Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 4653

What's My FIRE Number? - Easiest Way To Find Out (With Calculator)

Jan 01 2023

Your FIRE number is the amount of money you need to have invested so that you could live off the returns and retire early....

inspiretofire.com

Medicare Explained - Eggstack

Jan 01 2023

I hate reading about Medicare. There are so many special cases and exceptions that it seems everything written about it gets so far into the weeds that you just can't follow. Continue reading...

eggstack.com

10 Years of 1500 Days

Jan 01 2023

I published my first post on 1/1/2013. Here it is: https://www.1500days.com/start-here/ 10 years later, here we are. Crazy. Time flies by. So cliche, but so true. 10 years is most likely more than 10%...

1500days.com

The White Coat Investor’s Most Controversial Articles Revisited: Looking Back at Our Biggest Fights

Jan 01 2023

By Josh Katzowitz, WCI Content Director We published more posts in 2022 than we ever have before at The White Coat Investor. Naturally, out of the 340 or so articles, columns, and guest posts we ran, ...

whitecoatinvestor.com

If You Want More Money, You Should Root for 2023 to Be Just Like 2022

Dec 31 2022

By Francis Bayes, WCI Columnist For many reasons, 2022 was not kind to the wallet and the retirement prospects of average Americans. But this website is for healthcare professionals, other high-income...

whitecoatinvestor.com

Social Security: Average Indexed Monthly Earnings (AIME) Explanation

Dec 31 2022

Photo credit: jb One of the key components that the Social Security Administration uses to calculate your Social Security retirement benefit is called the Average Indexed Monthly Earnings, or AIME (do...

financialducksinarow.com

The Year in Review

Dec 31 2022

Another year over and done with. The years seem to go by faster and faster as we get older, don't they? So it's time to pause and reflect back on the important, memorable items of 2022. January. For s...

sightingsat60.blogspot.com

Where Are You Going? Where Have You Been?

Dec 31 2022

Here we are again. The end of another year. One of the rituals of the culmination of the year is reflection upon where we’ve been as we make resolutions for the next year. I haven’t made N...

kathysretirementblog.com

Fidelity Retirement Planning Tool: High-Level Model, Not Tactical

Dec 30 2022

Fidelity's retirement planning tool shows how much leeway you have and what moves the needle. It isn't designed to give year-by-year tactical guidance....

thefinancebuff.com

New RMD Ages in 2023 and 2033: Immediately See the Impact on Your Retirement Income and Taxes

Dec 30 2022

The NewRetirement Planner, the most user-powerful financial planning tool online, has been updated with the new Required Minimum Distribution (RMD) ages that became law last week when President Biden ...

newretirement.com

Why a Roth Conversion or Backdoor Roth IRA is a Good Idea Right Now

Dec 30 2022

Doing a Roth conversion — also known as a “backdoor Roth IRA” – is perhaps still appealing in 2023. Why? Low 2023 tax rates.What is a Roth Conversion? Backdoor IRA? A Roth Conv...

newretirement.com

How a Career in the Pharmaceutical Industry Can Make Physicians a Huge Salary

Dec 30 2022

By Anonymous Pharmaceutical Physician Have you ever wondered about putting your clinical expertise to work by bringing new therapies to the market? Have you participated as an investigator in a clinic...

whitecoatinvestor.com

What to know about tapping your retirement savings to pay off debt

Dec 30 2022

Those struggling with credit card debt should proceed with caution when tapping their retirement savings for relief...

cnbc.com

Top Retirement Stories of 2022 - What Interested Retirees the Most?

