Roth IRA contributions question
I left my job in 2025 but contributed to my Roth IRA because I was still working in that year. This year, I started working as a W-2 contractor for my former company through a contracting company. I t...
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I left my job in 2025 but contributed to my Roth IRA because I was still working in that year. This year, I started working as a W-2 contractor for my former company through a contracting company. I t...
I’m just not a sit-around-the-house kind of guy, never have been. I also think it’s a blast to learn something new, especially under the eye of someone who really knows what they’re doing. And so I kn...
Many workers find it easier to leave 401(k)s behind when they move to a new job, or cash out small balances that are better left invested, but you have options.
The tennis player Mackenzie McDonald has earned well up to this point, but high expenses and a short career timeline have prompted him, and others, to search for a backup plan.
I retired in September '24 after burning out during the pandemic and caregiving a demented parent. That parent (the last one) died 2 years ago and then I spent a year dealing with the physical aspects...
One of the more common retirement concerns I hear from new subscribers is the transition from saving for retirement to spending retirement savings. During our careers, we’re programmed to sacrifice sp...
You might need to overcome these stereotypes to hold on to your job after age 50.
Take these steps to avoid 401(k) fees and penalties when starting a new job.
Today, I'm excited to welcome Michael Long to the podcast. Michael is a physicist-turned-writer and the co-author of the international bestseller The Molecule of More. His work explores one of the mos...
A reader asks: I hate my job. Can you help me retire in 10 years? I’m already 45 years old ... Read more
We are Gen Jones and are retired nearly 2 years now. Like many parents of our generation, we have an adult Millennial child still living at home. He has a skilled career and makes good money, but it w...
So I see every now and then, someone will say "I worked until I was 70" or "I'm 68 and still working". Why? Is it because you have/had to financially? Or is it that you have/had a pretty low stress ca...
Picture this: You’re in your mid-40s and you’ve just quit your stressful corporate job. You’ve set aside enough money to ... Read more
Hi! I very suddenly retired (two weeks notice) from a job I adored (long story, management suddenly changed my job description and I didn’t care to stay). I’m about six weeks in and still in the nappi...
I retired almost a year ago and still often feel like I’m settling in. I’ve had several large and small projects that are keeping me busy, but I’m also learning to relax and not worry about deadlines ...
I have been toying/hoping to retire in March 2027. My goal has been on my 30th anniversary at my current job. I do have a pension that I could have been taking but I was thinking about it like Social ...
I'm sure you all get this a lot so I apologize for the redundancy. Lately, I find myself wondering when it's time to pull the plug in my career and retire. I'm 63, mostly good health but with some sig...
Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether a popular early retirement strategy could actually blow up your financial plan, today on Your Money, Your Wealth® podcast number 577. Red...
This is my first post in this group, so if this is out of place or out of line, I'm happy to remove it. I never had a plan for retirement, just, sock money away in a Vanguard account and hope for the ...
It's already been almost 2 years since I retired and I still sometimes wake up in a panic that I'm late for work, or I didn't finish some project or something. I retired as my kids were starting colle...
The hardships in medicine are many, and they contribute to an environment that can seem hostile to our jobs. Was there a better option? The post The Career You Should Pursue appeared first on The Whit...
April Fools. It's April 1st, sorry about that. No, I'm not putting the suit back on. But I am going back to work. Just not the kind you clock in for. I recently read a piece built around Stewart Brand...
First of all, I was very happy to find this subReddit last year, it has been a very helpful and comforting place as I planned (and re-planned) my own retirement. My last day will be end of June, I tol...
Arthur C. Brooks argues that staying in your career too long is a real risk, and that most successful people retire later than they should. The post From Strength to Strength: The Smart Case for Retir...
My last day was mid December last year. Enough time has passed that I now sleep through the night and the home improvement projects are moving along nicely. I felt a little strange at first when money...
Brigadier General Michael Meese details the critical decisions military families must make before retirement. Transitioning into retirement is a major life change for anyone. But for military families...
Explore how meaningful travel experiences, storytelling, and thoughtful planning can enhance your retirement journey. In this episode, Roger answers listener questions on managing retirement accounts,...
Most people think retirement begins the day they turn in their notice. In reality, retirement begins much earlier than that. It begins the moment you stop depending on your employer for everything. In...
Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most.
i just retired and I am a 59 year old man. I feel really awkward telling older men who still work that I am retired. How do you guys answer this question. I dont know why it makes me feel so awkward. ...
After a colourful career in high-tech/telecoms, I realized it was time to retire when I was suddenly reporting to a 22 year old who knew less about technology than the cashier at a dollar store, place...
The Rule of 55 allows certain workers to take penalty-free withdrawals from a 401(k) or 403(b) if they leave their job in or after the year they turn 55. Income taxes still apply, and the funds must r...
I (F, 62) unexpectedly inherited my mother's house and some small investments which have enabled me to retire. It's been a tough year with Mom's death, house sale, all her 'stuff', my husband's job di...
I have never felt less ready, but more needful, to retire. I am soon to be 66, and have really only had 3 "career" jobs since graduating college at age 22. The first one lasted over 30 years, it was s...
My first job in the industry was working as an analyst for an institutional investment consulting firm that specialized in ... Read more
How do you know when it’s time? I am 67 years old and have been working in my industry for 50 years. During that time I have had the opportunity to influence my business in positive and meaningful way...
We retired last year at 67 with $3.1 million. My husband works two days a week, but it's interfering with the travel I want to plan. Help!
Hello. I was feeling pretty low 3 weeks ago, after my job of almost 26 years ended on January 30. What has helped me so far: Daily exercise. Walking 5 days a week, and dumbbells for upper body 2 days ...
A longtime friend of mine visited last week. She plans to retire in three years, while I’ve been retired for almost six years. She told me that after she retires from her current career, she’d like to...
Retired in my early 60's. Then spent 9 years working part time at a local business. As expected I was surrounded by much younger people. For them the job was a career. I didn't need the job which of c...
I worked for the same technology company for 20 years, and was ready to retire. Like many companies, ours was (and is) going through forced reductions, and providing (pretty generous) severance packag...
Gift Article NYTHere is a gift article about retiring and keeping your brain from literally wasting away. "researchers think that those who worked in higher-ranking jobs may show a steeper decline tha...
We all know we need to have an emergency fund, mine is around 6-8 months of expenses, but what's your strategy for if and when you dip into it, how do you go about replenishing it when you're on a tig...
I can follow through with either of the 2 scenarios, just trying to figure out which is best, as I cannot find an exact answer on the SS site. I am 67 1/2, past my full retirement age, I will be worki...
When my CEO said my job might be on the line, I changed how I was living. Here's the story of our journey from huge debt to a huge life. The post From $1.1 Million in Debt to an 8-Figure Net Worth: A ...
Jeremy Keil explains 3 smart ways to help your kids with money while avoiding IRS paperwork Early in the year, I received an email from a couple asking a question I hear all the time: “What’s the maxi...
My life is changing fast and I’m having a hard time keeping up. Just a short recap: My mother passed away late August 2025. In November, I drove across the country to have a funeral service (it was at...
Today, I'm thrilled to finally welcome my friend, Geoff Woods, to the podcast. Geoff is the founder of AI Leadership and The AI-Driven Leadership Collective, the author of The AI-Driven Leader: Harnes...
I was an IT Modernization Engineer for much of my professional career before leaving to be a full-time creator in December 2022. My specialty: IRS information technology (IT) Yes, that IRS. After 19 y...
I just got a text from my former manager asking me a question about some templates I created for my documentation. I sent all of this information to the person covering for me till they hired the perm...