Insurance
Showing 50 results of 178
The Disability Insurance Options No One Tells You About
Jun 05 2024
Physicians invest a significant amount of time, effort, and money into their careers. But all it takes is one unexpected ... Read more...
physicianonfire.com
Average Car Insurance in Each State [Updated 2024 Rates]
Jun 05 2024
Between April 2023 and April 2024, car insurance rates skyrocketed 22.6%, according to Consumer Price Index data from the Bureau of Labor Statistics. This far surpasses the 3.36% rate of inflation, le...
thinksaveretire.com
Early Retirement Health Insurance Strategies | Roth Conversions vs. ACA Subsidies
Jun 05 2024
Healthcare subsidies are like a tax break and should always be optimized, right? That seems like an easy question that should have a straightforward answer. But the correct answer is, “It depend...
buzzsprout.com
Does Temporary Disability Insurance Help or Hurt the Social Security Disability Program?
Jun 04 2024
It reduces Social Security applications and new beneficiaries. Enthusiasm seems to be running high for Family and Medical Leave programs. My views are mixed: as a human I can see some benefit; as a pe...
crr.bc.edu
My Disability Policy Has An Exclusion: What Now?
Jun 03 2024
May and June bring a rush of residents and fellows across the country looking to secure disability insurance with their ... Read more...
physicianonfire.com
Buying Insurance Was Even More Difficult Than I Thought
May 30 2024
By Dr. Francis Bayes, WCI Columnist On the WCI Forum or subreddit, I have wondered why people ask questions on topics that have been addressed in WCI blog posts or previous threads: “Please help...
whitecoatinvestor.com
Mortgages, Universal Life Insurance, and Annuities
May 30 2024
Today, we answer several of your mortgage questions, including if you should put all the money you can toward your down payment or use some of it to pay off student loans and what kind of mortgage you...
whitecoatinvestor.com
How PIA Relates to Your Benefit
May 27 2024
Photo credit: jb If you’ve been looking into your Social Security projected benefits for long, you’ve probably run across the term Primary Insurance Amount, or PIA. Click on the link to se...
financialducksinarow.com
FDIC Changes Deposit Insurance For Trust Accounts
May 27 2024
Owners of trust accounts should review new FDIC deposit insurance rules to be sure they still have maximum coverage....
forbes.com
Save on auto insurance after retirement
May 23 2024
Check with your automobile insurance company and let them know if you're not commuting after retirement. May get a decrease in premiums with no decrease in coverage. I got a 10% decrease from Progress...
reddit.com
When Is the Perfect Time to Buy Life Insurance?
May 17 2024
This is not an easily answered question, other than 'when you’re the youngest and healthiest you can be.' Your occupation, habits and extracurricular activities will also affect your premium....
kiplinger.com
When to Drop, Replace, Modify, or Decrease Your Disability Insurance Coverage
May 07 2024
[Editor's Note: As you transition from residency into becoming an attending, it’s key to learn about saving and investing with your increased income, paying off student loans, and getting the ri...
whitecoatinvestor.com
Disability Insurance with a Friend of WCI
May 06 2024
Today, our friend Dr. Tyler Scott is joining Dr. Jim Dahle to talk about disability insurance and help answer your questions. Tyler is a licensed dentist turned financial planner and a columnist here ...
whitecoatinvestor.com
Six Essential Retirement Strategies for Baby Boomers
May 04 2024
Emergency funds, estate plans, different kinds of insurance and smart investing strategies are all parts of a strong retirement plan....
kiplinger.com
Why is Your Property Insurance So High? 10 Ways to Lower the Cost
May 03 2024
Inflation comes in many guises. In some areas of the country, the cost of insurance, particularly property insurance, has risen dramatically faster than the high general inflation rate. One participan...
newretirement.com
Pets in retirement can be expensive
Apr 23 2024
Pets can be expensive in retirement, not retired yet, 8 more months. We have have 4 pets 2 dogs and two cats. One cat is diabetic so we have the insulin cost every 3 months. We have pet insurance on b...
reddit.com
Long term care insurance - good, bad, ugly?
