Pensions
Showing 50 results of 135
How to Decide the Right Time to Take Your Pension
Jul 10 2024
Learn how to calculate the impact on your pension from changing your start date and evaluate the value of your pension based on your financial situation. I recently received a question from a listener...
keilfp.com
Could this quick calculation be in the ballpark?
Jul 05 2024
In an attempt to determine whether I've got enough to retire on, I did some quick calculations: I calculated 4% of my current investments and combined that with my estimated pension to come up with a ...
reddit.com
Getting a sum payout upon retirement.
Jul 02 2024
My wife is retiring from her job with our state govt. She will be drawing a pension. She is not old enough for SS yet. She is going to receive a lump sum amount for accumulated vacation/sick time. Her...
reddit.com
Ask a Financial Pro: I'm Worried About Saving for Retirement. How Important Is It to Find a Job That Offers a Pension?
Jul 01 2024
With proper planning, you can have a perfectly secure retirement without a pension....
money.usnews.com
How to Get the Most Out of Your Pension
Jun 27 2024
If you’re expecting a pension when you retire, your decisions on how it’s distributed could have long-term effects on your financial security....
kiplinger.com
Pensions Are A Vital Workforce Tool For Retaining Public Safety Professionals
Jun 27 2024
As state and local governments struggle fill public safety positions, new research finds pensions play a critical role with worker retention....
forbes.com
State and Local Pension Plans Have Gained Nothing from Complex Investing
Jun 25 2024
They would improve transparency and most likely returns by investing in index funds. I must admit, I love it when research supports my gut. Hence, I am delighted to report the findings from the new st...
crr.bc.edu
What are some $ benefits retirees get?
Jun 25 2024
So i m retiring soon, my wife is already retired. As far as pension, healthcare, social security, 401K, taxes…. I m fine with these important aspects of retirement What i want to look at now is...
reddit.com
Should I stay a little longer for a better pension?
Jun 24 2024
I’ve been in my job for over twenty five years, and I’m looking forward to seeing what comes next after my pension is ready in just a few more. Not retiring, just moving on. I’ve had...
reddit.com
Did you retire too early or too late
Jun 19 2024
Hello! I’m eligible to retire at 60, but I worry it’s still too early. I’ll have a modest pension at that point (won’t cover all my expenses by any stretch) 401k, and health in...
reddit.com
How Do Public Pension Plan Returns Compare to Simple Index Investing?
Jun 18 2024
Thebrief’skey findings are: Public pension plans are increasingly relying on alternative investments and active management. But how does plan performance compare to a simple 60/40 index over var...
crr.bc.edu
Should You Take Your Pension as a Lump Sum?
Jun 06 2024
The answer depends on multiple factors, such as what your alternative investment options would be, whether you want to leave money to a beneficiary and more....
kiplinger.com
Dinosaurs Are Extinct. Pensions Are Alive And Well.
May 28 2024
Like dinosaurs, pension plans are fascinating, large, and strong. But unlike dinosaurs, pensions are not extinct. In fact, pension plans are alive and well today....
forbes.com
Broadridge 360: Challenges and Opportunities in the New Fiduciary Marketplace
May 24 2024
Jason Roberts of Pension Resource Institute discusses how the DOL’s latest fiduciary rule…...
401kspecialistmag.com
A pension bailout three years ago continues to reverberate
May 22 2024
Three years ago, Congress took the unprecedented step of spending taxpayer dollars to bail out private-sector pensions plans. As part of a $1.9 trillion Covid stimulus bill, lawmakers approved an $86 ...
retirementrevised.com
Should You Take the Survivor Option on Your Pension?
May 17 2024
In some cases, you could buy life insurance instead and get a better deal in protecting your spouse. There are some things to keep in mind, though....
kiplinger.com
Got a Cash Balance Pension? Understand Your Options
May 13 2024
To maximize your retirement income, you need to know how your cash balance plan works, which type of payout is right for you and how it’s taxed....
kiplinger.com
NIRS Urges Pension Coverage for Private Sector to Senate HELP Committee
May 13 2024
A NIRS brief provides six recommendations for Congress to consider in broadening pension…...
