Showing 50 results of 749
I’m considered a long-term employee and have been with my company for over 20-years. I’ve been maximizing my HSA investment account and 401k contributions for the last 10-years and would l...
What makes a millionaire? There are many paths to financial success: from 401(k) millionaires to savvy planners, these insights reveal how wealth is built and sustained across the U.S. and around the ...
Financial advisors say that retirement planning for transgender clients can come with its own set of considerations, beyond 401(K) contributions or Monte Carlo simulations....
We srarted 401ks in our late 20s/early 30s and a job with a pension around then as well. BUT both were by default. Pension was automatic. 401k match solely due to a kind older coworker who explained i...
Does anyone here utilize the CFP’s available through Vanguard’s Personal Advisor select option? I am thinking of rolling over an old 401k to Vanguard simply because it says they have a fla...
New edition shows lower investment and recordkeeping fees driving lower total plan costs for…...
Greetings. I turned 55 this month and hope to retire in 4 and a half years. My wife and I want to retire in Italy at some point. My tentative plan is to convert my 401k at retirement to a joint life a...
Should I continue contributing to my 401(k) or treat myself now?...
I'm 67 and retired. I'm withdrawing from one of my 401k's even though I don't need the funds to live on at the moment. I'm putting the funds into an investment account at Vanguard so my heirs will hav...
I have no 401k's, no pensions and no stock, no financial advisor. We've always done everything with our own two hands. We've worked way beyond retirement to help our kids. I f(69) and spouse m(75). My...
Current plan is to retire at the end of 2026. I will be 60. While I'm still working for the next 18 months, I intend to continue to contribute to my 401k, if for no other reason than to get the matchi...
The new savings accounts, likened to a “401(k) for kids,” are included in the bill passed…...
Discover how 401GO’s Stan Smith is unlocking SMB 401(k) market growth with tech-driven…...
I (54yo) have term life insurance through age 60. My target retirement is tentatively 61yo. By this age I will have a military pension, VA disability compensation, and over 1 million in 401K/IRA. My u...
For those retired in the Plains (for cost of living background) how much do you really need. Currently, 55. Owe 10 years on house. No other debts. 401k max, IRA, and too much cash in the bank. I want ...
Novel legal theories and a lower bar for plaintiffs could unleash an explosion in ERISA-based lawsuits against 401(k) plan providers....
NAPA 401(k) Summit panel explores why lifetime income options remain in such low demand, and…...
I just retired and had to buy a house late. I am in year 3 of a 30 year mortgage at 6.375%. I have enough in pre-taxed income, 401k, HSA, and Roth to live comfortably but not lavishly. Would I be smar...
SDBAs are underused and have a reputation for being risky, but when managed carefully they can help you grow your wealth faster than your company's 401(k)....
Scott Bessent said on television that most people kept 401(k) money in a 60% stock fund. It’s not quite that simple....
401(k) Index shows heightened Q1 market volatility fueled surge in trading...
It’s the most popular and successful feature in nearly every 401(k) plan. Yet, it can fail you just when you need it most: when you retire. How can you protect yourself?...
I want to retire in the next year or so (I’m turning 65 my wife turning 64 in 2025). I have a large amount of a single stock (550k) and a fair amount of 401k money (1.2 million) as well as (200k...
I'm in my mid 60s and this is the first time that I have to make a decision about a 401k. My spouse used to be the one that handled all our financial interests, not much financials we were both poor a...
Answering reader questions about Roth IRAs and the pro-rata rule; self-directing your solo 401(k), 457(f)s, and 457(b)s; and when to do Roth conversions. The post Roth IRAs, 457(f)s, and Other Retirem...
I (63, s, m)have multiple chk/savings, 401k/IRA and brokerage accounts. Done as a way to budget in addition to giving specific purpose to each account. One is a Robinhood account that I use as an emer...
Should Nancy in Washington take out a 401(k) loan and invest it in her brokerage account to catch up on saving for her retirement? When Joe and Big Al talk about having a balanced portfolio of various...
FROM THE ARTICLE: 9 Ways Retirement Will Be Different in 2025. How changes in Social Security, Medicare, 401(k) contributions and more will affect your finances. By Andy Markowitz, AARP. *** There are...
High-profile retirement plan advisor Holly Knight joins the 401(k) Specialist Podcast in…...
I have one Ira that was made from a 401(k) rollover when I retired. I am working part time to supplement my income. My question, is I have about 90% of the Ira in ETFs and 10% in the money market opti...
I'm turning 61 soon and my 401k haa been 100% in stocks. I'm doing ok and I'm thinking in 4 years I might retire or go part time at a fun job like Home Depot. So I've been thinking and advised to star...
Optimize your IRA and 401(k) strategies with these key tax-saving tips for year-end planning....
Here is a cheat sheet of financial information to reference of the year. It includes 2025 tax brackets, 401k limits, and more....
Explanation of how Net Unrealized Appreciation (NUA) works for a 401(k) or other workplace retirement account. The post Net Unrealized Appreciation Treatment appeared first on Getting Your Financial D...
The 2025 retirement savings rules may provide new opportunities for individuals to save more in their 401(k) plans. This is due to the passing of SECURE Act 2.0 which passed in 2022, which many provis...
Having missed out on yesterday's pensions and today's 401(k) features, the latchkey generation is woefully unprepared for retirement. Here's how advisors can help....
Let me be super clear about 2 things up front: I (68, retired) am very fortunate to have enough saved and invested for my retirement, including maxing my 401k and IRA over 40 years and paying off my h...
When picking which type of 401(k) or IRA is right for you, consider whether you want to save a little on your taxes now — or save a lot more on them later....
TAX BILL CALCULATOR COULD YOUR TAX BILL IN RETIREMENT BE TOO BIG? If you’ve saved for retirement in an IRA, 401(k), or other tax-deferred vehicle, you have a tax bill…...
Ever since I started saving for retirement in 1999, I’ve been a proponent of tax-deferred retirement vehicles like the 401(k) and skeptical of tax-now vehicles like the Roth IRA. Working in bank...
Ricochet J in Colorado and her husband want to retire as soon as humanly possible. Are they on track? Should they save their surplus funds to a brokerage account or a solo 401(k)? That’s today o...
Thanks to Rivan Stinson for teeing up the Actuarial Approach in Stinson’s recent Washington Post article titled, “Retiring soon? Plot a detailed budget first before tapping your 401(k).&rd...
Hello there. Age 64 now and would like to retire @ 67. Have about $375K in 401K plus $85K in my wife's 401ak but she is 8 years younger and plans tonwork to 65 before retiring herself. Musts before I ...
Does your state allow automatic IRAs for employees without a 401(k)? It could be a powerful tool for your retirement....
First Pontera 401(k) Literacy Study finds more than 8 in 10 participants working with a…...
In this exclusive Q&A, 401(k) Specialist sits down with Pete Welsh, Managing Director of…...
Forty percent of U.S. private-sector workers in a 401(k) retirement plan are in plans with automatic enrollment, and the widely agreed-upon story is that these plans work well. Now comes a more nuance...
I was with the company doing well at my job. They paid well. There retirement package was generous. With the pension, 401k and my contribution I was putting 23% away for retirement. Then at 53 when I ...
Retirement savers with big bucks in traditional IRAs and pretax 401(k)s could face huge tax bills when RMDs kick in. One potential solution? A Roth 401(k)....
I just moved all the allocations in our 401k to 10/25/65 Total international equity/Large Cap Value/Fixed Income Bond edit: (Pimco PIMIX). I wanted the equities to be non-tech stocks as I think they'r...