A retirement portfolio is a collection of investments that are held in a retirement account, such as a 401(k) or Individual Retirement Account (IRA). The purpose of a retirement portfolio is to help you save and grow your money for retirement, while also taking into account your risk tolerance and investment goals.
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The '120 Minus You Rule' updates an older retirement rule, with a twist. Here's how this approach to retirement portfolio construction can work for you....
According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether. The post A Big Risk for Retirement Investments?...
Alternatives can play an important role in a portfolio by offering different exposures and goals, but investors should carefully consider their complexity, costs, taxes and liquidity. Here's an alts p...
You’ve done the hard work. You saved consistently, built a seven-figure portfolio, and are ready to enjoy retirement. But even millionaire retirees can make mistakes that put their plans at risk...
How should you modify your portfolio for retirement? It doesn’t take a one-size-fits-all approach, but let’s begin with the basics. In this episode, we discuss: How your emergency fund mig...
What long-term market returns should you assume for your retirement portfolio? Much like market performance, the answer isn’t always clear-cut. In this episode, we discuss: Average vs. actual ma...
Big portfolio adjustments can do more harm than good. Financial experts suggest making thoughtful, strategic moves that fit your long-term goals....
A seven-figure portfolio can feel like a green light for retirement—but the numbers don’t always tell the full story. In one case study, a couple with over $1 million saved faced a withdra...
Jeremy Keil explores Barron’s 5 strategies to respond to market volatility with your retirement portfolio. Are you feeling nervous about what today’s market volatility could mean for your ...
Financial plans based purely on growth, like the 60/40 portfolio, are built for a different era. Today’s retirees need plans based on real-life risks and goals and that feature these four elemen...
How confident are you that your money will go the distance? Building a balanced portfolio can shore up your investments' long-term stability....
Thermodynamics vs. Your Retirement Portfolio The universe is rigged against your wealth (here’s proof) Dr. Chen, physics isn’t just theoretical—it’s ... Read more...
Alternative investments are gaining ground, yet retirement investors must carefully weigh risk, liquidity and portfolio fit....
If the stock market dips when you retire, your portfolio may not have time to recover. But having a structured income plan for your retirement years can help....
If you’ve ever watched your portfolio take a nosedive during a market downturn, you have probably felt that gut-wrenching feeling, ... Read more...
Episode 471: Market review and a list of stocks from my portfolio that are exhibiting long term strength and resilience. Sign up for free ALERTs & Market Commentary at: https://www.investablewealt...
Simplifying your financial life is hard. Here are 16 real-life dilemmas where I'm trying to figure out how I can erase portfolio complexity. The post Simplify, Simplify, Simplify — Real-Life Dil...
If a significant chunk of your portfolio is tied up in a single stock, you'll need to make sure it won't disrupt your retirement and legacy goals. Here's how....
A few weeks ago, we did an example of how our portfolio is taxed after retirement, and showed that by constructing a portfolio using low-cost index ETFs and holding those assets in the right retiremen...
Wondering if you can retire at 60 with $2 million? In this episode, I walk you through a simple, 3-step process to figure out exactly how much you need in your portfolio to retire comfortably—an...
If you’ve built up the courage to check your portfolio lately, you might have felt a jolt. As of the ... Read more...
Spending flexibility isn't only taking a little bit less from your portfolio for one year. It could mean spending a lot less for 10 years. The post How Flexible Might You Have to Be in Retirement? app...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
This little-known risk of a down market can cause lasting damage to your portfolio....
Context; I retired 2.5 years ago after a lifetime teaching biology and chemistry. I have a decent pension and a property portfolio so financially I’m secure and don have to worry about money, fo...
If you’re looking to improve your 401(k) performance in 2025, there is an often-overlooked strategy that may help. It’s called rebalancing. And failing to rebalance your portfolio could me...
Regardless of the markets’ machinations, we can absolutely continue to make progress in our financial plan beyond our portfolio. This exercise from Daniel Pink shows how....
As I sadly watch my stock portfolio correct by over 10%, I find serenity in my paid-off home. No matter how much the stock market tanks, it's comforting to know I'll always have shelter to take care o...
Unsure if it is a good move or not to start taking withdrawals from my 401k at age 60 as I am being let go from my job and unsure what kind of job I will get next. Portfolio may be at 1 million now. M...
A friend of mine was trying to figure out why his financial advisor was underperforming the market so badly. Over the past 5 years (November 15th, 2019, to November 15th, 2024), his portfolio was up j...
As I watch my stock portfolio correct, I take solace in knowing that my real estate portfolio continues to chug along despite the chaos, fear, and uncertainty. With mass government personnel cuts, new...
Your portfolio's bond allocation depends on factors such as age, risk tolerance and market conditions....
A good investment portfolio is diversified, low-cost, passively managed, and consistent with your risk tolerance. Which one is best for you? The post Best Investment Portfolios — 150+ Portfolios...
Don't ignore this retirement income source, especially if you are wealthy or need portfolio diversification....
Gold is soaring. Here's how to add a gold IRA or ETF to your portfolio in order to hedge against inflation and volatility. But retirees should tread carefully....
Should Nancy in Washington take out a 401(k) loan and invest it in her brokerage account to catch up on saving for her retirement? When Joe and Big Al talk about having a balanced portfolio of various...
When you retire is a personal decision. Learn if you can retire, look at your time horizon, spending desire, investment portfolio, and risk tolerance....
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
Just because large value stocks have performed well lately doesn't mean you should stop diversifying your portfolio. Here's why not. The post Don’t Abandon Your Diversification appeared first on...
What do the Trump Administration tariffs mean for your investment portfolio? And what steps should you take to protect your money? The post Staying the Course Despite the Trump Tariffs appeared first ...
Asset allocation determines how money in a financial portfolio is invested. Balancing your asset allocation can help limit your financial risks while maximizing profits....
This hypothetical case study shows how an investor used Delaware statutory trusts (DSTs) to build a diversified 1031 DST portfolio and avoid a $2M tax bill....
Do you even realize how leveraged your life is? If your debts are higher than your portfolio, you ought to consider paying them down. The post Deleveraging Your Life appeared first on The White Coat I...
Stupid investment question here. My retirement accounts (IRAs, trust, etc.) have been managed by the same guy at the same firm for 20+ years. I'm quite happy with him overall. The portfolio has been g...
On January 1st we conducted our Annual Financial Review for our retirement portfolio. I’m smiling. Since I retired in June 2018, the S&P 500 has had a nominal annualized return […] Th...
Preparing mentally and positioning your portfolio accordingly will help set folks up for financial success in the year-ahead....
Is anyone familiar with this idea by William Bernstein ? He says to set up a part of your portfolio to cover necessary expenses in retirement and then invest the rest. Include all safe payouts like So...
With another strong year in the stock market, it’s time for investors to celebrate! While marveling at the growth of your portfolio is satisfying, a more rewarding way to celebrate is to actuall...
John in Pennsylvania doesn’t have bonds in his investment portfolio. Should he add them, and if so, where? That’s today on Your Money, Your Wealth® podcast number 508 with Joe Anderson...
Position your retirement income for 2025 with these 4 smart planning tasks. From inflation protection to portfolio rebalancing, ensure financial peace of mind....