401kspecialistmag.com
How ERISA Impacts Your Retirement
May 12 2024
This federal law determines many of the rules for your 401(k) or pension....
money.usnews.com
How to move with out having your pension penalized?
May 10 2024
So I know I need to get an accountant but I wanted to know what other people have done? I plan on selling my house in CT and I know my house in Las Vegas is probably going to be a $100,000 more. I can...
reddit.com
Calculating the Performance of a Contributory Pension Taken as a Lump Sum
May 07 2024
I was fortunate to have a pension and took a lump sum after over 20 years. It was a contributory pension that allowed me to contribute 1.5% of my salary monthly for a higher pension. I'd like to calcu...
community.aarp.org
If You Have a Pension, Smart Tax Planning Should Start Now
May 03 2024
Adding pension income to Social Security benefits and income from required minimum distributions could see you facing a tax torpedo and higher Medicare costs....
kiplinger.com
Should I work one more year to earn $150 more a month?
Apr 24 2024
I'm a teacher and I planned on retiring at the end of this school year. I am 65 and this is my second pension. Our district increased salaries significantly for the next school year. My pension is bas...
reddit.com
What Happens to My Pension if My Company Goes Bankrupt?
Apr 21 2024
Certain benefits are guaranteed if your pension plan fails....
money.usnews.com
CWA Union Fights Back Against So-Called Pension De-Risking
Apr 13 2024
Twenty years after Executive Life defaulted on worker pensions GM and Verizon helped kickstart a broader trend in corporate America, where over $300 billion in retiree......
forbes.com
Pension payments while still working
Apr 04 2024
I've been told that I can begin collecting my pension at the age of 60. I'm no longer working in that state so I've been an inactive member for the past 4 years. The amount that I get paid won't go up...
reddit.com
Pension- lump sum or monthly distribution
Mar 21 2024
I retired in January and must decide whether to take my Company pension in a lump sum or monthly distribution. I am female, 65 and in good health. If I elect the lump sum I will get $187,382 and if I ...
reddit.com
Retirement Is Broken — Is a 'Pension Renaissance' Coming to Save Us?
Mar 18 2024
Research shows that the majority of Americans favor pension benefits — but can this retirement-planning relic actually make a comeback?...
money.com
Is it normal for pensions to overestimate your benefits 4 and 6 years out?
Mar 17 2024
It's happened to me twice now! Six years ago the so called benefits administrator estimated a monthly benefit (the only means to pay, no lump sum) to be $120 per month more than it is six years later....
reddit.com
No, I Don’t Hate 401(k)s — I Want Pensions For All, Not Just A Few
Mar 07 2024
But a fair observer of the 401(k) system would point out where it is working and where it has holes....
forbes.com
What made you decide to retire? How did you know you were ready?
Mar 03 2024
What made you decide to retire, and how did you know when you were ready? I’m 57, i’ve been in the same profession for 35 years and will have a decent pension. I need to decide whether or ...
reddit.com
ERISA Killed Defined Benefit Pension Plans, Yale Law School Expert Argues
Feb 28 2024
How important was the 1974 legislation compared to other factors? This year is the 50th anniversary of the Employee Retirement Income Security Act of 1974 (ERISA), so Yale Law School professor John La...
crr.bc.edu
Don't call it a comeback: IBM pension play a 'financial maneuver,' experts say
Feb 24 2024
After IBM unfroze its pension, some wondered if this was the start of a defined-benefit renaissance. Researchers say that's not what it was about....
financial-planning.com
Is IBM’s Pension Plan Announcement Good News For Employees?
Feb 23 2024
Earlier this week, I wrote of the news that IBM was reopening its defined benefit (DB) plan. This column follows up with employee context....
forbes.com
IBM Reopens Defined Benefit Pension Plan—Will Other Corporates Follow?
