARP Research. Published May 20, 2025. Lack of aff...
Some seniors could soon see their Social Security garnished for student loan payments. Here’s how much the government can take....
? Show Notes In this episode, Roger sits down with renowned investment expert Charles Ellis to explore what truly matters in retirement investing. Together, they focus on the key elements investors ca...
Tuesday, May 13 - Monday, May 19, 2025 Top Comments score comment 49 /u/Bake_knit_plant said 65 years old. My retirement papers are in and I retire may 30th - is that close enough? My grandson is 19. ...
Quick background context here: Been trying not to think about retirement for a long time (never been able to save enough) but at 53 I am starting to face it. Won't have the funds to live our current l...
Will Social Security just deduct the difference from my workman's comp...
Dave Ramsey’s Baby Steps have helped millions get their financial life together. There’s a reason his method is popular, it’s simple, direct, and designed for people starting from ze...
Financial literacy isn’t just a buzzword, it’s the difference between building wealth or getting buried in debt. It affects how people budget, borrow, save, and even how they pass those ha...
You ever meet someone who just gets how money works, even at a young age? That’s not luck. That’s parenting. Wealthy parents don’t just hand over cash, they hand over mindset, habits...
Annuity sales top $100 billion in the first quarter....
Like many other individuals turning age 73, I have to make some tough decisions. What are my RMD options and which is the best for me?...
Turn these financial shocks into mere "bothers" with a little foresight and preparation....
A midyear review of everything from spending to saving, with adjustments as needed, can set you on track to financial security. Plus, don't forget to check in on your workplace benefits....
Today’s reader case comes from a reader contemplating a move abroad and is wondering how this might speed up their journey to FIRE. Let’s find out! Hi, I loved your book and blog (binge re...
Protective gear is like the disability insurance in your financial plan. You don't expect you're going to need it. But you might. The post Why You Need Disability Insurance (and I Need Shoulder Pads) ...
When you are working, the weekends are great. Sleeping in is great. Lying in bed resting on a rainy weekend day and watching a movie is nice. Once you are retired you can do those things all the time ...
I am interested in people’s thoughts. It seems lots of people are advising to wait till age 70 to claim Social Security for the one that has the higher level of benefits. Particularly if the spo...
I'm 61, wife is 51 and we have 2 more kids to get through college so I plan to work until they at least complete undergrad studies in about 6 yrs. I own my own business and plan to adjust my hours at ...
As my carreer progressed I slowly trasitioned from active work (construction-based) to hunching over a stinking laptop for a living. Very happy with the wages I get paid to be one with my laptop, but ...
I know most money managers/advisor want you to have 6 months to 2 years of cash available for retirement (aka bucket #1) but every time I get mine up to a considerable about (>$10k) I start investi...
If you’ve ever watched your portfolio take a nosedive during a market downturn, you have probably felt that gut-wrenching feeling, ... Read more...
Social Security’s been in the news a lot lately. Changes definitely are afoot. But there have been many rumors and allegations that aren’t accurate....
What should you do when the asset allocation of your retirement portfolio drifts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on rebalancing for DJ in St. Louis, today on Your Money, Your ...
Thinking of buying a small business? New SBA loan rules just made it tougher. Here's what changed, why it matters, and how it could impact your deal....
DATE: Wednesday - Jun 18, 2025. TIME - 5:30 p.m. ET • 4:30 p.m. CT • 3:30 p.m. MT • 2:30 p.m. PT. Duration: 60 Minutes. Zoom - Free Online Event. For questions, contact AARP VI at viaar...
Should you file an estate tax return when your spouse dies to preserve the unused estate tax exemption? Form 706 is costly, the exemption is high, but will the laws change in the future?...
A new Alzheimer’s blood test reveals how predictive health data could reshape the future of retirement planning, longevity preparedness, and financial decisions....
In determining your retirement benefits from Social Security, as well as those of any dependents who may claim benefits based upon your record, the Primary Insurance Amount, or PIA, is an important fa...
You’d think with all that money, rich people would be better at spending it. But give someone unlimited funds and they’ll always find ridiculous ways to burn through it. Money doesn’...
If you're looking to donate less-conventional assets but don't know where to start, this charity executive has answers, such as considering a donor-advised fund (DAF) for its tax benefits and ease of ...
The first quarter of a decade since I left my full-time job and chose semi-retirement has been a blur. Here's everything we've experienced. The post I’ve Been Semi-Retired for a Quarter Decade: ...
Your Social Security benefits are based on your Social Security earnings record. It's important to review your records to avoid having your benefits reduced....
It may be surprising, but studies connect untreated hearing loss (not using hearing aids) with increased risk of dementia....
About once a month, I get an email or comment from a reader criticizing adjustable-rate mortgages (ARMs) as a poor financial choice. Since I’ve been a proponent of ARMs since starting Financial ...
Okay, so who spread the rumor that savings are ‘bad, actually’ when thinking about college for kids? I’m aware that ... Read more...
Real estate prices, insurance, taxes and fees can add up when you’re considering a move....
Looking for ways to stretch your retirement dollars? Follow these tips to get a deal on your next vacation....
Adaptive financial planning isn’t just about reacting but proactively preparing for a range of possibilities that could lead to an increasing range of positive outcomes....