Risks
Showing 45 results of 45
Women, Part of the Wave of Baby Boomers Reaching ‘Peak 65’ are Likely to Struggle in Retirement, Research Finds
May 03 2024
Women who are entering retirement now face more financial risks than their male counterparts The largest cohort of baby boomers is poised toreach age 65between now and 2030. And women — who make...
wiserwomen.org
8 Biggest Health Risks at 50 and Beyond
May 02 2024
Here are the deadliest threats to people ages 50-plus, and how to keep them from catching up with you...
aarp.org
New Report Reveals Ever Increasing Risk Of Elder Financial Fraud
May 02 2024
Financial exploitation of your aging parents remains an increasing risk. Public education is not stopping it, but families can do much to prevent or stop these scams....
forbes.com
432: Are Buffer ETFs a Good Tool to Reduce Market Risk?
Apr 13 2024
Buffer ETFs have grown in popularity as a way to reduce risk, but every upside has a downside. Ask yourself, C.A.N. I take the risk? In this episode, we discuss: Why buffer ETFs have become so popular...
retirewithpurpose.com
Dementia Prevention Strategies Everyone Can Try
Apr 10 2024
We can't currently cure or stop dementia but we are likely to be able to prevent it, or reduce our risk. Experts offer tips on how to do it. Start small, keep going...
forbes.com
Will Index Funds Destroy The Stock Market?
Apr 02 2024
There are limits to growth on these popular investment products. What happens when they hit this barrier? And does this place your retirement at risk?...
forbes.com
THINKING beyond money market funds 240323
Mar 23 2024
Episode 445: The Fed likely won’t start cutting interest rates until June or July, that means we still have several months to enjoy 5% risk free rates. So now it’s time to start thinking a...
wealthsteading.com
In COVID Year 2, Older Workers Faced Tough Choices
Mar 21 2024
The first year of the pandemic, a period of great uncertainty, was even more fraught for older workers, who were at higher risk of serious illness or death if they contracted the virus. The second yea...
crr.bc.edu
A Major Risk Facing Older Americans: The Need for Long-Term Care
Mar 21 2024
Private long-term care insurance is unlikely to be part of the solution. One of the greatest health-related risks facing older people is the cost of extensive long-term care to help with activities of...
crr.bc.edu
More Households Are Prepared for Retirement – But This Good News Might Not Last
Mar 06 2024
Even with the improvement, two out of five households are still at risk, according to the National Retirement Risk Index. The release of the Federal Reserve’s 2022 Survey of Consumer Finances (S...
crr.bc.edu
The Risk of Grey Divorce
Feb 29 2024
In today's episode, we'll dive into the intriguing phenomenon of Grey Divorce, which refers to divorces occurring among individuals aged 50 and above. Surprisingly, while the overall divorce rate is o...
sites.libsyn.com
Time to Reduce Your Investment Risk?
Feb 20 2024
With the S&P creeping up over 5,000, it may be time for retirees to look into decreasing their investments in risky assets, especially if their Floor Portfolio of non-risky assets/investments does...
howmuchcaniaffordtospendinretirement.blogspot.com
How Life Expectancy Can Be The #1 Risk To Your Retirement
Feb 14 2024
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How Life Expectancy Can Be The #1 Risk T...
keilfp.com
Best Mid Cap Growth ETF
Jan 22 2024
Midcap growth ETFs can be an attractive investment option for investors looking for a balance between risk and reward. In ... Read more...
physicianonfire.com
Older Women Living Alone at Greatest Economic Risk
Jan 12 2024
New Report: Late-life Gender Disparities in Economic Security According to a new Elder Index report, half of all older women living alone across the nation, compared to 42 percent of older men living ...
wiserwomen.org
3 Ways to Protect Against Sequence of Return Risk in Retirement
Jan 03 2024
James explores the concept of sequence of return risk in retirement planning. Most people are unaware of how risky this is, as it doesn’t become an issue until you begin living off your portfoli...
buzzsprout.com
What Is Inflation Risk And How Can It Affect Your Retirement?
Dec 28 2023
Inflation is a long-term risk that can quietly eat away at your retirement security over several decades. It’s smart to plan ahead to reduce your risk....
forbes.com
4 Smart Money Moves in 2024 That Could Make Your Money Go Further in Retirement!
Dec 26 2023
If you’re interested in learning about effective strategies to help you pay fewer taxes, generate income, minimize risk, and protect yourself from inflation in retirement… then don’...
bossretirement.com
405: Managing Investment Risk: 4 Financial Factors in Your Control
Dec 01 2023
This week's retirement reading is from Seeking Alpha titled,The Illusion Of Security In Investing. Listen in as Casey Weade breaks down the article and shares what he thinks! Today's episode can also ...
retirewithpurpose.com
Can Routine Vaccines Reduce Dementia Risk as You Age? What Else Lowers Your Risk?
Nov 29 2023
Unlike most topics which are covered here, I was hesitant to discuss the subject of vaccines because they have become so controversial. However, the October 2023 AARP Bulletinreported on an interestin...
baby-boomer-retirement.com
How to Think About Risk and Why It’s So Hard to Quantify
Nov 22 2023
By Dr. Hamik Martirosyan Risk and return are inextricably tied together. They form the basic elements required to make successful investment decisions. Though risk is just as important as returns, mos...
whitecoatinvestor.com
Longevity Risk: An Essay
Nov 13 2023
Thereport’s key findings are: As life expectancy at 65 rises, outliving one’s resources poses a growing challenge. This study explores how people perceive their life expectancy, options fo...
crr.bc.edu
401: Examining Retirement Risk: How to Mitigate the 8 Forms of Investment Risk
Nov 10 2023
This week's retirement reading is from The Uncertainty of it All Blog titled, The Accident-Investment Risk and The People Who Have It.Listen in as Casey Weade breaks down the article and shares what h...
retirewithpurpose.com
The National Retirement Risk Index with Varying Claiming Ages
Nov 07 2023
Thebrief’skey findings are: Households ages 62-75 have substantial earnings. The National Retirement Risk Index, which assumes all households claim Social Security – and retire – at ...
crr.bc.edu
Announcing retirement to my boss today for end of year.
