401k
Showing 44 results of 94
Contribute to 401k or Roth 401k?
Feb 27 2023
Should I be contributing to my 401k or Roth 401k? My employer offers both and I currently contribute 4% to the Roth 401k and 3% to my 401k. Should I go full Roth? Currently make $135k/yr and anticipat...
reddit.com
The Biggest 401(k) Funds Ranked
Feb 26 2023
Use Kiplinger's guide to 401(k) funds to boost the performance of your retirement portfolio. We analyze them and rate each one “buy,” “sell” or “hold.”....
kiplinger.com
Can you form a Shell business to open a solo 401k?
Feb 25 2023
submitted by /u/Dry-Tank-6152[visit reddit] [comments]...
reddit.com
401(k) Hardship Withdrawals – What You Need to Know
Feb 20 2023
A record number of Americans are taking hardship withdrawals and tapping into their 401(k)s. According to Fidelity, “Participants taking hardship withdrawals from their accounts rose to 2.4% las...
401kmaneuver.com
Can someone explain 401k or pension to me like I am 7 year old. How much people end up receiving after they retire?
Feb 19 2023
submitted by /u/Detroit3_1_3[visit reddit] [comments]...
reddit.com
guidance on 401k
Feb 19 2023
I'm currently 35 and have a 401k set up in a wmu55 account . I been wondering about breaking it up or switching it to a black rock Russell 1000 or 2000 account. Can anyone shed light if this is a good...
reddit.com
Turning 62 soon. Having trouble finding decent work. Little to nothing saved, no 401k, no pension. House and car paid for
Feb 19 2023
Can't seem to find any meaningful work. My body just can't handle stuff I'm good at (type of work I'm doing now) and I've found that absolutely nobody wants to hire an old guy as a software developer....
reddit.com
Recession coming? Early 60s, no time to let a 401k bounce back if it tanks. A decent idea to pull it all out? Better to lose some potential growth, than lose a whole lot more?
Feb 19 2023
submitted by /u/rockinbluesbaby[visit reddit] [comments]...
reddit.com
Why Healthcare 403(b) and 401(k)s Are Being Sued for Excessive Fees
Feb 18 2023
[Editor's Note: While physical cash becomes less and less relevant in everyday life, credit cards continue to thrive. And the companies that issue them are making it easy to take advantage of all the ...
whitecoatinvestor.com
I currently have two loans taken out of my 401k. If I pay off the lowest amount, can I take another one out?
Feb 18 2023
I’m trying to do a lil debt consolidation. I have two loans that I’ve taken out with the lowest being $535 and the highest $1200. Would I be able to take out a $4,000 if I pay off the $535...
reddit.com
One advantage to having a brokerage account vs. 401k/IRA/etc.
Feb 17 2023
I've recently started looking at a bit of estate planning as I am aging. I am still a number of years from retirement, but my health isn't perfect and given my family history, I probably won't be arou...
reddit.com
Women have better 401(k) habits than men, but still less savings
Feb 16 2023
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financial-planning.com
Asking about my options. I’ve been learning finances and my god, it was a kick in the back. I’m 32 My situation: I left my first job but my new job doesn’t match contribution. And I’m not allowed to c
Feb 16 2023
I can roll over the Max contribution to a Roth. Then do it again every year. 2 roll over into a money market account. My questions are: what else can I do? Could I use my Roth to invest into Treasury?...
reddit.com
Can a reverse rollover from an IRA to a 401k reset your contribution limit for the year?
Feb 15 2023
If someone where to invest the max IRA contribution limit of $6,500, then turn around and roll that over into an employer 401k, would that then reset your IRA contributions for the year? Allowing you ...
reddit.com
No 401k FOR YOU!
Feb 15 2023
I'm having a problem and I was hoping I could find some expertise here. I have a 401k at a smallish plan provider that I won't name, yet. I have a need to cash-out my current 100% vested balance. I am...
reddit.com
What to do with my 401k accounts
Feb 14 2023
I’m tired of having 3 different 401k accounts so I want to consolidate and I’m looking for some advice/opinions on my options. Option 1 - roll 2 over into my current employers 401k Option ...
reddit.com
Your experience with Blue Star Retirement
Feb 12 2023
My son started his first real post-college job at a small employer (< 50) who contracts with Blue Star Retirement to handle their 401k plan. He doesn't know anything about investing and so he just ...
reddit.com
Pre-tax vs. Roth 401(k): Deciding which to use for retirement is trickier than you think
Feb 11 2023
The choice between pre-tax and Roth 401(k) contributions may be trickier than you expect, financial experts say. Here's what to know....
cnbc.com
Will my old employer know where I’m newly employed when I rollover my 401k to new employer?
Feb 08 2023
I have a 401k through my old employer. Worked there for 4 years. I left on good terms however it was hell working there. It was such an unprofessional setting, all the employees including management l...
reddit.com
Contributing my bonus to 401k. Will this affect my 4% company match?
Feb 07 2023
I like to try to max out my 401k as early in the year as possible. My company match is 4%. We get our bonus in March, and I can elect to contribute as much of it as possible to my 401k. I expect my bo...
reddit.com
Advice for your younger self
Feb 07 2023
I’m a 51 yo . I have 401K with $228,000. I earn $110,000-120,000 a year. Save 13% plus employer matches 100% up to 6%. I also max out my Roth. For January total invested between 401k, employer m...
reddit.com
Help with choosing to enroll in a 401k with no match or not.