Apr 21 2024
I love r/retirement. The ideas and different views that I have read are an unbelievable wealth of knowledge. I am 47 & starting to look to the future more closely now. I am retired from the milita...
reddit.com
Health insurance costs from age 62 to 65?
Apr 18 2024
Hello. I will be 63 in September, my wife 65 in July. We would like to retire together about the end of this year. I will need health insurance for close to 2 years before I turn 65. I have no idea on...
reddit.com
What’s Stopping People from Applying for Disability
Apr 16 2024
When people aren’t getting a government benefit they’re eligible for, the program’s goal of improving equity is compromised. Social Security’s disability insurance is an exampl...
crr.bc.edu
How Will Employer Health Insurance Affect Wages and Social Security?
Apr 09 2024
Thebrief’skey findings are: When the employer cost for employer-sponsored health insurance (ESHI) rises, it slows wage growth and erodes Social Security’s tax base. Both these effects were...
crr.bc.edu
What Is Long-Term Care Insurance?
Apr 08 2024
People who are happier in retirement tend to have a few things in common....
money.com
How Life Insurance Can Help You Preserve Your Wealth
Mar 29 2024
Life insurance not only provides liquidity for your family to cover immediate expenses after you pass, but it also can minimize estate taxes....
kiplinger.com
Three Big Ways That Life Insurance Can Be a Lifeline
Mar 27 2024
Life insurance not only provides a safety net for loved ones and leaves behind a lasting legacy, but the cash value can also help during financial hardship....
kiplinger.com
Four Things to Know About Managing a Loved One’s Finances
Mar 26 2024
Figuring out when it’s time and knowing how to talk about it are just the start. You also need info about estate plans, insurance and health care decisions....
kiplinger.com
Life Insurance Is A Reason Why Your Spouse Doesn’t Need To Work
Mar 14 2024
I've faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it's important to clarify that she hasn't been truly retired. Instead, she has been ...
financialsamurai.com
A Conversation About Investing in Whole Life Insurance
Feb 27 2024
By Dr. Jim Dahle, WCI Founder Have I got an investment for you! This investment comes with a 50% front load, meaning that right after you give me the money to invest, half of it will disappear. I will...
whitecoatinvestor.com
Younger spouse and health insurance concerns
Feb 25 2024
I am self employed and my company buys health insurance for our group. Spouse has worked for my company for a couple of years, but was on our health insurance regardless. I will be Medicare eligible 8...
reddit.com
Voters To Decide On Washington’s Public Long-Term Care Insurance Program
Feb 21 2024
If adopted, Initiative 2124 would make participation in the Washington Cares program voluntary, effectively killing it....
forbes.com
Social Security’s Longevity Insurance Protects Those with Uncertain Life Expectancies
Feb 07 2024
The insurance enhances Social Security’s role of offsetting Black/White inequality. My colleagues have just completed a really interesting study pertaining to the progressivity of Social Securit...
crr.bc.edu
Retiring before 65 and Medicare - the health insurance gap
Jan 25 2024
We'll both be 60 this year and I'm 100% ready for retirement. My job sucks and I don't want to do it any more, and we've got ample assets. The trick is health insurance between now and Medicare at ~65...
reddit.com
Life Insurance Policy Coming to Terms
Jan 16 2024
With about 2 year left on a 20 year policy, we know the rates will go up - quite a bit being 68 in 2024. What alternatives do we have? Take out smaller policies of a smaller denomination? Can I sell o...
community.aarp.org
TIAA and Wyclef Jean Release Song Addressing Retirement Disparities
Jan 14 2024
The insurance organization partnered with several hip hop stars to bring attention to…...