Oct 16 2023
It’s getting real! I’m meeting with my boss today to let him know my plans and prepare an exit strategy. I work at a government agency with no risk of getting booted upon the announcement....
reddit.com
Risk and Reward: Overcoming the Doubt Can Transform Your Life
Oct 10 2023
When I was younger, weighing the risk and reward in a decision was a lot easier. In your youth, you’ve got time on your side and most of the chances you take aren’t going to make or break ...
routetoretire.com
Beware of Unknown Concentration Risk
Jun 08 2023
Hey FAANG FIRE, Today I wanted to expose a hidden risk that many FAANG workers are facing — unknown concentration risk. Before diving into the unknown, let’s recap what known concentration...
andrenader.substack.com
The Ultimate Guide to Investing in International Stocks: Risks, Rewards, and Strategies
Apr 04 2023
The stock market is a crucial indicator of economic activity and is closely watched by investors, economists, and policymakers around the globe. Unfortunately, when we typically discuss the stock mark...
ofdollarsanddata.com
Employer Stock In Your 401(k) Account Can Leverage Your Risks
Mar 14 2023
Owning employer stock in your 401(k) can increase returns, but it multiplies your financial risk....
forbes.com
Dividend investing and Social Security vs Sequence of Return risk and owning bonds
Mar 12 2023
I am wondering about living on dividends and social security in retirement, and how this solves certain problems raised by sequence of return risk and owning bonds, both in the years before retirement...
reddit.com
Post COVID View of Nursing Homes Erodes
Mar 09 2023
COVID has moved from a central place in our lives to a risk that, while still important to heed, has moved out of the foreground. One thing we will not forget, however, is COVID’s toll on nursin...
squaredawayblog.bc.edu
Market Timing & Interest Rates
Mar 09 2023
Link to the full article (3 min read)Short-term rates are closing in at 5%, making the yields more appealing to investors who have been forced to take on risk. There’s no way to know for sure wh...
reddit.com
Dementia - Are You Increasing Your Risk?
Feb 27 2023
Many aging seniors fear getting dementia, even more than they fear dying. In fact, Alzheimer's Disease and other forms of dementia are two of the most popular health searches on Google. Although we al...
baby-boomer-retirement.com
Know The Risks Of Self-Directed IRAs
Feb 19 2023
A coalition of regulators recently reminded taxpayers about the risks of some self-directed IRAs....
forbes.com
How to Reduce the Risk of Investing in Passive Real Estate
Feb 11 2023
In any investment, there is risk involved. Without risk, there wouldn’t be possible returns. Real estate can be viewed as ... Read more...
physicianonfire.com
The Unspoken Risks of NOT Retiring Early
Feb 08 2023
[Editor's Note: If the pandemic taught us anything, it’s that burnout is the No. 1 threat to your financial plan and that it could cost you millions of dollars in future wealth. That’s why...
whitecoatinvestor.com
IRA reinvestment that's low risk
Jan 26 2023
My 70 year old retired mom has a IRA that's she has to withdraw from, roughly $150K. She wants to reinvest in a consistently well performing but low/moderate risk fund. I'd be very grateful for recomm...
reddit.com
My annual review
Jan 19 2023
I’ve been told over the years that I’m “too nice.” A recent review by my boss included, saying I lacked confidence and should take more risks. I know it shouldn’t bother ...
reddit.com
Land buying question — pitfalls?
Jan 16 2023
As part of our retirement plan we’d like to purchase some rural land in another state now and build a home on it at a later date. I’m having trouble finding good info on the risks of doing...
reddit.com
When should you de risk investments
Jan 15 2023
My dad panics in fear when the stock market goes down. He only invests in the Dow Jones as far as I know so he’s not in too much risk. I worry he will have a panic attack and sell at bottoms if ...
reddit.com
Managing Risks in Retirement
Jan 10 2023
Actuaries use models, dynamic processes and periodic risk assessments to measure and manage risks for financial systems. The same basic actuarial principles and processes used by actuaries for other f...
howmuchcaniaffordtospendinretirement.blogspot.com
Yes, Risk Tolerance Can Be Modified: You Just Have to Rewire Your Brain
Dec 20 2022
By Dr. Rikki Racela, WCI Columnist Wouldn’t it be great if, as investors, we could increase our risk tolerance? The ability to stay 100% equities and not worry about 30, 40, or even 90% loss...
whitecoatinvestor.com
The Most Serious Financial Risk Facing Retirees
Dec 15 2022
Pre-retirees and retirees should take the time to focus on a broad definition of longevity risk....
forbes.com
7 Big Retirement Risks to Avoid
Oct 28 2022
As people live longer and costs keep climbing, we offer some tips on how to navigate the changing retirement landscape....
kiplinger.com
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About Risks
There are a number of risks that can affect your retirement savings and plans. Some common risks to consider include:
1. Investment risk: The value of your retirement savings can fluctuate based on the performance of your investments. If the investments you have chosen underperform, it could impact the amount of money you have available for retirement.
2. Inflation risk: The purchasing power of your retirement savings may be eroded over time due to inflation.
3. Longevity risk: You may live longer than you expect, which could result in your retirement savings running out before you die.
4. Health care costs: Health care expenses can be a significant expense in retirement, and they can be difficult to predict.
5. Market risks: Economic downturns or market volatility can impact the value of your retirement savings.