Risks

Showing 8 results of 108

IRA reinvestment that's low risk

Jan 26 2023

My 70 year old retired mom has a IRA that's she has to withdraw from, roughly $150K. She wants to reinvest in a consistently well performing but low/moderate risk fund. I'd be very grateful for recomm...

reddit.com

My annual review

Jan 19 2023

I’ve been told over the years that I’m “too nice.” A recent review by my boss included, saying I lacked confidence and should take more risks. I know it shouldn’t bother ...

reddit.com

Land buying question — pitfalls?

Jan 16 2023

As part of our retirement plan we’d like to purchase some rural land in another state now and build a home on it at a later date. I’m having trouble finding good info on the risks of doing...

reddit.com

When should you de risk investments

Jan 15 2023

My dad panics in fear when the stock market goes down. He only invests in the Dow Jones as far as I know so he’s not in too much risk. I worry he will have a panic attack and sell at bottoms if ...

reddit.com

Managing Risks in Retirement

Jan 10 2023

Actuaries use models, dynamic processes and periodic risk assessments to measure and manage risks for financial systems. The same basic actuarial principles and processes used by actuaries for other f...

howmuchcaniaffordtospendinretirement.blogspot.com

Yes, Risk Tolerance Can Be Modified: You Just Have to Rewire Your Brain

Dec 20 2022

By Dr. Rikki Racela, WCI Columnist Wouldn’t it be great if, as investors, we could increase our risk tolerance? The ability to stay 100% equities and not worry about 30, 40, or even 90% loss...

whitecoatinvestor.com

The Most Serious Financial Risk Facing Retirees

Dec 15 2022

Pre-retirees and retirees should take the time to focus on a broad definition of longevity risk....

forbes.com

7 Big Retirement Risks to Avoid

Oct 28 2022

As people live longer and costs keep climbing, we offer some tips on how to navigate the changing retirement landscape....

kiplinger.com

About Risks

There are a number of risks that can affect your retirement savings and plans. Some common risks to consider include:

1. Investment risk: The value of your retirement savings can fluctuate based on the performance of your investments. If the investments you have chosen underperform, it could impact the amount of money you have available for retirement.

2. Inflation risk: The purchasing power of your retirement savings may be eroded over time due to inflation.

3. Longevity risk: You may live longer than you expect, which could result in your retirement savings running out before you die.

4. Health care costs: Health care expenses can be a significant expense in retirement, and they can be difficult to predict.

5. Market risks: Economic downturns or market volatility can impact the value of your retirement savings.