Seeking Retirement

Retired

Showing 50 results of 849

Is the other shoe going to drop?

I retired a month ago, almost 70, from a profession I loved. I just felt it was time, work was crazy busy and had become stressful for the past year. I wanted to leave on my terms and at the top of my...

reddit.com Sep 25 2024

Sharing your caregiving challenges

I am not experiencing this personally nor is anyone taking care of me, but it does come up in conversations within my friend circle. Many months back a retired member of r/retirement shared a comment ...

reddit.com Sep 21 2024

How do you live on a cash basis in today's world?

I'm a few months into retirement, my wife is still working till next June. One of the things we're trying to do--and were starting before I retired--is transitioning our spending on routine items away...

reddit.com Sep 18 2024

Reducing the number of cars you own/use.

I'm curious about your decision to reduce the number of cars, especially if you're a retired couple and you reduced the number of cars to one (or even zero). What went into that decision? What was the...

reddit.com Sep 16 2024

Young People Shouldn’t Stress About FIRE

When I started blogging, I often lamented that I didn’t learn about FIRE when I was in my 20s. I could have saved more and retired from my engineering career ... Read more The post Young People ...

retireby40.org Sep 16 2024

Essential Tips for Improving Your Golf Game

Golf is a great game for people of all ages and it is definitely something to look into if you are retired and find yourself with some extra time. A lot of retired people find it as a great hobby to k...

baby-boomer-retirement.com Sep 16 2024

Withdraw Social security application

I retired and 62, and filed and started receiving social security. I recently had a great job opportunity and decided to “un-retire”, and filed a form SSA-521 to withdraw my social securit...

reddit.com Sep 14 2024

9 Mental Shifts Required for a Successful FIRE Journey

When I retired at 42 in 2021, I discovered the concept of Financial Independence Retire Early, also known as FIRE. Even though I had already reached financial freedom, understanding the mindset behind...

dadisfire.com Sep 12 2024

My gigantic belly in retirement!

So. I am 61. I’m not even full-time retired, I’m part-time since February! Yes, I’m moving around much less. But a good friend told me that I’m fat and I need to lose weight. I...

reddit.com Sep 12 2024

navigating first year of retirement

I retired in my late 50s as the university I was working for here in the UK had massive financial problems. They offered buyouts, so I took one...the alternative was taking a pay cut and having many m...

reddit.com Sep 10 2024

Handling vacation property in retirement

I am newly retired (June 1 2024), so am still figuring it out. I am the 3rd generation owner of a 'camp' in Maine, by inheritance. It is only useable about 3-4 months a year, roughly mid-May to mid-Se...

reddit.com Sep 10 2024

Should I Consider a Personal Liability Umbrella Policy?

I've been retired a couple of years now, my wife about a year. We recently bought a new car. In talking with our insurance guy, he recommends we get a Personal Liability Umbrella Policy. It would cove...

reddit.com Sep 06 2024

How do you decide when it's time?

How do you decide when you've had enough? I honestly don't think I will be any worse off financially retired than I am working. My job is support staff for a school and I have always worked part time....

reddit.com Sep 04 2024

Having a plan vs executing the plan

I'm coming up on 3 months retired, and so far, so good! I'd like to look back, though, on the last 10 years. 10 years ago, in the fall of 2014, I had a plan. My wife and I were both 56 years old. Our ...

reddit.com Aug 30 2024

Trying to decide on investing in fixed income annuity

My husband (66) will be retiring next May. I (60) am already retired. We signed on with a financial advisor a few months ago and we are working to set things up optimally for us. Recently, our financi...

reddit.com Aug 30 2024

I think I'm quietly retiring...

1 - Spent Christmas 2019 in Florida with a retired sister in law. Watched her spend her days attending social events and figuring out where she was dining in the evenings. I note that I could get used...

reddit.com Aug 28 2024

What do you do in the evenings?

I am semi-retired now, down to working two days a week. When I worked full time and on the days I still work, I was/am mentally exhausted and just watch tv. I’ve found on my ‘retired&rsquo...

reddit.com Aug 27 2024

How to Thrive in Retirement by Embracing the Unknown

Chris has been retired for a little over a year while his wife has continued to work. Now that Chris has “tried on” retirement and found the fit good, his wife will likely join him within ...

buzzsprout.com Aug 27 2024

“Do Something That Makes You Go To The Library”

In 2021, shortly before I retired, I found myself on a run with a friend who has always been a source of inspiration to me. We are the same age, but while I was preparing to leave behind the structure...

dadisfire.com Aug 26 2024

Bus trip vacations, is this normal?

