How To

You've Spent a Lifetime Amassing Your Stuff. Here's How to Get Rid of It.

Key tips to tackle decluttering (before someone has to do it for you).

Master the Art of Spending in Retirement

Many people find it tough to shift from saving to tapping wealth once they stop work. Here's how to enjoy your money more — without fear of running out.

From Expert to Amateur: For High Achievers, Retirement Demands a Beginner’s Mind

You spent decades mastering your career, hobbies and savings. Now comes the hard part: learning how to be a novice all over again.

Retirees view market dips as a harbinger. Here's how to reassure them

Longevity and constant financial tickers these days often trigger retirees' fears that they will outlive their assets. Here's how financial advisors can coach them through.

Financial Literacy in America Has Hit a 10-Year Low

Americans answered just 47% of questions correctly in 2026. Learn where knowledge falls short, and how to make confident financial decisions. The post Financial Literacy in America Has Hit a 10-Year L...

Legacy Planning for Moms: How to Protect Your Family From Chaos and Conflict

Organizing your financial, digital and legal affairs and talking openly about your final wishes is one of the most loving gifts you can give your family.

How to Stay Calm When Market Volatility Hits Your 401(k)

Wondering what to do with your 401(k) during market volatility? While market downturns can be unsettling, panic selling, stopping contributions, and taking early withdrawals often cause more damage to...

Passing the Torch Without Burning Down the House: How to Master the Art of Family Business Succession

You might hope for an easy transition, but your children could have different ideas about who gets what. Talking about it early could head off divisions.

How to Talk About Touchy Subjects With Loved Ones, Before a Crisis Turns 'Ifs' Into Reality

Life events can wreak greater havoc with finances than any market downturn. Here are some pointers on holding "that" conversation with your loved ones.

How to Stop Second-Guessing Financial Decisions You've Already Carefully Made

When financial choices never feel settled, the issue often isn't the plan itself, but how your priorities, emotions and mindset shape the way you stick with it.

How to Use Bad Housing Data to Negotiate a Lower Price

In real estate, money is made on the purchase, not the sale. That means every dollar you negotiate off the asking price is a dollar straight to your net worth. So you need every tool at your disposal:...

What to Do With Money After Kids Graduate

When tuition stops, it frees up $30,000 to $80,000 a year. Most households don't have a plan for that money. Here’s how to put it to work. The post What to Do With Money After Kids Graduate appeared f...

What to do when a layoff gives you a new alternative

I planned to retire 3/30/2027. Today, I was told I am going to be laid off. However because I've been a great performer for so many years, I can choose whether I get laid off October 2026 or Feb 2027....

Severe insomnia in retirement, any advice?

Hello all, Im 66 and retired 2 years ago. I am not as active as I should be but even when I exercise I still have severe insomnia. I don't use my ipad/phone at night because it can cause insomnia, and...

Counting on the Great Wealth Transfer to Fund Retirement? Why It May Not Pan Out the Way You Hope

Don't spend money you don't have. Learn why the Great Wealth Transfer might leave you with less than you think and how to plan around it.

Objective Financial Advice vs a Product Pitch: How to Ensure You Hire the Right Financial Expert Rather Than a Salesperson

One of your most important financial decisions is who you trust for advice. Your best bet is a fee-only professional legally committed to your best interests.

5 Years Until Retirement? Start Refining Your Income Plan Now

You'll likely be earning the most in the last few years of your career. That's when to start planning how to generate income over 20 to 30 years of retirement.

Did You Max Out Your 401(k)? Congratulations: Here's How Saving So Well Could Backfire

What looked like smart tax planning could become a problem. And not just for you — your kids could inherit a tax bomb. How to head off potential disaster.

How to Help Prevent Taxes From Taking a Massive Bite Out of a Special Needs Trust

If a special needs trust isn't structured correctly, the recipient could lose out on a chunk of money when they need it the most. Here's how to prevent that.

How To Overcome Financial Despair For Good

I vividly remember sophomore year of college. It was 10:30pm and I was leaving my girlfriend's apartment by car. Instead of coming to a complete stop at the stop sign, I slowly rolled on through and t...

How To Turbocharge A 401(k) Account

Most 401(k) plans provide a little-known tool that can increase an account’s flexibility, expand the available investments and potentially increase total returns.

S&P 500 Dividend Yield Is 1%: How to Plan Retirement Income

A 1% S&P 500 dividend yield leaves an income gap in retirement. An income floor can bridge it, and a Treasury ladder can help build it. The post S&P 500 Dividend Yield Is 1%: How to Plan Retirement In...

How to Handle Money Together in a Second Marriage

The financial stakes are higher and the potential pitfalls more plentiful when you say “I do — again.”

How To Move Out Of America In 2026: 10 Best Countries For The Great Escape

A new report from Global Citizen Solutions ranks the best countries for Americans who want their savings to go further and their quality of life to go up.

ChatGPT says the Actuarial Approach and its Funded Status Metric “Stands Above the Alternatives”

We recently asked ChatGPT two questions about using the Actuarial Approach and its Funded Status metric to evaluate a household’s retirement sustainability. ChatGPT had high praise for the Actuarial A...

How to Retire at 62 and Build a Financial Bridge to a Maxed-Out Social Security Check at 70

Delaying your claim until age 70 locks in a permanent, lifelong pay raise. Here is your blueprint to construct an income bridge that safely funds your retirement gap years.

How To Avoid Fears Of Growing Old

Fear of missing out can also be the fear of growing old. Learn how to value the joy of missing out for peace, serenity, and for staying young at heart.

Retirement Is Coming: This Is How to Conquer It, 'Game of Thrones' Style

Hopefully, life after work won't be a battle, but you'll need to be able to defend your position if old foes like inflation and volatile markets rise up against you.

I'm a Financial Planner: Here Are 3 Ways to Plan for the Soaring Cost of Long-Term Care

It's never too early to discuss how to pay for long-term care — and as May is Older Americans Month, let's do it now, so you can rest easy in your golden years.

7 Retirement Lessons from Real Retirees with Jesse Cramer

Jesse Cramer and Jeremy Keil detail 7 real world lessons learned from working with hundreds of retirees. There’s a big difference between studying retirement… …and actually sitting across the table fr...

How To Provide For Children Who Fall Between Disabled And Independent

A lesser-known SECURE Act exemption can help families with a child or grandchild who needs support but doesn't qualify for SSI or SSDI save significantly on taxes.

Medicare and Cruises: The 6-Hour Rule

Don't let a medical emergency ruin your retirement. We explain why Medicare might not pay for cruise ship virus treatments and how to fill the coverage gap.