Social Security
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Are You Better Off Waiting to Start Social Security Benefits?
Oct 25 2024
There may be $100,000 reasons to delay the start of Social Security. It's tempting to start early, but your paycheck increases if you wait. The post Are You Better Off Waiting to Start Social Security...
boldin.com
? AARP Keeps Spotlight on Social Security Customer Service (AARP Article)
Oct 25 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! ? VIDEO INCLUDED WITH ARTICLE ? AARP-Backed Research Keeps Spotlight on Social Security Customer Service. New report, web discussion point to impact of budge...
community.aarp.org
Democrats and Republicans Actually Agree on These Ideas to Fund Social Security
Oct 24 2024
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money.com
Social Security Really Helps Low Earners – Even Though They Might Not Live as Long
Oct 24 2024
Including disability benefits provides a more complete picture. The Social Security actuaries just released a study that takes a new look at the progressivity of the Social Security program – th...
crr.bc.edu
Trump Social Security Plan Would Hike Benefit Cuts, Speed Up Insolvency: CRFB Analysis
Oct 23 2024
If former President’s pledges on campaign trail were to be enacted, budget watchdog says…...
401kspecialistmag.com
Social Security COLA Increase Is Not Designed to Cover Retirement
Oct 22 2024
On October 10, the new Social Security COLA increase was announced, and many retirees were disappointed. Each year, there is a cost-of-living adjustment (COLA), which is determined by a measurement of...
401kmaneuver.com
Trump Would Undermine Social Security By $2.3 Trillion
Oct 21 2024
Without Congressional and Presidential action to raise revenues, benefits would be immediately reduced by 23 percent Under Trump's plan benefits will fall by 33 percent....
forbes.com
What Could the Election Mean for Social Security and Medicare?
Oct 18 2024
With the presidential election just days away, here's a look at Harris vs. Trump on Social Security and Medicare....
kiplinger.com
Five Ways the Election Could Change Your Retirement
Oct 18 2024
From taxes to Social Security and beyond, the election could change your retirement depending on which candidate wins. Who takes the House and Senate also matters....
kiplinger.com
Some Social Security Recipients Will Get an Extra Check Soon
Oct 17 2024
SSI beneficiaries will receive an extra check in November. It's not due to government largesse but a calendar quirk....
kiplinger.com
Social Security COLA 2025: What to Do With the Extra Money
Oct 17 2024
A Social Security cost of living increase offers retirees options such as managing costs, saving or enjoying small splurges....
money.usnews.com
social security for spouse
Oct 17 2024
My wife will reach FRA 6/2025 she will draw on my earning history. Will she be qualified for 1/2 what my SS payment was in 2019 or will it be adjusted for COLAs that have taken place since that time?...
community.aarp.org
The Complete Guide to Maximizing Your Social Security Benefit
Oct 16 2024
For many, Social Security makes up a large portion of their retirement income, so it’s important to know how to maximize your Social Security benefit. James explains how Social Security works, d...
buzzsprout.com
Trump Aims to Ban Taxes on Social Security. Here are the Pros and Cons.
Oct 15 2024
Does the bad outweigh the good? Here's what could happen if your Social Security income goes untaxed....
kiplinger.com
? Social Security Sets New Rules for Disability Hearings (AARP Article)
Oct 15 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! Social Security Enshrines Remote Options for Disability Hearings. Pandemic accommodations made permanent as SSA seeks to reduce wait times. By Sharon Jayson,...
community.aarp.org
Social Security Financing--When You’re in a Hole, Stop Digging
Oct 15 2024
In this website, we encourage retired households to periodically (generally annually) compare the present value of their assets with the present value of their spending liabilities to determine a snap...
howmuchcaniaffordtospendinretirement.blogspot.com
462: Strategies to Maximize Your Social Security Benefits with Mary Beth Franklin
Oct 14 2024
Today, I’m talking to Mary Beth Franklin. Mary Beth is a CERTIFIED FINANCIAL PLANNER, a former Capitol Hill reporter at United Press International, and the retirement and tax editor at Kiplinger...
retirewithpurpose.com
Social Security Benefits to Climb 2.5% in 2025
Oct 13 2024
The annual cost-of-living adjustment will increase monthly checks for millions of beneficiaries, including retirees and disabled workers....
