Social Security is a government-run program in the United States that provides a source of income for retirees, as well as for people who are disabled or the survivors of deceased workers. The program is funded through payroll taxes, and it is designed to provide a basic level of financial security for those who are no longer able to work.
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Thinking about claiming benefits early? Here are five reasons to take Social Security early—and how to decide if it’s right for you. The post Five Reasons to Take Social Security Early app...
According to the latest official projections, the Social Security trust fund is expected to be depleted by 2033—just eight years from now. Benefit checks will be slashed by 23% by 2035, less tha...
FROM THE ARTICLE. How Social Security Lifts Families Financially Across Generations. The program reflects core American values, experts say. By Deirdre Shesgreen, AARP. Published August 05, 2025. When...
Hello everyone! I just turned 64 and applied for my Social Security benefit. My full retirement age is 67 so I must keep my earned income below a certain level , I’ll say 23,000 just for a round...
FROM THE ARTICLE. AARP Condemns U.S. Treasury Secretary’s Comments on Privatizing Social Security. And says it will fight any ‘back door’ efforts to privatize the program. By Emily P...
The Social Security Administration has proposed changes—again—to its phone service options. The agency will require beneficiaries to go online to prove their identity....
I had planned to start taking my Social Security benefits before my full retirement age in February 2026, but wanted to wait long enough to include two more final paychecks. My 2025 earnings were file...
Social Security isn’t going bankrupt—but it may pay less by 2033 without reform. Learn the facts behind insolvency, funding, and what it means for your benefits....
Locking in guaranteed payments early can be appealing, but retirees should carefully consider the long-term impact....
When I read through these threads and see so many with great pensions, high SS and tons of cash in there 401K and savings, I generally feel as if I am doomed. It is not that I never considered down th...
FROM THE ARTICLE. SSA to Introduce New Restrictions on Some Phone Services. Agency says move would steer more than 3 million customers to field offices to verify identity. By Deirdre Shesgreen, AARP. ...
Some lawmakers have called for it to be used to determine COLA for Social Security payments, but would it make much of a difference?...
What if there was a way to - help fix the financially ailing Social Security and Medicare Trust Funds increase a person’s reported earnings to get a bigger benefit when they get their Social Sec...
This month, the Bipartisan Policy Center released “Hedging the Risk of a Longer-than-Expected Life—The Value of a Social Security Bridge Strategy” authored by Emerson Sprick. Among t...
When applying for your Social Security benefits, consider the new enhanced deduction for people age 65 and older, as well as your health, family situation and other financial issues....
I just wanted to share an article that I read this morning : https://www.newsweek.com/social-security-funding-reform-seniors-consider-options-2103944 ~ Lisa ????...
I am considering retiring at somewhere between 59.5 and 62. I am considering the possibility of part time work. My full retirement age (FRA) is apparently at 67 and my maximum benefit would be at age ...
The Social Security Administration has backed off from plans to eliminate paper checks. However, it will only send checks in the mail as a matter of last resort....
Susan discovered several years after she filed for Social Security that she is eligible to receive benefits based on her ex-spouse's earnings record. This case study explains how her new benefits are ...
Do you know who can garnish your monthly Social Security benefit? Or take the funds from your bank account? Learn how to protect your benefits from creditors....
There’s no shortage of turmoil around Social Security and retirement security these days. If you listen to Americans—Republicans, Democrats, the rich, the poor, the very online and the ver...
Social Security is facing a shortfall. One idea is to raise the retirement age, as Denmark did recently, but would it work in America?...
FROM THE ARTICLE. Americans across age groups and party lines view the monthly payments as critical to retirement security. By Deirdre Shesgreen, AARP. *** There are 5 comments on AARP website. Stop b...
FROM THE ARTICLE. Conceived when the labor force was overwhelmingly male, the program has evolved over 90 years to serve working women, wives and widows. By Martha C. White, AARP. Published July 21, 2...
Wife (67) and I (63) are retired and living off investments. We have a good nest egg. Both of us had good careers and are in line for solid SS income, though mine is higher because she took time off t...
Learn who qualifies for disability benefits and how to avoid scams that target your money. Get helpful tips and answers in this free online event. About the Event. AARP Texas and the Social Security A...
Too many confusing answers, so i created a table to answer this. This is just Math, no marketing, no subscription, jut trying to help:https://early-delay-ratios-visualizer.lovable.app/...
I'll be retiring at 67, in about 643 days (not that I'm counting). I wondering how does one access the 401K funds for monthly living, as Social Security will not cover everything. Do you take a large ...
Soon to be 59yo career nurse. My wife and I have about $240k in retirement savings with an anticipated $1100/month pension, $1800-230/month SS, and $200,000-300,00. I was feeling ok about my plan unti...
Exploring Heather Schreiber’s 5 costly Social Security traps and exploring options of how to handle them. I’ve seen it time and again throughout my career: the intricacies of navigating So...
A Social Security shortfall may be coming soon. We ask financial experts for guidance....
Today, I’m talking to Mary Beth Franklin. Mary Beth is a CERTIFIED FINANCIAL PLANNER, a former Capitol Hill reporter at United Press International, and the retirement and tax editor at Kiplinger...
Conventional financial wisdom encourages you to delay collecting Social Security benefits until age 70, but in certain cases, your “optimal” claiming age might actually be to pull benefits...
Despite hype, Social Security taxes remain unchanged. The new law adds a temporary Senior Bonus Deduction, offering limited relief for middle-income seniors....
The initial set includes six alternative funds with exposure to private equity, private…...
One Big Beautiful Bill Act becoming law means insolvency in 2032 rather than 2033; Bill does…...
Even if you’ve been collecting benefits for years, you may have more to learn....
Here’s what’s really happening with taxes on Social Security benefits under Trump’s new tax plan....
trends and policies are happening to Social Security that suggests the agency is becoming more politicized...
A provision in Trump's tax and budget law gives seniors 65 and older a new deduction that offsets Social Security taxes for most retirees. While it helps many keep more money, it also accelerates the ...
The new 2025 Trump tax law doesn't eliminate federal income tax on Social Security benefits. Social Security is still taxable just as before. Learn the Nuts and Bolts I put everything I use to manage ...
Today we answer a question from Ken, a recent retiree at 63, about how his Social Security claiming decision impacts his wife’s future spousal benefit. We break down how spousal benefits are cal...
Working through some examples comparing filing early versus delaying filing until later ages. Sometimes it's better to file early. The post Early Social Security Filing Examples appeared first on Gett...
In light of the recent release of the 2025 OASDI Trustees Report, there has been considerable news concerning Social Security’s financial status and the possibility that if Congress does not act...
Ida May Fuller, Social Security's first beneficiary, retired in 1939 and died in 1975. Today, we should all be planning for a retirement that's as long as Ida's....
Understand how benefits work before applying, so you don’t lose money for which you qualify....
If your pension impacted your ability to collect Social Security benefits, 2025 is a very good year for you and your spouse. The Windfall Elimination Provision and the Government Pension Offset are no...
This month, the National Academy of Social Insurance (NASI) released “Social Security at 90: Policy Options for Strengthening the Program’s Finances and Avoiding Automatic Benefit Cuts.&rd...
From smart claiming strategies for couples to tips on maximizing your monthly check, we have advice that can help you....
Fear-driven decision making, like claiming Social Security early, can undermine long-term retirement security....