Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 7218
Beware Three Medicare Open Enrollment Scams
Nov 20 2024
Crooks are perfecting Medicare Open Enrollment scams to try to steal your money or personal information....
kiplinger.com
TurboTenant Review: Simplify how you manage your rentals
Nov 20 2024
Investing in rental properties is a great way to diversify your portfolio and build wealth over time. However, rental property ... Read more...
physicianonfire.com
How to Make Money Fast as a Woman in 2024: Top Earning Strategies
Nov 20 2024
With the rise of the gig economy, side hustles, and digital platforms, there are more ways than ever for women to make money quickly and flexibly. Whether you’re looking to earn extra income on ...
thinksaveretire.com
Four Ways to Maximize Your 401(k) Contributions Before the Year Ends
Nov 20 2024
To maximize your 410(k) contributions in 2024, assess how much you’ve contributed so far, check your employer’s match, take a look at your budget and consider increasing how much you set a...
kiplinger.com
For a More Secure Retirement, Build in Some 'Safe Money'
Nov 20 2024
To solidify your retirement plan, write it down, reduce your market risk and allocate more safe money into your plan for income....
kiplinger.com
How Soon Before Retirement Should You Adjust Your Portfolio?
Nov 20 2024
In today’s episode of Ready for Retirement episode James covers when to adjust your portfolio as retirement nears—a crucial step for balancing growth and security. If adjustments happen to...
buzzsprout.com
Reader Case: How Do I Get My Money Out in Retirement?
Nov 20 2024
It’s been a while since I’ve done a reader case, so here goes! Who do we have in our mail bag this week? Hi FireCracker! I’ve been reading your blog for about a year. Just finished r...
millennial-revolution.com
Retirement Year End Planning: Withdrawing from Assets
Nov 20 2024
Join us in this insightful episode as we continue our series on year-end action items, focusing on optimizing your retirement planning. Today, we delve into the intricacies of withdrawing assets, disc...
share.transistor.fm
Rules for Inheritances and Making Roth Contributions for Others - 504
Nov 20 2024
Can Ted and Georgette convert $1.6M in an inherited trust to Roth without distributing it? Should the trust own their home so they can use the home equity? Melissa was added as joint owner on her pare...
purefinancial.com
What You Should Know About Spousal IRAs
Nov 19 2024
Without spousal IRAs, you would need an earned income to contribute to your retirement account....
kiplinger.com
Will Auto-IRA Programs Affect Medicaid Enrollment?
Nov 19 2024
Given that only about half of private sector workers are covered by an employer-sponsored plan at any given time, 16 states have launched – or are in the process of launching – auto-IRA pr...
crr.bc.edu
Southwest Companion Pass: Why Now’s the Best Time to Act
Nov 19 2024
The Southwest Companion Pass… the holy grail of travel. If you’re not familiar, the Companion Pass allows the earner to bring someone with them for free on every single flight booked by t...
routetoretire.com
A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early
Nov 19 2024
Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to 25 times your annual expenses...
financialsamurai.com
How Preferred Stocks Can Boost Your Retirement Portfolio
Nov 19 2024
Higher yields, priority on dividend payments and the potential for capital appreciation are just three reasons to consider investing in preferred stocks....
kiplinger.com
Doctor’s Notes: What is Slow Living?
Nov 19 2024
As physicians, we are no strangers to a frantic lifestyle filled with triaging hundreds of decisions quickly. Our jobs are ... Read more...
physicianonfire.com
Legal Considerations for Choosing Financial Advisors with Expert Staffing Solutions
Nov 19 2024
Choosing a financial advisor is like choosing who will captain your cargo ship. You want someone who knows the waters well and keeps you on course. But how do you know which financial advisor (individ...
thinksaveretire.com
Advice - moderate savings, hopefully 3 years to go, wife retiring 6 years later
Nov 19 2024
Hello there. Age 64 now and would like to retire @ 67. Have about $375K in 401K plus $85K in my wife's 401ak but she is 8 years younger and plans tonwork to 65 before retiring herself. Musts before I ...
reddit.com
Car question for single people : one or two cars
Nov 19 2024
I am retired and have a 10 year old with low mileage and some minor damage. I am buying with cash a new car this week. I am debating about keeping both cars. One car could be something guest could dri...
reddit.com
65-year-old Utah couple find $292,567 in retirement tax savings
Nov 19 2024
At 65 years old, Mike and Patty from Lehi were reaching retirement age and were in a good position. Mike had worked for 20-plus years for a local Salt Lake…...
bossretirement.com
How Much Money Do I Need To Retire At 55?
Nov 19 2024
How much do you need to retire at 55? Early retirement usually requires a strong command of expenses and savings beyond retirement accounts....
forbes.com
Must Retirement Be a Hard Landing?
Nov 19 2024
As a professional software developer I got to solve complex business problems using cutting-edge technology. I loved this part of the job. Unfortunately, it accounted for just a small fraction of it. ...
caniretireyet.com
How to Stop a Late-in-Life Divorce From Ruining Your Retirement
Nov 19 2024
As the number of couples who split after the age of 50 rises, more Americans are looking at a retirement that is drastically different than they had expected....
nytimes.com
How to Get Fossil Fuels Out of Your Investment Portfolio
Nov 19 2024
It’s not that hard, and there’s a bonus: Portfolios without fossil fuels have generally performed just as well as the broader market....
nytimes.com
Why States Are Offering Workers at Private Companies Access to I.R.A.s
Nov 19 2024
With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement....
nytimes.com
California Ended Its Medicaid Long-Term Care Asset Test. What Happened?