nytimes.com
Spousal Benefit Claim almost 2 years after death
Oct 11 2024
My mom is 87 and she lost her husband 2 years ago. She is not tech saavy and received no letter from SS so she did nothing about claiming spousal benefits. When I assisted her to put in the claim, SS ...
community.aarp.org
? 2025 Social Security COLA Benefit Increases by 2.5% (AARP Article)
Oct 11 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! Social Security COLA Set at 2.5% for 2025. With inflation slowing, annual benefit adjustment will be lowest in 4 years. By Andy Markowitz, AARP. Published Oc...
community.aarp.org
Social Security Tax Limit Jumps 4.4% for 2025
Oct 10 2024
The Social Security Administration has announced significant changes affecting millions as we approach a new year....
kiplinger.com
Social Security COLA Is 2.5% for 2025: What to Know
Oct 10 2024
The 2025 Social Security COLA, tax wage cap and how much you need to earn to qualify for SS credits has been announced by the Social Security Administration....
kiplinger.com
Modest Social Security COLA (Benefit Increase) for 2025
Oct 10 2024
The Social Security cost of living adjustment (COLA) for 2024 stands at 3.2%, much less than 2023. Is it enough? The post Modest Social Security COLA (Benefit Increase) for 2025 appeared first on Bold...
boldin.com
Skeptical on Social Security, younger workers shift to personal retirement accounts
Oct 10 2024
According to a recent Cerulli study, more than half of retired 401(k) participants say Social Security is their primary source of income. At the same time, only 6% of millennials predict they will rel...
financial-planning.com
2025 Social Security COLA and other Income data announced
Oct 10 2024
2025 COLA Adjustment Announced SSA.gov. 2025 COLA Adjustment & Other Related Income Amounts Announcement from the link: Social Security and Supplemental Security Income (SSI) benefits for more tha...
community.aarp.org
How Social Security, Medicare, and Geopolitics Could Affect Your 2024 Planning
Oct 10 2024
The comprehensive financial plans we design at Keen Wealth factor in every piece of available information to help folks plan for what we know is coming and prepare for the unexpected. While recent eve...
keenonretirement.libsyn.com
5 Ways to Supercharge Your Social Security Benefit
Oct 09 2024
Learn how to supercharge your Social Security benefit and potentially grow your lifetime income by over $100,000....
keilfp.com
Listener Q&A: Social Security, RMDs & Annuities
Oct 08 2024
We’ve recently received a bunch of questions from our listeners and today Jeremy answers the first batch! Tune in to learn about Social Security, required minimum distributions, and annuities....
keilfp.com
? The 10 States Where Social Security Goes the Furthest (AARP Article)
Oct 07 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! See how retirement benefits stack up to cost of living where you live. By Andy Markowitz, AARP. Published October 07, 2024. Social Security was never intende...
community.aarp.org
Four Social Security Myths Debunked
Oct 04 2024
With so many headlines surrounding Social Security these days, what is fact and what is fiction? For instance, will the program really run out of money?...
kiplinger.com
Spousal social security question when one makes significantly more
Oct 03 2024
Hi , love this community. I am 60, wife 59. I make a lot more then my wife so she would get more from spousal vs her own SS. If I wait until 67, can she take SS at 62 and then when I take SS at 67 can...
reddit.com
Raising the Retirement Age for Younger Workers Is the 'Most Likely' Social Security Fix
Oct 03 2024
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money.com
Trouble Logging In to review Social Security Application
Oct 03 2024
Has anyone experienced problems with logging in to MySSA? Can anyone explain Login.gov, ID.me and MySSA logins. Which one is the best to use and how are these different logins related....
community.aarp.org
2025 Social Security COLA Falls Once Again
Oct 02 2024
Fidelity is only provider to earn “High” ratings in both categories of new health savings…...