Feb 06 2023
I'm 26 and started a new job. At my old company I contributed to a 401k which received a 5% match, and I also have my own IRA. My new company offers a 401k but does not offer a match program (sucks I ...
reddit.com
Difference between 401K and 457B?
Feb 06 2023
new but would like to start saving in my upper 30s first permanent job too. submitted by /u/tbluhp[visit reddit] [comments]...
reddit.com
Pension or 401K
Feb 03 2023
Im thinking about taking a job that would be a 40K pay cut but would give me a pension in 12 years. So just to have numbers to work with I make about 175,000 right now but the job Im considering is ab...
reddit.com
Should I got 50/50 on 401K accounts?
Feb 02 2023
I currently invest 100% of my investment into my Roth 401K. Would it be better to split it 50/50 into a before tax and after tax account? I know there are tax advantages to both. Does it really matter...
reddit.com
Using your 401K or IRA to fund early retirement without penalty > - Leisure Freak
Feb 01 2023
Using your 401K or IRA to fund early retirement without penalty can be done under certain conditions. There are a couple of methods to take early withdrawal...
leisurefreak.com
How to Avoid 5 Common Mistakes With Your IRA and 401K!
Jan 28 2023
How much money have you saved in your IRA and 401K? Making contributions to one of these tax-deferred retirement accounts is the easy part. But withdrawing this money in retirement gets complicated. T...
bossretirement.com
What to do with 401k
Jan 26 2023
I’m retiring later this year and have a company 401k of $350k. I contacted the company asking about withdrawing after I retire. They told me I would have to choose how long I want to withdraw an...
reddit.com
What 401(k) Investors Need to Know: Market Update for Q1
Jan 23 2023
Last year was a bumpy ride for the market, and many investors are rattled. We’ve talked before about how the market goes up 80% of the time. But this also means it goes down 20% of the time. And...
401kmaneuver.com
401k Contribution Strategies: Front Loading, Getting Let Go, Bonus Heavy
Jan 20 2023
I’ll be going over exactly how I set up my Meta 401k and my partners Uber 401k....
andrenader.substack.com
Can I open up my own 401(k) solo and manage it myself? Is this a bad idea?
Jan 20 2023
I want to open up a 401(k) solo, but I’m confused about a few things. I’m self-employed and I would like to open up a 401(k) solo. How do I do this? I know the easiest thing is to go to a ...
reddit.com
Retirement
Jan 17 2023
Hello everyone I’m currently 21 years old and I’m lost on how I should go about my retirement. I have a 401K that I put $200 dollars every paycheck (every 2 weeks) I also have a Robinhood ...
reddit.com
Top 3 retirement fund accounts to have as a small business owner?
Jan 14 2023
I own a small business (I have an S Corp LLC) and want to start putting $'s away into a 401k account (any retirement fund account). I can put anywhere from 1k - 1,500 into this account monthly and not...
reddit.com
Your 401(k) Isn’t Enough
Dec 29 2022
Don’t wait for retirement to start cultivating the relationships and activities that will sustain you in your postwork years...
wsj.com
Hardship 401(k) Withdrawals, Explained
Dec 16 2022
Most employers allow you to take funds out of your retirement account, but the withdrawals come with significant downsides. Our columnist discusses other options....
nytimes.com
How Much Should You Contribute to a 401(k)?
Dec 13 2022
When deciding how much to save in your 401(k) plan, remember to consider the 401(k) match and retirement savings tax breaks....
money.usnews.com
401k Early Withdrawal Calculator | Personal Capital
Nov 04 2022
Use this free 401k early withdrawal calculator to understand the potential impacts of an early withdrawal on your long-term savings....
personalcapital.com
401(k) Contribution Limits for 2023 | Personal Capital
Nov 01 2022
Get the details on 401k contribution limits for 2023 in order to determine how much you want to stow away in your employer-sponsored retirement account....
personalcapital.com
How 401(k) Loans Affect Your Retirement Savings - Eggstack
Oct 23 2022
With rising interest rates and record-high inflation, more people are looking to borrow money from their 401(k) plans. Before heading down that road, you need to know how 401(k) loans affect your reti...
eggstack.com
Can I Contribute To A 401k And An IRA? | Personal Capital
Aug 15 2022
Can you contribute to a 401k and an IRA? The answer is yes! There are three common examples of how it can be done. This type of retirement saving can add up....
personalcapital.com
401k vs 403(b): What's the Difference? | Personal Capital
Jul 20 2022
Both 401k and 403b are employer-sponsored retirement plans but with a few differences. Discover the features of a 401k vs 403b and which is right for you....
personalcapital.com
Roth 401k vs. Roth IRA: Key Differences | Personal Capital
Apr 27 2022
The biggest differences between a Roth 401k vs a Roth IRA are contribution limits, eligibility criteria, and required minimum distributions in retirement....
personalcapital.com
401k vs Pension: How To Make Your 401k Pay As Much As a Pension
Nov 19 2020
Next time you hear "people used to have a pension," think "people used to save 15-20% of their pay." Nothing stops you from doing so today, unless you don't want to....
thefinancebuff.com
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