Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 4460
What Are the Types of IRAs?
Sep 07 2022
Here's how to select an IRA for your retirement savings....
money.usnews.com
How to Get More Time
Sep 06 2022
A common question I get asked from individuals who started investing later in life is: How do I make up for lost time? Is there a better option than 'save as much as you can'? If you had asked me this...
ofdollarsanddata.com
Best & Worst Places to Retire
Sep 06 2022
Retirees want to live in a place where they enjoy safety and access to good healthcare. The ideal city will also have lots of ways to spend leisure time, along with good weather....
wallethub.com
How Early Retirement Impacts Social Security Benefits
Sep 06 2022
Early Retirement will reduce my retirement benefits by quite a bit. However, self-employment will help a ton....
retireby40.org
What If You Can’t Retire Yet?
Sep 06 2022
Many of you want to retire, but can't retire yet or aren’t sure whether or not you can. So where do you go from here? Can this be a good thing?...
caniretireyet.com
It’s Get Smart With Money Day!
Sep 06 2022
Let’s jump right to the real news here: There’s a Netflix documentary that just came out TODAY* called Get Smart With Money Somehow old Mr. Money Mustache and several friends got lured into playin...
mrmoneymustache.com
5 Steps to Retirement Planning in 2022
Sep 01 2022
In five short steps, we'll teach you how to build, grow and manage your retirement money....
nerdwallet.com
Who Holds the Student Loan Debt?
Aug 30 2022
Last week, President Biden announced a policy that would forgive $10,000 in student loan debt for those individuals earning less than $125,000 per year with an additional $10,000 in forgiveness for lo...
ofdollarsanddata.com
The Price of Security
Aug 26 2022
This is hard to argue. Of course something terrible could happen. Terrible things have happened in history. There are no guarantees in life....
jlcollinsnh.com
How to Calculate Your Social Security Break-Even Age
Aug 26 2022
Here's how to tell if you will come out ahead by delaying claiming Social Security benefits....
money.usnews.com
Avoid Unnecessary Taxation
Aug 25 2022
7 sources of tax-free retirement income. When retirement finally arrives, you deserve to collect at least some tax-free retirement income without Uncle Sam coming back for more....
newretirement.com
How Do Retirees Actually Spend Their Money?
Aug 23 2022
A few weeks ago I wrote a post about inheritances that led to a discussion about how people spend their money in retirement. In particular, some readers were surprised to find out that only a small mi...
ofdollarsanddata.com
Lottery Lump Sum vs Annuity - Eggstack
Aug 22 2022
Winning the lottery is a dream come true, but with it comes a big decision: do you take your winnings in one lump sum or spread them out over 30 years? Important factors to consider include your spend...
eggstack.com
7 Surprisingly Valuable Assets for a Happy Retirement
Aug 21 2022
A long and happy retirement takes more than just money. Here are seven things happy retirees do – besides dutifully saving the money they’ll need to quit the 9-to-5 grind....
kiplinger.com
Understanding Social Security Bend Points
Aug 20 2022
Social Security will be a large portion of retirement spending, even for high earners....
whitecoatinvestor.com
When Data Fails
Aug 16 2022
In the early 1920s, car manufacturers had a big problem on their hands—engine knock. Engine knock is when fuel combusts inside your car's motor in an uneven manner. This uneven combustion makes an a...
ofdollarsanddata.com
Can I Contribute To A 401k And An IRA? | Personal Capital
Aug 15 2022
Can you contribute to a 401k and an IRA? The answer is yes! There are three common examples of how it can be done. This type of retirement saving can add up....
personalcapital.com
Why Cash Flow Is More Important Than Net Worth
Aug 11 2022
Net worth is often an illusion that only helps to boost your ego when times are good....
financialsamurai.com
How To Maximize Your Retirement Savings | Bankrate
Aug 10 2022
Retirement is a goal for most workers, but it can feel like a distant dream for many. These seven tips can help get you on the right path to meet your retirement needs....
bankrate.com
Should You Die With Zero?
Aug 09 2022
One of the most common personal finance questions I get asked is, "Am I saving enough?" Whether we are discussing saving for retirement, a child's education, or something else entirely, many people ar...
ofdollarsanddata.com
Earn More with a CD Ladder
Aug 09 2022
With rates crawling up, one way to keep your earnings on track is to spread out your cash....
kiplinger.com
How To Save For Retirement | Bankrate
Aug 08 2022
Here you’ll find tips for what you can do to improve your ability to save and what goals you should be aiming for starting today...
bankrate.com
Why You Should Never Retire
Aug 08 2022
When people ask me about retiring, I tell them I’ll retire when they pull the mouse out of my cold, dead fingers....
caniretireyet.com
Reject the Algorithm
Aug 02 2022
In the fall of 1990, the metal band Warrant was on the verge of releasing their new album "Uncle Tom's Cabin" when Jani Lane, the band's lead singer and primary songwriter, got a call. It was a record...
ofdollarsanddata.com
Where You Retire Matters - Eggstack
Jul 31 2022
The results are in and it turns out where you retire matters. Read on to see why and how much. Continue reading...
eggstack.com
Retirement Depression
Jul 28 2022
9 tips for combating this very common syndrome. Feeling sad or lacking energy and focus after retiring — is surprisingly common....