Dec 30 2022

Ending 2022 Learning to Take Care of Ourselves Every year, Baby-Boomer-Retirement ends with a single post featuring the stories which most interested retirees and senior citizens during the year. It i...

baby-boomer-retirement.com

2022 Financial Samurai Year In Review: Family Over Money

Dec 30 2022

We made it! My goal for 2022 was to do less work and have more fun. 2020 and 2021 were difficult years thanks to the pandemic so I needed a break. Overall, I give 2022 a B+. The year was great from a ...

financialsamurai.com

4 High-Yield Alternatives to Savings Accounts

Dec 29 2022

Inflation is eating away at our wealth quarter-by-quarter. It appears to have peaked in May 2022, thanks to the Federal Reserve’s aggressive rate increases. But the chart below shows how the pro...

retirebeforedad.com

4 Investment Lessons From 2022 That All Retirees Should Take To Heart

Dec 29 2022

Tough times are generally a good opportunity for some introspection. In particular, taking time this year to review some timeless financial planning principals...

forbes.com

5 Reasons You’ll Change Your Retirement Plan | Kiplinger

Dec 29 2022

A retirement plan is all about your needs, financial expert Jacob Schroeder says, so you should plan to adjust as your life changes, as it inevitably will....

kiplinger.com

SECURE Act 2.0, explained

Dec 29 2022

How the new retirement rules may impact you....

ameriprise.com

Your Money or Your Life with Vicki Robin

Dec 29 2022

Today, we have an amazing guest on the podcast. Vicki Robin, author of “Your Money or Your Life” and “Blessing the Hands That Feed Us” and podcast host of “What Could Pos...

whitecoatinvestor.com

2023: The year of me

Dec 29 2022

Last night, for the third Wednesday in a row, I ventured to the Whiteside Theater in downtown Corvallis to watch an old movie. Two weeks ago, it was National Lampoon's Christmas Vacation. Last week, i...

getrichslowly.org

Simple Retirement Calculator

Dec 29 2022

Retirement planning made easy. Plan a happy retirement with the best retirement calculator....

newretirement.com

Where's the best place for me to retire?

Dec 29 2022

Our tool will create a customized list of what matters to you. Select everything from your desired weather, cultural amenities, financial considerations and the number of people living in the county,...

marketwatch.com

I want to file for Social Security before my full retirement age

Dec 29 2022

What are the income limitations?...

marketwatch.com

Your 401(k) Isn’t Enough

Dec 29 2022

Don’t wait for retirement to start cultivating the relationships and activities that will sustain you in your postwork years...

wsj.com

13 Lessons to Learn from Sam Bankman-Fried and the FTX Meltdown

Dec 28 2022

[Editor's note: As we say bon voyage to 2022, WCI readers can get a jumpstart on becoming financially literate in the new year. From now until January 4, you can buy a White Coat Investor course and g...

whitecoatinvestor.com

The Best Of Financial Samurai 2022

Dec 28 2022

In 2022, I published 156 posts on Financial Samurai. Every post is written based on firsthand experience because money is too important to be left up to pontification. For background, I worked in fina...

financialsamurai.com

Avoiding individual retirement account early-withdrawal tax penalties

Dec 28 2022

Secure 2.0 is poised to be signed into law. It adds new exceptions to the 10% early withdrawal penalty for individual retirement accounts and 401(k) plans....

cnbc.com

FM 026: Understanding What Todd Means By “Epochal Change”

Dec 28 2022

Click here to download the transcript of Todd's best tips for epochal change! Free Instant Access Two years ago, I announced to my Expectancy Wealth Planning course community that we were about to ent...

financialmentor.com

Take Your Losses…While You Still Can

Dec 27 2022

It's been a tough year for investors, with stocks down around 19% (both in the U.S. and abroad), U.S. bonds down 14%, and the cryptocurrency market down around 60%. Yet, despite the financial turmoil ...

ofdollarsanddata.com

Does the Executor of a Will Get Paid an Executor Fee?

Dec 27 2022

Most people know they need to appoint an executor when making a will, but they may not realize that all executors are entitled to compensation from the estate assets, provided they fulfill their respo...

retirehappy.ca

Secure Act 2.0 — Here’s What You Need to Know

Dec 27 2022

By Dr. James M. Dahle, WCI Founder President Biden signed into law an omnibus bill called the Secure Act 2.0 just before Christmas. Like most bills during the last few years, the $1.7 trillion spendin...

whitecoatinvestor.com

The Best Stuff, Ideas, and Retirement Articles of 2022

Dec 27 2022

December 27, 2022 — In many ways 2022 was better than 2021, and far superior to the pandemic ruined bust that was 2020. People finally got to take all of their postponed trips from years before,...