Now that I'm retired I decided to go on a bus trip for a week with a friend as I have never been on one before. My friend has, and talked about bringing books and magazines for us to read on the bus (...

reddit.com Aug 25 2024

Vanguard IRA vs TSP rollover question

I posted this in r/personalfinance with no response. This subreddit may be a better place. I have a TSP account from prior employment. I am semi-retired and only working part-time. I would like to inv...

reddit.com Aug 21 2024

What word do you use instead of 'retirement?

I (59F) stopped working six months ago. In an effort to define my 3rd act I'm looking for a positive-sounding word or phrase to replace "I'm retired" or I'm in "retirement". For example, I referred to...

reddit.com Aug 15 2024

What is your spending ratio in retirement?

The 50/30/20 ratio for working folks is widely available but I haven't found anything comparable for retirees. Is there some ratio recommendation for those retired? In our case (couple) we are spendin...

reddit.com Aug 13 2024

To follow or not to follow kids in retirement

Our offspring live too far away for frequent visits -- about a 2.5 hr flight away. I know a lot of retired couples move to be close to their children, maybe because they're hoping their kids will take...

reddit.com Aug 12 2024

Reporting Income for Credit Card Purposes

Mid 60s. Retired about a year. Income means little to me in retirement. I’m delaying social security. I decide what my income will be. Besides dividends and interest, there’s no new money ...

reddit.com Aug 10 2024

Can you recommend a book about unexpected retirement?

A friend of mine (age 60) who thought their job was secure was suddenly informed that it is not secure. This person still has children under 18 and their spouse is already retired. My friend asked me ...

reddit.com Aug 09 2024

Retirement Party For Retiring Early: Don’t expect one.

This was originally published 10/12/2021, a few weeks before I retired at 42. Last month, I wrote that we were almost ready to retire. In the next week, I plan to formally announce my retirement to my...

dadisfire.com Aug 04 2024

Wise Lifestyle Changes to Save Money During Retirement

It's pretty obvious that people who are retired generally receive less income. The question then becomes how do you stop your money from flying out the door? It's an age old question that everyone has...

baby-boomer-retirement.com Aug 02 2024

Fake guru. Why should I listen to DadisFire?

I originally wrote this about fake financial gurus in Sept, 2021 a few weeks before I retired at age 42. I’ve made some updates to formatting, but left everything else the same. Oh no, not anoth...

dadisfire.com Aug 02 2024

The New Sunbelt

I retired to Pennsylvania because we had some family in the area, the cost of living is less than our old home in metropolitan New York, the winters are a little warmer, and it's not so far away that ...

sightingsat60.blogspot.com Jul 30 2024

Social security early for working spouse

This might seem like an odd question but I've been getting conflicting advice. Husband 71 and retired with pension and SS. I'm 65 and working full time at the moment. My full SS is 66, 10 months. My h...

reddit.com Jul 28 2024

Life Insurance Settlements Experience

I (64F) am retired. My husband (65M) has a term life insurance policy that we may want to sell as the premiums are escalating to the point of becoming unaffordable. We have met with 3 different planne...

reddit.com Jul 26 2024

Financial (and life) management without close relatives

My wife and I are in our mid-60's and retired. We (supposedly ;-) have enough money to last us through our lifespans, We do not have any children or close younger relatives and we both have parents wh...

reddit.com Jul 26 2024

?? 7 Retirement Surprises — and Solutions (AARP Article)

FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 7 Big Retirement Surprises and What to Do About Them. Try these tips to navigate retired life’s unexpected twists and turns. By Bruce Horovitz, AARP. P...

community.aarp.org Jul 24 2024

Long-ago Federal Benefit for Boomers in College Paid Off

In the late 1960s and 1970s, the U.S. Social Security Administration subsidized college expenses for young adults with deceased, disabled or retired parents who were receiving dependent benefits. The ...

crr.bc.edu Jul 23 2024

Downsizing, want to get rid of my stuff

I (63) retired 5 years ago. My wife (64) retired last month. We have accumulated a lot of possessions. Some have financial value, most don’t but are useful. I have a “I worked hard for tha...

reddit.com Jul 22 2024

6 Lessons From 6 Years of Retirement

I officially retired 6 years ago, on July 5, 2018. Before I retired, I was curious about what life would REALLY be like in retirement. Now…I know. I started The Retirement Reality Series to sha...

theretirementmanifesto.com Jul 20 2024

Managing Mom and Dad’s Money

My Dad retired in 2002 with a 403(b) and lifelong teacher’s pension. Unsure of his retirement savings, some fellow retired teachers recommended a financial advisor who “specialized in reti...

retirebeforedad.com Jul 19 2024