Social Security is a government-run program in the United States that provides a source of income for retirees, as well as for people who are disabled or the survivors of deceased workers. The program is funded through payroll taxes, and it is designed to provide a basic level of financial security for those who are no longer able to work.
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The nation’s key program for retiree benefits continues to see financing shortfalls. Unless Congress acts, those drops could lead to payment cuts in eight years....
Social Security faces manageable financial challenges that could become easier if policymakers took meaningful steps in the right direction....
FROM ARTICLE. Trust Fund Shortfall in 2034. New forecast says benefit reduction rate could come a year sooner than previously predicted. By Kenneth Terrell, AARP. *** There are 3 comments on the AARP ...
SSA.gov - A Summary of the 2025 Social Security Trustee Report You can read the linked report, it isn’t long - this is the summary only. Just some highlights: Based on our best estimates, this y...
Forget waiting for Social Security and Medicare to kick in. You may be able to retire sooner than you think....
https://secure.ssa.gov/RIL/SiView.actionprovides two options for creating an account: Login.gov and ID.me. Are there any pros or cons for each one? For example, has the government said anything about ...
FROM THE ARTICLE. Number That Changed America’s Identity. Over 90 years, the Social Security number has evolved from a code to track earnings into the passkey to our financial lives. By Jon Marc...
What happens when you forgo Social Security benefits?...
Some 2.8 million Americans may be eligible to receive an increase in their monthly Social Security benefits. Are you one of them?...
Are you so worried about Social Security disappearing that you want to redo your financial plan? Here's why that approach isn't necessary. The post Social Security Is Not Going Away (But You Might Hav...
You would be better off claiming early If you die young, but if you don't, starting too early can lock you into reduced payments for decades. So, what’s the right move?...
Your Social Security benefits might be at risk… and it could cost you $16,500 in benefits EVERY YEAR! Learn more on this special edition of Retirement Solutions Radio, “Your Social&hellip...
Retiring at 65, and I have some questions about when to retire and when to apply for Social Security. The Facts are: I turn 65 on a Saturday. My employer's pay period ends the next day. I am thinking ...
My sister passed away suddenly last August and her July benefit was deposited in her bank account a few days after she died. I knew Social Security would reverse the payment, which they did. As soon a...
Ism anyone else hear sick of hearing the Save SS ad. I think you have already beaten that dead horse....
Today’s announcement comes on the heels of President Trump’s Executive Order to make U.S.…...
Average retiree monthly benefit check expected to exceed $2,000 for the first time in…...
Social Security is under overt and covert attack. Though there are no dramatic cuts to Social Security being proposed, don’t be fooled—doing nothing is doing something....
The government promise of an additional $4K of deduction for seniors at tax time does not go far enough to deal with SS and taxes. In 1983 when they started taxing SS income, only 10% of people receiv...
hello, I am helping my husband w/his SS benefits application. We started it online, but then paused it because it was too early to submit if he wanted benefits to start at age 70. So my question: His ...
Find out how to apply for Social Security. Applying for Social Security is very straightforward. The real trick is deciding when. Get the inside scoop! The post How to Apply for Social Security: Easy ...
Tariffs killed Carl’s investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for him today on Your Money, Y...
FROM THE ARTICLE: Social Security Drops 3-Day Hold on Benefit Claims by Phone. Application backlog grew as SSA added ID procedures, cut staff. By Andy Markowitz, AARP. Published May 23, 2025. A month ...
According to a recent Wall Street Journal article, there were 580,887 pending Social Security claims in March 2025. That's an increase of more than 80,000 from a year ago. Many of those claimants are ...
Deciding when to start your Social Security benefits might be the single most consequential financial decision of your retirement journey. Should you claim early at 62, wait until full retirement age ...
Claiming Social Security as soon as you become eligible at age 62 is a common choice for Americans. While understandable, this decision can have significant, and often underappreciated, long-term cons...
“The bill I’m signing today is about a simple proposition — Americans who have worked hard all their lives to ... Read more...
Some seniors could soon see their Social Security garnished for student loan payments. Here’s how much the government can take....
Will Social Security just deduct the difference from my workman's comp...
I am interested in people’s thoughts. It seems lots of people are advising to wait till age 70 to claim Social Security for the one that has the higher level of benefits. Particularly if the spo...
Social Security’s been in the news a lot lately. Changes definitely are afoot. But there have been many rumors and allegations that aren’t accurate....
In determining your retirement benefits from Social Security, as well as those of any dependents who may claim benefits based upon your record, the Primary Insurance Amount, or PIA, is an important fa...
Your Social Security benefits are based on your Social Security earnings record. It's important to review your records to avoid having your benefits reduced....
Shockingly few people have any clue what their Social Security benefits could be. This financial adviser notes it's essential to understand that info and when it might be best to access your benefits....
Fewer people are claiming Social Security benefits at age 62. Several factors, including the elimination of the earnings test, have contributed to people deciding to work longer and claim benefits lat...
I am 61 years old, single man and likely not going to find a partner to take care of me or double my income with. Looking at my timeline, I can’t collect SS before 67 (full retirement) due to th...
Not all the Trump promises to cut tax on tips, overtime and Social Security made it into the proposed tax bill—and those provisions that did make it in are temporary....
The Social Security trust fund will be insolvent in 2033 and by 2035 will have to reduce benefits by 17%. Here is now much more you need to save to cover the potential shortfall....
I'm sure I'm missing something obvious about social security full retirement age but I'm confused. My FRA will be 67. I understand that if I start taking SS earlier than that, there is a penalty. I al...
The Social Security Fairness Act's big changes and new opportunities could require adjustments in tax strategy for some Social Security recipients....
Reintroduced legislation accompanies another bill requiring the SSA to mail statements…...
Misinformation about a Social Security login update sparked panic. Here’s what’s true, what’s not, and how to safely access your account without losing benefits....
FROM THE ARTICLE: AARP Backs Effort to Improve SSA's Assistance for Identity Fraud Victims. Congressional bill calls for streamlining help for older adults whose Social Security numbers have been stol...
My wife is a retired teacher since 2014. The school system does not pay into Social Security. She retired 10 years ago and has been paying her Medicare premium through bank withdrawals. Now, 10 years ...
With a Social Security shortfall looming and many workers struggling to save for retirement, most Americans agree: It's time for the government to step in....
So I was married for 25 years, 15 of those years I was the care giver and really didn’t work. I am now divorced for 2 years. I’m 1.5 years away from collecting full SS payments, my ex made...
If you are filing for your Social Security Retirement BEFORE your Full Retirement age, PLEASE keep in mind there is an Earnings Limit on how much you can make and not have some of your benefits clawed...
This week, we continue our Process Over Panic theme by focusing on how to take back control in uncertain times. Learn how to shift your energy toward what you can control—and let go of what you ...
FROM THE ARTICLE: How Social Security Became a Baby Name Influencer. Storing more than a century of American IDs, the program’s database is a go-to resource for cultural historians — and a...
Social Security beneficiaries may welcome the withholding rate reduction, but financial advisors say the back-and-forth policy changes threaten to erode public confidence in the agency....