Feb 21 2024
IBM is known for being a leader and changemaker in retirement funding. Is IBM reversing the decades-long trend of corporates moving from traditional DB pension plans?...
forbes.com
Budget broken out by percentage/ retirement calculator with pension
Feb 21 2024
Hi, my husband is retiring in 3 years at age 61. We have the funds we need, we have a lifelong pension with joint survivor benefits, and we don't carry any debt (homes and cars are paid for and childr...
reddit.com
IBM Reopens Its Frozen Pension Plan, Saving the Company Millions
Feb 11 2024
The company has stopped making contributions to 401(k) accounts, and instead gives workers cash credits in a new version of its old pension plan....
nytimes.com
What to do after we reach the TDF end?
Jan 20 2024
My SO and I both recently retired at 62 however most of our 401Ks are in target date funds for when we turn 67. Currently we are able to live off SS and pensions and don't need to touch the 401Ks. Giv...
reddit.com
Could traditional pensions make a comeback in the private sector?
Jan 19 2024
Did IBM just kick off the next big trend in the world of employee retirement benefits? Big Blue made headlines recently when it announced plans to end its 401(k) matching contribution in favor of a ne...
retirementrevised.com
Pension: I know the "gross". What will I "net"?
Jan 18 2024
I'm not great with numbers, and not financially all that savy, so here goes. Please be kind. ? I'm almost 60. I'm planning to retire next year. I have 32 years in a state pension (and other investment...
reddit.com
9 Jobs That Still Offer Traditional Pensions
Jan 11 2024
Long-term employees in these industries are often able to retire comfortably....
money.usnews.com
Pension, bulk sum, or combination for retirement
Jan 11 2024
Coming up on 60, and beginning to try to organize my retirement. I'm in pretty decent shape, I think....have one pension that starts when I turn 60 that is almost 50K, and another that is about 28K, a...
reddit.com
Will 2024 Be The Year Of The Pension Comeback?
Dec 18 2023
Four decades into the 401(k) experiment, it shouldn’t come as a surprise that employers are reconsidering pensions....
forbes.com
Am I Ok to retire at 67? Will I have to work? I live frugally.
Dec 14 2023
Im 56 have $490k in a Roth, $60k in Traditional IRA will collect $1299 in pension in 10 years with an estimated $3900 a month in SS in 10 years. $75k in savings. Can I retire in 10, or will I have to ...
reddit.com
I’m tired of pounding the pavement, I think it’s almost time.
Dec 01 2023
Your thoughts. Almost 61m, just had 2 stents put in, pretty good family longevity. I started collecting my pension at 53. 1700 a month with 50% going to my wife if I die. I’ve been beating the p...
reddit.com
Pension News: You’re on Your Own For Retirement
Nov 27 2023
Nobody Wants Responsibility For Your Retirement So They’re Passing The Buck To You. Do You Know How To Benefit? Key Ideas The reason retirement planning changed from socialized to personalized. ...
financialmentor.com
Should I take my pension at age 55 or 60?
Nov 25 2023
I have a vested pension that I can take at either 55 ($1700/mo) or 60 ($2000/mo). I plan on working till 65, so the current strategy is to invest the entire monthly pension payment while I’m sti...
reddit.com
Pensions Get a New Look From Younger Workers
Nov 25 2023
As the downsides of 401(k)-style plans become apparent, workers and some companies, including IBM, are showing new interest in defined benefit plans....
nytimes.com
Government Pension Offset - Which monthly amount to use?
Nov 22 2023
I'll retire next year from a state government agency. I know the spousal benefits are reduced by two-thirds of the government pension. Assume that my pension only has two options: Monthly payments of ...
reddit.com
How to Bridge the Gap to Retirement Income: Pension Spitball - 456
Nov 21 2023
Planning to retire early? Joe and Big Al spitball on bridging the gap to your retirement income when there’s a pension in the mix, today on Your Money, Your Wealth® podcast 456. Manley and h...
purefinancial.com
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