Retirement investing is the process of setting aside money during your working years with the goal of generating income to support you during retirement. It's important to start saving for retirement as early as possible, because the earlier you start, the more time your money has to grow through compound interest.
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The Orthodox Jewish community has its own unique list of pressures that influence people’s decisions around both retirement and investing....
By Dr. Jim Dahle, WCI Founder I run into a surprising amount of negativity about 401(k)s. A small amount of it is people appropriately reacting to bad 401(k)s, the latest way for employers to get sued...
By Dr. Peter Kim of Passive Income MD, WCI Network Partner Have you ever found yourself stuck in analysis paralysis? That feeling of being trapped in your own head, overthinking and over-analyzing thi...
We often try to overcomplicate finances, but simplicity is the key. That’s not to say simplistic: simple doesn’t equal simplistic. On this episode, we wrap up our Wisdom for Our Children s...
You’ve worked hard for your money, and now you’re ready to flip the script. How would you like your money ... Read more...
An analysis by As You Sow finds the Federal Thrift Savings Plan has invested over $35…...
Good fortune tends to come to those who save and invest over a long period of time. However, sometimes your good fortune goes beyond expectations. In such scenarios, you may experience money guilt. Mo...
To achieve retirement savings goals, it is crucial to not only protect your savings, but also ensure they grow at a rate that outpaces inflation. With inflation eroding our purchasing power and hard-e...
With last week's Hamas terrorist attack and the swift response by the Israeli government, war has once again taken over the global conversation. While the financial costs of war pale in comparison to ...
Paul Merriman recently caught my attention on a recent podcast (How To Money #734 – Turning Thousands Into Millions with Paul Merriman). The short premise is that investing in a 2 fund portfolio...
I have sold rental property and have about $350G from the sale. I am 61 and plan to retire at the end of this year. My wife is 63. We have about 1Mil in investments, mostly stock and bonds. I would ap...
My best-performing investment ever is a managed mutual fund called the Fidelity OTC Portfolio (FOCPX). It’s up more than 1,100% since I’ve owned it. I wish I could say I’m brilliant ...
Surprise decision acknowledges that Biden and Trump rules are virtually identical. In a surprise ruling, a very conservative federal district court in Texas, known for striking down Biden Administrati...
By Josh Katzowitz, WCI Content Director If my psychiatrist wife hadn’t begun taking care of our money and our investing strategy so many years ago and if I hadn’t made a New Year’s r...
So, money can’t buy happiness—at least beyond daily necessities—but it sure can help. Here are 7 ways that you can directly invest in your happiness....
Last week The FI Couple, a real estate investing duo, sent out this tweet highlighting the growth in their rental income since 2018: However, when pressed about how much they make net of costs, they s...
Navigating the investing world can be daunting, especially if you don't have much experience. With complex jargon, a vast history, and countless strategies to choose from, knowing where to begin can s...
The stock market is a crucial indicator of economic activity and is closely watched by investors, economists, and policymakers around the globe. Unfortunately, when we typically discuss the stock mark...
A $10,000 investment can jolt any retirement savings plan back to life....
Yikes! Things are not looking good on the stock market. The banking sector is floundering after the collapse of Silicon Valley Bank and Signature Bank. First Republic and other regional bank stocks ar...
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I am wondering about living on dividends and social security in retirement, and how this solves certain problems raised by sequence of return risk and owning bonds, both in the years before retirement...
Long story short: my grandparents own the house next door to them and they’re in the process of selling it. They don’t have a financial planner and refuse to get one so they’re looki...
After doing research on the difference in returns of ESG funds/ETFs looking to DIY asset allocation. Previously using Vanguard to hold $$$$s but they are being pushed further and further into ESG. I j...
I finally clearly understand why I haven’t been able to shake some of the stress I’ve been feeling lately. Despite writing less, doing less business deals, and exercising more, I still fee...
I've been super worried about my dad's plan to invest his IRA in gold, like pretty concerned about it. I understand that gold is seen as a safe investment, but I'm worried about the risks and I know H...
[Editor's Note: It’s finally here! After months and months of planning, the Physician Wellness and Financial Literacy Hybrid Conference (WCICON23) starts today. But don’t worry: there&rsqu...
I am new to investing and had a question about brokered CDs being offered on Vanguard. Currently there are offers of 3 month CDs that offer a return of 4.8%. Does this mean if I were to invest a milli...
Photo by Megan Ruth on Unsplash Important: Investing for the long-term. Think decades. My holding period for VTSAX is forever, other than maybe selling a few shares while living on my portfolio. I am ...
Being self employed at 38 years old with 2 children. Asking my retirement people who I have utmost respect for. What did you do throughout your life for investing? submitted by /u/Square_Race_9107[vis...
You can still put money in an I.R.A. for 2022, and that’s better than not investing at all. But an early start would have given you a great advantage, our columnist says....
Are you looking for higher returns on your investments? Well, if you want to go big, then you might just have to go small. What I'm talking about is called "small cap investing," or investing in stock...
Hello, This might be an odd question, but I need advice and I’m not sure what to do. I’m 32 and currently have a retirement account through work. I contribute 3% and they match it. My mone...
With the 2022 RRSP contribution deadline right around the corner, it’s the perfect time to revisit your retirement savings strategy. Is the money in your RRSP aligned with your retirement goals?...
My son started his first real post-college job at a small employer (< 50) who contracts with Blue Star Retirement to handle their 401k plan. He doesn't know anything about investing and so he just ...
In any investment, there is risk involved. Without risk, there wouldn’t be possible returns. Real estate can be viewed as ... Read more...
[Editor's Note: If you’re a medical or dental student who needs a jumpstart on your financial education, mark your calendar for the Planning for Success webinar on February 15. WCI Founder Dr. J...
![Where Do Millionaires Keep Their Money? [It's Not Where You Think]](/postImages/postImage1121.jpeg)
Where do millionaires keep their money and what can you learn from them? This article is a deep dive on how affluent households invest and manage their finances....
By Dr. James M. Dahle, WCI Founder It's been a while since I wrote about cryptocurrency and cryptoassets. The last time I did, they were flying high. In 2022, it subsequently crashed. Industry leader ...
One of the biggest problems in personal finance is deciding when to invest a sum of money. Whether you have $100 or $1 million to invest, the question is: Should you invest all that money over time (d...
Sustainable investing is becoming a hot topic. Learn how you can invest to support both your values and your financial security....
I’m both excited and scared about the concept of Artificial intelligence (AI) including ChatGPT, which is currently all over the technology news. The technical and engineering side of my brain i...
Do the wealthy invest differently from everybody else? And, if so, what can we learn from them? A month ago Bank of America released their 2022 Private Bank Study of Wealthy Americans, which attempted...
One of the most common questions I have gotten from readers is: Would it be better to invest more money following a market decline? For example, if you were originally investing $500 a month, should y...
I know you've probably heard the advice many times before: "Don't copy your neighbor's investment decisions." "Don't follow the crowd." "Don't succumb to FOMO." For most of my (short) investment caree...