Nov 19 2024
In 2022, after the state increased its asset limit to $130,000, it figured 12,189 people became newly eligible for the benefits—about a 1 percent increase....
forbes.com
Senior Living and Memory Care Facilities Improving, Says Survey
Nov 18 2024
Here are the best senior living communities in 2024, according to a J.D. Power survey....
kiplinger.com
What's Hurting Retirees' Confidence?
Nov 18 2024
Retirees aren't feeling that confident about their financial health....
kiplinger.com
Do we pay off the house or not?
Nov 18 2024
Hello, My husband is 9 years older than I (he turns 60 this month) and wants to retire as soon as possible. A lot of hard work over the year and killed his body. I will continue working until I am 66 ...
reddit.com
Why Most People Still Plan To Take Social Security Early
Nov 18 2024
Despite knowing that they're giving up higher income, many pre-retirees plan to claim Social Security benefits before full retirement age....
forbes.com
What to Do as Soon as Your Divorce Is Final
Nov 18 2024
Don't delay — getting these tasks accomplished as soon as possible can help you avoid costly consequences....
kiplinger.com
Cheapest Car Insurance in Nebraska 2024: Find Affordable Coverage
Nov 18 2024
Discover the best affordable car insurance options in Nebraska for 2024. This guide covers average rates, top providers, and tips to help you find budget-friendly coverage whether you’re a young...
thinksaveretire.com
Changes in annual spend with children, college and beyond
Nov 18 2024
submitted by /u/MidAmericaMom[visit reddit] [comments]...
reddit.com
OK, what's involved exactly in becoming ex-pat, living in a different country?
Nov 18 2024
My brother and sister-in-law have decided to retire imminently and take this opportunity to go elsewhere. They are pretty well off, no kids, stock buys did really well for them, so they are not moving...
reddit.com
Holistic Ways to Deal with Retirement Stress
Nov 18 2024
It’s finally happening for you. After decades of long hours, sleepless nights and hard work, it’s time to finally hang up your hat and retire. What’s mind boggling is this is somethi...
baby-boomer-retirement.com
468: The Psychology of Spending More in Retirement to Increase Happiness with Dr. Michael Finke
Nov 18 2024
Today, I’m talking to Dr. Michael Finke. Michael is the Professor of Wealth Management at the American College of Financial Services. His research is focused on retirement income planning, retir...
retirewithpurpose.com
How Bad is Social Security’s Financial Condition?
Nov 18 2024
This post is a follow-up to our post of October 14, 2024 entitled, “Social Security Financing---When You’re in a Hole, Stop Digging.” In this post, we will look at the retirement pla...
howmuchcaniaffordtospendinretirement.blogspot.com
Making Friends After Retirement, According To Dr. Ruth
Nov 18 2024
It is hard to make friends after retirement. It takes time and effort to make connections and build community, but is an investment that pays off....
forbes.com
The C.S. Lewis Quote That Could Transform Your Financial Future
Nov 17 2024
You can't change the beginning of the story in your financial plan—but you can change the ending....
forbes.com
Got $1,000? Here Are 20 Ways We'd Spend It This Year
Nov 17 2024
Whether you're investing in your future or helping others, $1,000 can be put to a lot of good use. We've rounded up some ways to save, donate or spend it....
kiplinger.com
Winning Investment Strategy: Be the Tortoise AND the Hare
Nov 17 2024
Consider treating investing like it's both a marathon and a sprint by taking advantage of the powers of time (the tortoise) and compounding (the hare)....
kiplinger.com
How Do Route Planners Impact Delivery Efficiency?
Nov 17 2024
When it comes to the world of modern delivery, route planners aren’t just important, but they are essential. Without then, the delivery of all things - from food to furniture to cars and more - ...
thinksaveretire.com
The Sunday Best (11/17/2024)
Nov 17 2024
Welcome to this week’s edition of The Sunday Best, where we navigate the intersection of Black Friday shopping and the ... Read more...
physicianonfire.com
Medicare premiums quickly outpace Social Security COLA
Nov 16 2024
In 2025, premiums for Medicare Part B will grow twice as fast as Social Security benefits — and those premiums are deducted straight from the checks....
financial-planning.com
How SEPP 72(t) Can Help You Retire Early and Dodge Penalties
Nov 16 2024
Cool, right? The SEPP rule lets you tap your retirement savings early without tax penalties. But it's a risky move if you don't plan well....
kiplinger.com
10 Inefficiencies I Look for on Rich Retirees' Tax Returns
Nov 16 2024
Your tax return could hold clues to several missed opportunities and important gaps in your retirement planning....
kiplinger.com
Estate Planning: How Does the Basis Step-Up Rule Work?
Nov 16 2024
The step-up in basis, one of the most powerful tools in estate and tax planning, can make a huge difference in capital gains taxes owed....
kiplinger.com
What do you do to make moving to a new place as comfortable as possible?
Nov 16 2024
We started our first slow travel trip this year September. So far we have stayed in 5 different locations. Our choice of accommodations in each location was ranging from disastrous to average at best....
reddit.com
Why am I so nervous about retiring soon?
Nov 16 2024
I’m 60, turning 61 soon. Financially, I think we’re (60 wife) in solid shape, but I’m a nervous wreck about telling my boss I’m retiring. We have $1.5m in our IRAs, $1.7m in af...
reddit.com
HSA contributions close to retirement
Nov 16 2024
I turn 65 in December, my spouse turns 65 in February. We are currently on my large employer HSA medical coverage. My Company adds $500 each quarter. For various personal reasons I am not sure when I ...
reddit.com
Lump sum and manage or pension?
Nov 16 2024
I (m 62) have some health concerns and would do 100% survivor for the wife (f56). She should be around a long time. Lump is 196K, annuity is $1053 a month for my life then her life I would need to mak...
reddit.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.