Is IRMAA inevitable for me next year?
I retired mid-year, 2024 (June 1). Because I had 5 months of working salary before SS, and I did start doing IRA withdrawals, and she is still working, it looks like there is a good chance we'll be hi...
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I retired mid-year, 2024 (June 1). Because I had 5 months of working salary before SS, and I did start doing IRA withdrawals, and she is still working, it looks like there is a good chance we'll be hi...
I retired at 42. No hacks. No inheritance. Just deliberate steps taken over many years. This gallery breaks down exactly what I did to reach early retirement on my terms. These aren’t vague idea...
My spouse and I have recently retired, and want to move eventually south. I have looked at A LOT of 55+ communities in NC, SC, GA, and FL. When we visited the Bluffton SC area (Hilton Head) I loved it...
We are in our 60s and live in a large, 150+-year-old house that needs a lot of maintenance. My husband is retired. I can retire whenever I want to. We need to downsize sooner or later, and we're tryin...
Out of curiosity, just before or when you retired did you sit with a CFP or CFA to go over investing and tax strategies? I retired 6 weeks ago at 59-1/2 and my wife(56) will still work for a few more ...
We asked expert financial advisers for advice and perspective....
In this episode of Boldin Your Money, Steve Chen chats with Scott Garrett, a retired software engineer and active member of the Boldin community. Scott talks about how he went from selling forklift pa...
I retired at 60 and have been living well. Bought a retirement house on an island in the Pacific Northwest. Traveling, visiting our children and enjoying ourselves has been a way of life since Covid e...
When I was a teenager, I made a plan to retire young. I wasn’t just daydreaming, I was studying, analyzing, and laying the foundation for financial freedom decades before it would become a reali...
I recently retired from a really stressful job and thought I’d finally feel relaxed and happy. But the opposite has happened – I feel even more stressed now than when I was working. I wasn...
You know that when it’s done right, teaching is an addiction. I taught orchestra, drum corps and music appreciation, grades 6-12 at one school for 18 years, itinerate for seven years before that...
I (F64) retired in June after many years of teaching. I am so accustomed to the cycle of summer recharge that I’m not sure if I “feel” retired. I have traveled overseas, visited fami...
Now that I’m retired 10 years, here are some thoughts in retrospect. 1) figure out what you need to live on and then save twice that amount. 2) just invest in the sp500 and ignore the ups n down...
Ive been retired for 6 years and wasted away with laziness. Remember Leave it to Beaver? My childhood sucked. I’ve always wanted to have the LITB house organization. I want to have all the crap ...
I became a liquid millionaire at 38 and retired at 42. No one gave me a penny, yet I found many different ways to make money. When I look back on my financial journey, it still surprises me how many d...
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I run into so many people who are retired, and even notice the same on this board, BUT they continue to work for pay in some capacity. They do occasional contract work. They work a few hours a week at...
I retired from my job at the end of March. Ever since then, I've had dreams several times a week about being back at work. It's weird because in the dreams, "work" may or may not resemble my former wo...
Just retired after age 59 (64) two months, ago and my wife and I are truly happy and enjoying it! I was an IT guy for 38 years. Wife and I are both the same age and happily married for 38 1/2 years. P...
I retired four years ago at age 62 on a Friday and the next Monday I started a PT job working two days a week that has to do with my passion (golf). I had a pretty high stressed job, so it's nice not ...
65F single, retired one year and it's going very well. I enjoy hearing here from all the excited people about to start their retirement or are enjoying early retirement but my curiosity is for those w...
I am new here and will turn 62 at the end of the year. I have a modest state-sponsored pension that pays me $54k/yr since I retired at 55. I would have been laid off with all the others in the program...
Hey everyone! It’s been 2 months since Mrs. RB40 retired from her career. Unfortunately, she is having a tough transition into early retirement. This is a typical experience for many ... Read mo...
Happy Father’s Day to all the dads in this sub! Wishing you an amazing day …. you’ve earned it! Whether you're retired, nearing retirement, or looking forward to it down the road, m...
You may not be able to avoid a market decline when you're newly retired and starting to rely on your nest egg for income, but you can plan for that risk....