newretirement.com
Roth IRA Conversion Calculator | Personal Capital
Jul 27 2022
Estimate how much more or less you would owe in taxes by converting some or all of your account to a Roth with our easy-to-use Roth IRA conversion calculator....
personalcapital.com
Why This Crash is Worse Than 2020 (and Why It Might Be Over Soon)
Jul 26 2022
It's been a little over six weeks since the S&P 500 officially entered a bear market and U.S. stocks are still 17% below their all-time highs. Naturally, you might be wondering whether our current...
ofdollarsanddata.com
Buying into the market right before a Bear
Jul 25 2022
Market crashes are to be expected. They are the price we must pay for the long-term gains we seek....
jlcollinsnh.com
Keys to Building Wealth
Jul 23 2022
Building wealth can happen even after age 50! Just follow a few of these 28 best practices and habits consistently....
newretirement.com
401k vs 403(b): What's the Difference? | Personal Capital
Jul 20 2022
Both 401k and 403b are employer-sponsored retirement plans but with a few differences. Discover the features of a 401k vs 403b and which is right for you....
personalcapital.com
There Will Always Be Sorcerers
Jul 19 2022
In The Lucifer Principle, Howard Bloom tells the story of four tribes that lived in the Nilgiri hills of India prior to the arrival of the Europeans: One tribe, the Badaga, were farmers. Another, the ...
ofdollarsanddata.com
States That Don’t Tax Retirement Income | Personal Capital
Jul 18 2022
Depending on where you live, your retirement savings may last longer. Discover which states don't tax retirement income....
personalcapital.com
Why You’ll Probably Never Run Out Of Money
Jul 18 2022
As strange as it may sound, earning financial freedom is a lot easier for certain people than claiming that freedom once they have earned it....
mrmoneymustache.com
When Are Roth Accounts Better then Tax-Deferred?
Jul 18 2022
The Roth vs. tax-deferred investment debate requires a lot of assumptions about an unknowable future. Learn what factors impact your outcome....
caniretireyet.com
Can You Collect Unemployment and Social Security?
Jul 15 2022
Taking unemployment benefits and Social Security paychecks at the same time can have unexpected consequences....
money.usnews.com
Sell Slowly
Jul 12 2022
Have you seen the movie 21? Ever heard of the MIT blackjack team? Does the term "card counting" mean anything to you? If so, then you already know the story of how a clever group of students were able...
ofdollarsanddata.com
Your Financial Independence Number Is Not Real If Nothing Changes
Jul 11 2022
You can talk all you want about having enough money to be free. But if you’re still stuck in a suboptimal situation, like a broken marriage or a crappy job, you’re not really FI....
financialsamurai.com
Your Dynamic Safe Withdrawal Rate In Retirement Can Now Increase
Jul 09 2022
The Financial Samurai Safe Withdrawal Rate is a dynamic one that changes with the times....
financialsamurai.com
Retirement Calculator: How Much Money Will You Have For Retirement?
Jul 08 2022
Planning for retirement takes time and focus to get right. The sooner you start making a retirement plan, the more money you can save and invest for the long term. Use Forbes Advisor’s retirement ca...
forbes.com
Tips for Managing Money in Retirement
Jul 07 2022
In some ways managing money in retirement will be easier and in other ways it will be harder....
newretirement.com
7 Ways To Make Extra Income In Retirement
Jul 06 2022
If you’re looking to enjoy a comfortable retirement, you need income, and Americans have a number of ways to generate some....
bankrate.com
5 Surprise Retirement Expenses
Jul 05 2022
These unexpected expenses can derail your retirement. Here's how to get ahead of them....
schwab.com
In Defense of Dollar Cost Averaging
Jul 05 2022
Exactly 12 weeks ago I released my first book, Just Keep Buying. Though the responses to the book have been overwhelming positive, one critique I have seen a few times is that the book's main philosop...
ofdollarsanddata.com
How to apply for Social Security
Jul 01 2022
A quick and easy guide for how to apply for Social Security retirement, spousal and disability benefits as well as for Medicare....
aarp.org
The 10 Best Places to Retire in the U.S.
Jun 29 2022
To help you decide where you’d like to hang your hat—or, dare we say, park your vintage convertible?—we've rounded up the best places to retire in the U.S....
cntraveler.com
When Should You Hire a Financial Advisor?
Jun 28 2022
Should you hire a financial advisor? Are they worth the cost? Is now the right time? If you've ever asked yourself any of these questions, then this article is for you. With all the wealth that has be...
ofdollarsanddata.com
60 Creative Ways to Make Money in Retirement
Jun 27 2022
Many of us need to make extra money in retirement. Are you in need of a creative idea for side income?...
sixtyandme.com
Required Minimum Distribution Rules | Sensible Money
Jun 24 2022
The IRS requires you to take withdrawals from retirement accounts once you reach age 72. Here's how it works....
sensiblemoney.com
Think Outside the Portfolio
Jun 21 2022
It's official—we've entered a bear market. With the brutal selloff last week, the S&P 500 is now 23% off its highs.But what makes this bear market particularly difficult is that many other asset...
ofdollarsanddata.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.