401kspecialistmag.com
Roth & Retirement Spitball, Insurance, and the Origins of YMYW - 461
Dec 26 2023
Spitballing on early retirement and Roth conversions to finish 2023. How can Jack and Diane (no, the other, other Jack and Diane, these are the ones in Rochester, MN) bridge the gap to retirement at a...
purefinancial.com
The Impact of Past Incarceration on Later-Life DI and SSI Receipt
Dec 14 2023
Abstract In the three decades from 1980 to 2010, there was a steady rise in the number of men receiving Social Security Disability Insurance (DI) benefits. The number of beneficiaries peaked in 2012 a...
crr.bc.edu
Home Insurance Needs For Paid Off Properties With No Mortgage
Dec 13 2023
In my post, the percentage of homeowners who pay cash, a reader asked my opinion on having home insurance for paid-off properties. Paid off properties include a property you purchased with all cash or...
financialsamurai.com
Take-Up and Labor Supply Responses to Disability Insurance Earnings Limits
Dec 13 2023
Abstract In most disability insurance programs, beneficiaries lose some or all of their benefits if they earn above an earnings threshold. While intended to screen out applicants with high remaining w...
crr.bc.edu
Planning for Health Insurance in Retirement Pre-Medicare, Ep #205
Dec 11 2023
If you are planning on retiring before age 65, there is no doubt that you have had this question. What do you do about health insurance? In the United States, the health insurance landscape is ever-ch...
financialsymmetry.libsyn.com
How to Buy Life Insurance Online the Smart Way
Nov 27 2023
How to buy life insurance online & 13 life insurance savings tips Key Ideas 3 rules for buying life insurance Where to buy life insurance How much life insurance you need 13 life insurance savings...
financialmentor.com
Whole Life Insurance – The Essential Guide
Nov 27 2023
How To Avoid The Salesman’s Hype And Focus On What’s Best For You Key Ideas Why life insurance is a negative expectancy bet for the majority of consumers The problem with mixing investing ...
financialmentor.com
Long Term Care Insurance - Good Deal or Not?
Nov 25 2023
https://www.oregonlive.com/business/2023/11/the-unfulfilled-promises-of-the-long-term-care-insurance-industry.html?outputType=amp Who here has LTC insurance? Our financial advisor recommended against ...
reddit.com
Infinite banking in Canada: Should you borrow from your life insurance policy?
Nov 21 2023
I must admit that until my editor drew it to my attention, I had never heard of infinite banking. Apparently, this topic is drawing a lot of interest from retirees, but I’m guessing many younger...
moneysense.ca
Retiree Insurance as medicare Supplement?
Nov 19 2023
We have retiree insurance for one person costing $180 per month. We could, however, choose an ACA plan for much less based on our retirement income. Once we cancel the retiree plan we can never get it...
reddit.com
Mortgage Insurance vs Term Insurance: Which Should You Choose?
Nov 16 2023
If you have a mortgage, having ample life insurance coverage is critical for protecting your family and home. But there is more than one way to purchase life insurance that protects what is likely you...
retirehappy.ca
More Bad News on Our Health Insurance Costs
Nov 09 2023
Nearly 40 percent of Americans have delayed or skipped necessary medical care in the past year because they couldn’t afford it. How do we stack up to other developed countries? Dead last. Even t...
crr.bc.edu
Multiple deaths ‘not covered’ by top travel insurance
Nov 09 2023
A multinational that promises to relieve customers facing stressful situations refused to pay after two relatives passed away. Europ Assistance Australia recently declined to reimburse more than $6800...
lifebeginsat.com.au
Spouse passed. Need help thinking through insurance options.
Nov 07 2023
Spouse passed unexpectedly a couple weeks ago. I am 61 and utterly lost about how to handle insurance. I have never worked and do not have employer options. Should I be applying for 2023 coverage thro...
reddit.com
Question - When to cancel life insurance?
Nov 05 2023
I (M66) am retired. My spouse (F65) is winding down her business and will basically be retired after the first of the year. Between Social Security and savings we have enough to live on in a reasonabl...
reddit.com
Shopping LTC Insurance and I have a question
Nov 03 2023
The insurance broker sent us an estimate of policy cost and maximum benefits. I asked for information on price increases over the past several years so that I could get a feel for what to expect. He t...
reddit.com
40 States Expanded Medicaid. The Benefits are Piling Up
Oct 27 2023
In December, North Carolina will become the 40th state to expand its Medicaid program, providing health insurance coverage to some 300,000 more low-income workers, many of them for the first time. It ...
crr.bc.edu
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