topretirements.com

Capital Preservation And The Desire To Protect Your Money

Dec 27 2022

Those of us who are better able to preserve capital during difficult times usually end up much wealthier when the inevitable upswing arrives....

financialsamurai.com

The Best Stuff, Ideas, and Retirement Articles of 2022

Dec 27 2022

December 27, 2022 — In many ways 2022 was better than 2021, and far superior to the pandemic ruined bust that was 2020. People finally got to take all of their postponed trips from years before,...

topretirements.com

The Sweet Spot for Roth IRA Conversions

Dec 26 2022

How do you make decisions about Roth IRA conversions? Tax rates, tax credits, special situations, and lifetime tax liability all factor in....

stopironingshirts.com

How Many Rental Properties Do You Need to Retire?

Dec 26 2022

By Dr. Peter Kim of Passive Income MD, WCI Network Partner Those of you who know me personally know that I’m a big fan of real estate investing. In fact, I think it's one of the best ways for ph...

whitecoatinvestor.com

Rethinking the Early Retirement Movement. Why 'FIRE' Isn't Right for Everyone

Dec 26 2022

Some early retirement enthusiasts are shifting gears and prioritizing their families and happiness over savings....

cnet.com

Holiday Touch Retirement Living Communities

Dec 26 2022

These are communities where you can move in and age in place....

baby-boomer-retirement.com

Can You Buy Happiness?

Dec 26 2022

I went to the mall the other day to pick up some family Christmas presents, and boy was it packed! What happened to all the doom and gloom in the media, complaining about inflation and recession fears...

millennial-revolution.com

December 2022 Best of the Web

Dec 26 2022

It’s been a wild ride this year. All asset classes took a beating. Financial scams dominated the news. A new law is being finalized at the end of 2022 that will substantially impact our financia...

caniretireyet.com

Should You Make an HSA Your Main Retirement Savings Account?

Dec 25 2022

Even though health savings accounts, or HSAs, are meant to help people set money aside for healthcare expenses, you'll often hear that they can double as a retirement savings plan....

fool.com

Here We Go Again with the 4% Rule and “Safe” Withdrawal Rates

Dec 25 2022

Last year Morningstar told us that the 4% Rule was really 3.3%. This year, based on revised assumptions about the future, they tell us that it is now 3.8%...

howmuchcaniaffordtospendinretirement.blogspot.com

Help Us Choose Charities to Give To!

Dec 24 2022

By Dr. James M. Dahle, WCI Founder There are five important money activities in your life, and it takes work to do them all well. These include: Earning, Saving, Investing, S...

whitecoatinvestor.com

Finishing Your Training This Year? Avoid This Costly Mistake

Dec 23 2022

By Dr. James M. Dahle, WCI Founder I receive numerous emails every year, probably at least once a month, from new attending physicians asking for help with a mistake they have made. It occurs...

whitecoatinvestor.com

How the Spending Bill’s New Retirement Rules Will Affect Roth IRAs and 401(k)s

Dec 23 2022

Want to transfer money from a 529 plan to a Roth I.R.A. or get an after-tax employee match in your Roth 401(k)? You may be in luck....

nytimes.com

SECURE 2.0 Passes—Here’s What It Means To Your Retirement

Dec 23 2022

In the dark of the night, snuggled within the 4,000+ page Omnibus Bill meant to keep the machine of government well-oiled, lies a passage that may change the future of retirement saving....

forbes.com

Families can make a tax-free rollover from 529 plans to Roth

Dec 23 2022

Lawmakers say new rules would rescue funds from tax penalties and promote more college savings....

cnbc.com

Cheap Places to Travel 2023

Dec 22 2022

Looking for cheap places to travel? We did a little digging to find the countries where the U.S. dollar goes the furthest right now, from central Europe, southeast Asia, and more....

cntraveler.com

Big RMD Changes and 11 Other Retirement Planning Headlines from SECURE 2.0 and the Omnibus Spending Bill

Dec 22 2022

It has been said that nothing happens in Washington. However, if all goes according to plan, the Omnibus Spending Bill will pass with lots of sweeping legislation, including big changes almost immedia...

newretirement.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.