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Hi all, As my spouse and I approach retirement, we're considering moving out of our big, old, and high maintenance house and downsizing. Our considerations are having some extra money in the bank, and...
Real estate is the American investment because it effectively serves two purposes: It’s an asset that can be easily leveraged ... Read more...
James sits down with someone who’s financially set to retire—mortgage paid off, kids through college, and investments in place—but he’s still grappling with one big question: w...
Is an estate plan something you need? There’s a whole week set aside that says you do....
Medicare subsidizing home care for aging adults has been discussed in decades past Now it is part of the political discussion once again. It's all about the cost....
From taxes to Social Security and beyond, the election could change your retirement depending on which candidate wins. Who takes the House and Senate also matters....
October 2024 marks one year since I purchased the most expensive house I could afford. Leading up to the purchase, I wrestled with uncertainty about whether buying such a home was the right move. For ...
She’s suggesting an historic change in the health care system for older adults and some younger people with disabilities. But her idea raises important questions....
Are real estate investment trust (REIT) ETFs a good way for Leon to begin investing in real estate? Can AI Seth stay retired at age 52, and should he do Roth conversions? Jenn in Ohio wants the fellas...
I’m new in retirement. Retired at 64. When I look at the week ahead and know I will be away for two hours for volunteering, and two hours for book club, and time for exercise classes I feel so G...
Creating, implementing and maintaining a fitness program has many of the same steps and concepts as creating a successful estate plan. You need to identify key background information, evaluate and edu...
We own our home and will retire in 2-3 years (me at 70, my wife at 65). We have adequate retirement income to cover expenses. We live in a small town that is unfortunately quite a ways from either of ...
One of the worst experiences for a homeowner is filing a home insurance claim only to be told it's not covered. After years of paying premiums, the insurance company doesn't deliver when it's needed m...
Retired a few months now from teaching. We also built a new house that has a covered porch...my absolute favorite part. We are in the Northeast and the fall weather has been lovely, so I sit outside a...
Various pundits and some media outlets have been predicting a potential crash in the U.S. housing market for several years ... Read more...
Vice President Kamala Harris proposed a plan for Medicare to cover in-home healthcare....
I'm retired, husband will be retiring in about 2 years. We are planning to sell our large, Midwestern home and move out west into a smaller house when he does. If we don't go crazy we can pay cash for...
Are short-term savings using an adjustable rate mortgage worth the risk of rate hikes? In this podcast, we cover how adjustable rate mortgages (ARMs) work, how they differ from fixed-rate mortgages, a...
I own a home in the U.S. but want to live in Australia. Due to its visa restrictions, I can only be there three months at a time, which means I'd split my "residency" between the two countries. Plus, ...
It's not always easy determining how much you owe in state taxes for passive investments. Here's a guide that will help you figure it out. The post The 20 States Real Estate Investors Should Avoid Unl...
You might need to modify your estate plan before the election — or at least before a new administration....
Can you imagine renting forever and never actually buying a house? For some people (and maybe for some docs), it could be the right decision. The post Does It Make Sense for Doctors to Rent Forever? a...
A complete and up-to-date estate plan can help ease your loved ones' worries and make things easier for them after you pass....
My partner and I are both retired and have lived in our current home in central Texas since 1986 - new build (partner purchased the home two months before we met). House is a two story in a fully deve...
I am 68 and looking to get together with some other retirees, primarily to jam but possibly to play out occasionally. We could get together at my house; I have a music room that could accommodate a sm...
One of the most significant developments to come out of the pandemic, if not the greatest, was the shift to remote work for millions of employees. Beginning in March 2020, businesses quickly adapted o...
Connor plans to retire soon and wonders if he should pay off his mortgage of $300,000 or invest those funds, especially since he has a low interest rate. James gives a detailed response and reveals wh...
Listener Ray is wondering what to do with his home as he embarks on a nomadic, van-life journey in retirement. Should he sell it to finance his travels or retain it for potential appreciation and cash...
Should you sell long-term stocks for a real estate investment? I walk through one listener’s question and explain what you need to consider before making such a decision. Aside from the obvious&...
We live in an area where the value of houses has appreciated quite a bit, and ours is paid off. We do not have an LTC policy, having heard poor experiences and reviews. But, depending on how long we c...
Find out how the Federal Reserve’s interest rate cut could affect your retirement savings, investments, and mortgage payments....
You looked like an amorphous blob. – a friend’s honest review of my physical shape Amorphous Blobs When I was working, I was very busy. Between a full-time job, a home remodel, this blog, ...
When a husband learns he has a metastasizing tumor, or a mom receives news that her toddler has a rare ... Read more...
U.S. house prices and rents have been rising for decades, interrupted only by the Great Recession. Rising costs have increased the already considerable burden on low-income people to pay for housing. ...
Have you ever walked into a home and instantly felt cozy, even in the heart of a bustling city? It's hard to pinpoint exactly why it feels so comfortable and serene amidst all the noise and chaos. In ...
With over 24 years of experience as a real estate investor, I’ve seen countless homes struggle to sell. The reason? First impressions matter more than you might think. When potential buyers walk...
Think about the responsibilities involved before agreeing to be an executor....
More than one in five older Americans is living with other adults – adult offspring, parents, grandchildren, extended family, friends – who are not their romantic partners. A new study exa...
Use this checklist to create an estate plan that reflects your goals and values....
With record-high home equity and declining mortgage rates, the temptation to do a cash-out refinance is growing. I’ve certainly considered it myself. However, after careful reflection, my conclu...
In this episode, we unpack Vice President Kamala Harris’s ambitious plan to lower housing costs, which would be funded by adopting Senator Elizabeth Warren’s sweeping estate tax overhaul. ...
Let's clear up the confusion among some trust makers and taxpayers over how grantor trust status affects the step-up in basis and estate tax exclusion....
An estate plan can be complex or simple, depending on your estate and your wishes, but every estate plan should accomplish these basic goals....
Having a tax-smart exit strategy for your real estate investment is a great idea, but if a 721 exchange is part of your plan, here's what you need to consider....
You may need to take action before 2024 year-end to protect your estate plan: avoid reciprocal trust & step transaction doctrines, file for the Corporate Transparency Act...
At long last, the time has finally come for the Fed to begin cutting rates in September. As a result, real estate investors will likely benefit from a tailwind over the next couple of years, after a r...
After an earlier post about advice to give to kids about retirement, one of the most common answers was to be debt-free at retirement, including a mortgage. I got to thinking about that, and what that...
hello! I've entered my 50's and I need to start planning for housing...I just like to plan things and of course, I'm single, so it's good for me to plan, too. someone in a subreddit somewhere on reddi...
Many people will be looking to make their homes aging-friendly in the years to come....
Hello. I live in Vermont and after long Covid delays (shutdowns, crazy interest rates), I really do not want to be here all of winter 2024-2025. This is a one-time transition, though I may do it seaso...