Showing 50 results of 322
In this episode, we tackle Kay's questions about managing her IRA and Roth accounts in retirement. With significant assets, no LTC insurance, and children in differing financial circumstances, Kay wan...
My wife and I plan to retire at the end of 2028. While we both have good paying jobs now, for most of our adult lives, we've been barely making it - raising children and living paycheck to paycheck. O...
We all hear about the regrets many people have in retirement, probably too many to list. Most of those regrets have to with money and/or timing of peoples retirement, or decisions made about health in...
How claiming Social Security affects ACA health insurance depends on if there's a cliff, and your household income before and after Social Security. Learn the Nuts and Bolts I put everything I use to ...
Recently, in her Motley Fool article, A Big Reason the Famous 4% Rule May Not Work for Your Retirement, Maurie Backman confirmed what we have been telling our readers for years—you aren’t ...
Jeremy Keil compares long-term care insurance to self-funding long-term care through the lens of 3 clarifying questions....
Retiring usually means cutting out that daily commute which could make you less risky to insure. Does that mean your car insurance costs will drop? Here's what you need to know....
Disability insurance is vitally important, but if you're a foreign national, it's an even more complex issue. Here's what you should know. The post Physician Disability Insurance for Foreign Nationals...
You need a plan for dealing with long term care costs. Luckily there are some great alternatives to long term care insurance. The post 11 Alternatives to Long-Term Care Insurance appeared first on Bol...
It's a tricky period when your adult child is under 26 but needs health insurance. We ask financial experts for advice....
Tiktok, Reels, and Facebook, are all relentlessly targeting me with ads for a new retirement strategy that does not include annuities, life insurance, 401(k)s, IRAs, and proposes to me that it will ge...
Choosing your Medigap plan for supplemental insurance can be a complex, confusing, and costly process. Here's how to tackle the decision....
Umbrella insurance adds extra liability protection but it isn't for everyone. Learn who needs it and what it covers. The post What Is Umbrella Insurance and Do You Need It? appeared first on Boldin....
Long-term care (LTC) and insurance for it (LTCI) are two of the most misunderstood issues in retirement and retirement finances....
So, my story is a little different. I stopped working when I was 59 due to medical reasons. I was lucky enough to have had an insurance guy who insisted I take out a private disability when my wife wa...
Lately, I’ve been thinking more about estate planning. Part of it is just getting older. Part of it is having young children I want to protect no matter what. And part of it is watching the unse...
How have others approached life insurance once they get closer to their retirement savings goal? I just crossed the $1 million mark in a 401k and expect to reach my goal in less than five years. Which...
Cheapest Car Insurance in Michigan: A Comprehensive Guide...
Cheapest Car Insurance in Florida: 2025 Guide...
Beyond a death benefit, life insurance can provide significant financial value and flexibility through 'living benefits' while you are still alive, helping with expenses like education, business ventu...
The costs of homeownership may continue to rise in retirement. Here's how to manage that....
Types of Car Insurance: The Ultimate Guide...
Cheapest Auto Insurance in California 2025: A Comprehensive Guide...
Texas Car Insurance: Cheap Deals in 2025...
Types of Car Insurance: The Ultimate Guide...
When you build a house, you never entertain the thought of skipping the fire alarms or skimping on the wiring. ... Read more...
Higher medical costs and insurance premiums are one of the unintended, unexpected effects of the new trade and tariff policies....
The 'healthcare desert' is real. We ask financial experts for advice....
Unless you have about $6,000 burning a hole in your pocket every month, you should make a plan in case you need long-term care. Luckily, you have options....
Are you a federally employed physician? Do you work for your state? If so, here are some of your options for disability insurance. The post Disability Insurance for Physicians Who Are Federal or State...
I intend to retire by the end of the year. I will be approaching 60, so will still have a few years where I need to find health insurance. We have saved enough to be comfortable but not extravagant, s...
Two true stories show how health insurance saved early retirees over $200,000—and why it’s critical before you’re eligible for Medicare....
Obtaining health insurance before Medicare is critical but can be expensive. Learn about seven possible ways to get coverage and do your shopping....
Just wondering what option has worked well for retirees. I’m just turning 65 and this seems like a very difficult decision. Also wondering if anyone has switched back and forth from Advantage to...
There is nothing that bothers me more than a suggestion that WCI is selling out doctors. So, let's talk about a couple of recent accusations. The post Why You Have a 65% Lower Chance of Being Declined...
Private placement life insurance (PPLI) offers almost unbelievable investment flexibility, estate planning and tax advantages. And it's completely legit....
You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income....
Insurance is one of the easiest places to overspend, and most people don’t even realize it. Bad advice, outdated assumptions, and slick marketing drive up your premiums while leaving you with le...
An interview with disability insurance attorney Ben Glass, who talks about what makes for a strong disability claim, when you might need to get an attorney involved, and what mistakes he has seen docs...
Side products no more, life insurance and annuities can make financial longevity possible for clients at all AUM levels....
One of the biggest concerns about early retirement is how to afford healthcare without an employer-sponsored plan. It’s a valid worry, health insurance in the U.S. isn’t cheap, and medical...
This month, the National Academy of Social Insurance (NASI) released “Social Security at 90: Policy Options for Strengthening the Program’s Finances and Avoiding Automatic Benefit Cuts.&rd...
Answering reader questions about Public Service Loan Forgiveness, looking for disability insurance as a resident, and what role bonds should play in your retirement. The post PSLF, Insurance, and Bond...
Insurers are raising premiums for a mix of reasons, many tied to shifting market conditions and increased costs. Here's what to do about it. The post What to Do When Your Insurance Rates Go Up: A Guid...
My wife and retired last year. My company paid COBRA runs out 2 months before I can apply for Medicare (3 months before birthday). We live 80 / 90% of the time in Greece with local private insurance. ...
In late 2022, my wife and I were finally able to lock in matching 20-year term life insurance policies at an affordable rate through Policygenius. For five years prior, I had been concerned that I wou...
Using an independent agent for auto and home insurance gives you a different channel for lower premiums. It's worth a try. Learn the Nuts and Bolts I put everything I use to manage my money in a book....
Your time is valuable, and so is doing things right. So get yourself a payroll service, bookkeeper, tax pro and insurance broker–and keep multiple lawyers on speed dial....
Today we answer a question from Sandi about how much umbrella insurance coverage you really need — especially as you approach retirement. We discuss why someone might choose a $2 million policy,...
If your insurer refuses to pay for a treatment or procedure that you believe should be covered, use our guide to appeal....