Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 13403
A Roth Conversion strategy may be a very helpful way to generate a tax-efficient legacy for your heirs, while reducing the overall cost. The post Pre-Death Planning: Roth Conversion appeared first on ...
I’m posting the 10 most-read posts to close out the year. If you missed any, here’s your chance to see the most popular posts of 2024! The Most Popular Posts […] The post The Most P...
I have always known that most people who retire did so before they had planned due to factors beyond their control. In my case, I had planned to work a few more years. But about 5 months after I turne...
I hope all of you are having a great holiday season and getting an opportunity to recharge as we head into a new year. I have some great resources to help you start on the right foot. The US stock mar...
Welcome to this week’s edition of the Sunday Best! From public housing policies to landlord involvement and nostalgic trading, we ... Read more...
Social Security benefits are shrinking relative to Medicare premium increases, leaving older adults with less cash at the end of the month....
As we enter a new year.. -How long have you been retired? -What phase of retirement do you think you are in ? Go- go , slow go, or No go … The concept has been around for some time. It makes se...
For those Not yet retired … How much longer do you have? Seems the end/ beginning of the year is popular.. Also - did you decide to keep track of it? Maybe you are marking it off on a calendar?...
Check out these practical strategies for creating the habits that can help support your retirement goals and lead to a happy retirement....
Sau màn trình diễn hết sức ấn tượng vào trận đấu tối 3/3/2024, hiện tại Kobbie Mainoo đang đư&...
Written by someone who is involved in the WEP - IT’S THE BENEFITS FORMULA that created the problem so unless they have a new benefits formula for those involved in the WEP or GPO, then they are ...
Today we are going to be talking about Medicare Insurance. We all need coverage, and unfortunately, insurance coverage can be a mystery to most because it can become so complicated. Let’s go ove...
Sneaky investment fees may delay your retirement by four years if you're not careful. Here's how to spot and rein in those fees....
Who wouldn't want to explore the world? But first think about what you hope to get out of your travels — and take a good look at your finances....
The Trump tax cuts are set to expire at the end of next year. And when they do expire, it means nearly everyone – including you – will be paying…...
I am trying to figure out if there is a way for my wife to get larger social security amount next year. My amount will be closer to $3K but my wife's projected benefit based on government site estimat...
I thought deeply this past week and decided to pull the trigger. My financial needs are set. I keep delaying for things like upgrading furniture and some frivolous purchases I may not buy in retiremen...
I want to extol the virtues of the itty bitty paycheck from a part-time job. If you don't need the income, then the extra money is like a maraschino cherry on a DQ sundae. Whether it's 12 hours at $20...
If you worked a non-traditional schedule before retiring, do you have any suggestions for adjustment to retirement life. Husband just retired from the airline industry. For over 43 years, he's been wo...
I read a lot about retirees and their choice of home size, location, health care, etc. However, one of the most important aspects is maintaining independence. We have two children; one lives 30 minute...
From trending independence to the rise in AI in wealth management, these stories and series dove deep on issues of utmost importance to financial advisors in 2024....
The SECURE 2.0 Act contained changes to traditional and Roth individual retirement accounts and 401(k) plans that are being phased in over several years....
Inflation might sound like a dry economic term or a mere financial concept, but it sneaks into our everyday lives in surprising ways. You may think it only affects big-ticket items or the stock market...
It’s finally time to start using the money you managed to save and invest over the years. But be careful: Taxes are just one of the tricky parts....
Monique aspired to retire early, and while she had faithfully saved throughout her working years, she wasn’t sure if she had enough to retire. After getting assurance from professionals, she too...
Are you ready to simplify the complexities of high-net-worth tax planning and maximize your retirement savings? Today, we unveil key strategies with our expert guest, Jeremy Green. In this Retirement&...
What Social Security Benefits Changes Do You Want? These are some that have recently been proposed - YEA or NAY on these? If you don’t understand what these are - you need not vote. There are so...
From IRA contributions to Social Security COLAs and the standard deduction, several changes are headed our way. Get ready to make the most of them....
Paid surveys have become a popular way to earn extra income, and Pinecone Research stands out as one of the most reputable survey panels. With its exclusive membership and consistent payouts, Pinecone...
Today’s article is a recap of the year’s most popular articles and videos. Many, you may have missed it. Look for new articles, videos, book giveaways, and podcast appearances in 2025. Hap...
How can you improve your financial security, health, and satisfaction with life?...
If you've saved up a decent-size nest egg with a financial services firm, chances are good it has offered you financial advice — for a price. Is it worth it?...
Cases of whooping cough, or pertussis, have risen sharply this year. Here's my Dickensian experience of this disease that should be history....
It seems the incoming administration is thinking about making major changes to Medicare and Social Security. I wonder what people are thinking about this, specifically, significant reductions in cover...
As we wrap up 2024, it’s time to highlight the best posts from Financial Samurai this year. When I started Financial Samurai in July 2009, my goal was to publish three posts a week for 10 years....
Alicia Munnell started the Boston College Center for Retirement Research in 1998. As she prepares to leave, she says fixing Social Security should be a priority now....
This post is a follow-up to our post of November 19, 2024. In it, we discuss how updating your spending budget each year is an important step in the process of successfully managing your finances in r...
I’m a big fan of the crowd. I often rely on the opinions of other people when making certain kinds ... Read more...
The year-end deadline for required minimum distributions is critical for many retirees....
As you think about your financial future in this new age of longevity, a strong plan means more than just asking if you have enough....
January is known as Divorce Month for a reason. Here's how women in particular can protect their financial future, especially when going through a gray divorce....
How a potential financial adviser responds to these questions can help you decide whether they're the right choice for you and your financial future....
America, it may be time to hit pause on spending. Even if just for a little while. The statistics from Clever speak volumes: Nearly three-quarters of Americans (71%) have regrets about their spending,...
I'm 62 (will be 63 on the 1st) and I have worked for the same company the last 22 years. When I started there I felt waaay behind on retirement saving and had just bought my house so had a 30 year mor...
For doctors, Boxing Day might feel like a unicorn of a holiday – mystical, fleeting, and possibly fictitious. By the ... Read more...
AI-driven faux-emotional chatbots pose existential questions about the future of human financial advisors....
James and Ari discuss diversification and the nuances of managing investments. A client plans to split his funds across multiple institutions, like Schwab and Vanguard, believing it will improve diver...
Merry Christmas and Happy Holidays, everyone! I'm spending the week with my parents in Oahu and wanted to share my latest travel adventure. Personally, I can't stand flying—especially in America...
Greetings all, I’m curious to hear everyone’s thoughts on the following. My wife and I are still several years away from retirement, her about 5 and 10 myself. Even though the ‘big d...
Is anyone familiar with this idea by William Bernstein ? He says to set up a part of your portfolio to cover necessary expenses in retirement and then invest the rest. Include all safe payouts like So...