Tuesday, June 03 - Monday, June 09, 2025 Most Commented score comments title & link 237 290 comments What have you done for the very first time since you retired? 57 117 comments Stress dreams aft...
Hello, Not retired yet and a ways off, but we're looking at NE TN in the Tri-cities vs the west side of VA from the South to North and in either state as long as it's country and less people per squar...
I just got back from a trip visiting a friend about 1600 miles away. From his house, we took off, just the two of us. He has a little sailboat (a 14' gaff-rig catboat, sleeps 2), and he wanted a partn...
I retired at the end of June in 2024 at the age of 62 from my job as a clinical lab scientist at a VA clinic. My last boss was a micromanager who loved to play favorites and blame us more experienced ...
Tuesday, May 27 - Monday, June 02, 2025 Most Commented score comments title & link 64 202 comments Retired at 63; financial advisor wants a big stake in alt investments 34 62 comments The Final Pu...
My husband just retired at 71. I (63) hope to work several more years - I really love my job. We just put an offer in on a house that is older (1828), larger and on a much bigger lot than our current ...
Dear fellow retirees. I sold a successful business and retired 3 months ago on my 64th birthday. I was so absorbed with running and growing the business that didn’t give me much time for hobbies...
I'm 67 and retired. I'm withdrawing from one of my 401k's even though I don't need the funds to live on at the moment. I'm putting the funds into an investment account at Vanguard so my heirs will hav...
I recently (and mostly unwillingly) retired last year just shy of 63. Nest egg big enough to not panic, but not so large that we can afford big mistakes or poor planning. I switched financial advisors...
So, indeed I'm head over heels in love with my wife. I have it really good. I retired almost 3 years ago & my wife joined me 3 months ago. We're Gen Jones boomers, with my wife truly a last gasp b...
Dave Ramsey’s Baby Steps have helped millions get their financial life together. There’s a reason his method is popular, it’s simple, direct, and designed for people starting from ze...
When you are working, the weekends are great. Sleeping in is great. Lying in bed resting on a rainy weekend day and watching a movie is nice. Once you are retired you can do those things all the time ...
The first quarter of a decade since I left my full-time job and chose semi-retirement has been a blur. Here's everything we've experienced. The post I’ve Been Semi-Retired for a Quarter Decade: ...
I'm sure there are some people who just need the income and cannot find a way to survive without it. First of all, I'm sorry that it feels out of your hands. But next, is there a timeline where you th...
Retired with millions—but full of regret? In this episode of Root Talks, James and Ari share the real stories no one talks about: wealthy retirees who did everything “right” financia...
Hi, My name is Andre. I’m a semi-retired, ex-tech worker, who spends his time arguing with people on the internet about wash sales. Someone told me I was wrong......
We retired in 2016, I wanted to retire and my better half (wife) had to. I find it impossible to accept that this was 9 years ago. We are doing fine after a few bumps along the way. The time flew by a...
Hello all. I've just retired, and while I'm glad I have, I stopped working with only vague ideas about what I would do with myself from now on. I chose to retire to get away from work - no more long c...
If you continue on your current course will you die with much more money than you had the day you retired? What I mean is, will you have more $ (American centric question, but Euro and other residents...
I’ve retired at age 60, 13 years ago, and was looking back over my workplace skills and realized that if I had to rely on finding work with two of them today I would be out of luck. In the early...
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For those retired in the Plains (for cost of living background) how much do you really need. Currently, 55. Owe 10 years on house. No other debts. 401k max, IRA, and too much cash in the bank. I want ...
Let's take a look at the case of a 74-year-old retired physician who wants to give money away but is worried about running out of assets. The post 9 Pieces of Advice for a Retired Doctor appeared firs...
Want to retire young? Get inspired by these 8 popular reasons given by people who successfully retired in their 30s, 40s, and 50s. The post 8 of the Most Popular (and Inspiring) Reasons Why People Ret...
There’s an EL Doctorow novel on my nightstand. I just put down a grim book by Denis Johnson without being able to finish it — too dark. There’s an old popsci book (89) about neural n...