401kspecialistmag.com
Social Security Demystified: Calculating Taxation, Provisional Income, and the Tax Torpedo
Oct 01 2024
Listener Michael asks about how Social Security is taxed, the rationale behind the 50% and 85% tax thresholds, and the implications of these taxes on Social Security and IRA withdrawals. James respond...
buzzsprout.com
How to Maximize Social Security Spousal Benefits
Oct 01 2024
James addresses a common concern for a couple approaching retirement through a listener’s question. Listener Rob plans to collect Social Security early at 62, raising questions about his wife&rs...
buzzsprout.com
When Should You Collect Social Security if Your Spouse is Much Older?
Oct 01 2024
James addresses a listener's question regarding Social Security strategies in retirement. Sasha, aged 59, seeks advice on when to start collecting Social Security, considering her husband's benefits a...
buzzsprout.com
? What Grandparents Should Know About Social Security and Kids (AARP Article)
Sep 30 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! What Grandparents Need to Know About Social Security for Kids. If you’re raising grandchildren, they may be eligible for benefits. By Martha C. White, ...
community.aarp.org
SS Estimates -what are they based on
Sep 28 2024
When I go to look at my Social Security status, it shows my estimated benefits if I begin taking the benefits at 62, 63, 64 .... 70 years of age. Do the estimates for each age assume I would continue ...
reddit.com
Social Security Upgrades Tech, Finally Allows Paperless Transactions
Sep 27 2024
Beneficiaries no longer have to mail, fax, or physically deliver forms or use physical signatures....
forbes.com
Social Security: Can You Change Your Mind? Yes, But...
Sep 26 2024
If your situation changes after you have filed for retirement benefits or you have changed your mind, you can cancel your application....
forbes.com
Social Security COLA drops as inflation cools
Sep 25 2024
But over the last four years, the COLA has fully protected retirees. The inflation data for August gives us a pretty good idea about the likely magnitude of Social Security’s cost-of-living adju...
crr.bc.edu
? Social Security Rolling Out Online Application for SSI (AARP Article)
Sep 23 2024
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! Agency streamlining cumbersome claiming process for safety net benefit serving older adults and people with disabilities. By Reyna Gobel, AARP. Published Sep...
community.aarp.org
Beneficary question.
Sep 22 2024
Hi. My mother's husband started collecting her social security after she died 6 years ago. Recently a previous husband she is divorced from 50 years ago is now trying to file for 1/2 her social securi...
community.aarp.org
Do Retired Presidents Receive Social Security?
Sep 19 2024
With one possible exception, retired presidents get Social Security benefits like the rest of us....
money.usnews.com
Debunking 6 Social Security Retirement Myths
Sep 16 2024
Get the facts on how the Social Security program works for retirees....
kiplinger.com
Withdraw Social security application
Sep 14 2024
I retired and 62, and filed and started receiving social security. I recently had a great job opportunity and decided to “un-retire”, and filed a form SSA-521 to withdraw my social securit...
reddit.com
Social Security’s COLA: Let’s Not Mess with the Index
Sep 13 2024
The current index is a good compromise. It’s “Social Security COLA-speculation” season, and with it comes the annual controversy about whether the government is using the right index...
crr.bc.edu
2025 Social Security COLA Estimate Drops Again
Sep 12 2024
The final Social Security COLA estimate for 2025 has dropped slightly from the previous estimate....
kiplinger.com
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About Social Security
Social Security is a government-run program in the United States that provides a source of income for retirees, as well as for people who are disabled or the survivors of deceased workers. The program is funded through payroll taxes, and it is designed to provide a basic level of financial security for those who are no longer able to work.
To be eligible for Social Security benefits, an individual must have worked and paid into the Social Security system for a certain number of years. The amount of benefit that an individual receives is based on their earnings history, with higher earners receiving a higher benefit.
In general, people are eligible to receive Social Security retirement benefits when they reach the full retirement age, which is determined by their date of birth. The full retirement age is currently 66 for people born between 1943 and 1954, and it is gradually increasing to 67 for those born in 1960 or later. However, people can begin receiving reduced benefits as early as age 62, or they can choose to delay receiving benefits until after their full retirement age, in which case they will receive a higher benefit.
It is important to note that Social Security benefits are not intended to be the sole source of income for retirees. Rather, they are meant to supplement other sources of retirement income such as savings, investments, and pensions. It is important to plan for retirement and consider all sources of income that may be available to you.