Strategy

Survey Reveals Common Keys to Retirement Satisfaction

May 01 2024

Examining key takeaways and trends uncovered in the Allspring Global Investments Retirement Survey results with Nate Miles, Allspring head of Global Client Strategy. I’m always looking for more ...

keilfp.com

The case against the Bucket Strategy

Apr 27 2024

I've been reading and researching different allocation and withdrawal strategies for retirement savings and the 'bucket strategy' was one that appealed to me. The basic premise as I understand it, is ...

reddit.com

The Motley Fool Review: Unbiased Review of Investment Services

Apr 25 2024

Active investing in the stock market is a strategy for building long-term wealth that’s not often part of FIRE. Leif ... Read more...

physicianonfire.com

Giving A Gift Card Is The Best Way To Help Frugal People Spend

Apr 25 2024

Since middle school, I've embraced frugality, largely influenced by my parents' thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred water at restaurants. Today, I...

financialsamurai.com

Tax Planning for Widowed Retirees: How to Optimize Your Tax Strategy

Apr 24 2024

Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...

buzzsprout.com

Anchor strategy for 401k, should I do it?

Apr 21 2024

Fidelity retirement specialist is telling me that I could take a portion of my 401(k) money and put it in what is called an anchor strategy. He is proposing an annuity for three years. The goal would ...

reddit.com

401k

6 Legit Ways to Get Paid to Watch Ads (Updated 2024)

Mar 27 2024

Good news: you can. Not-so-good news: it isn’t the best way to make extra money. While you can get paid to watch ads, you may find that the earnings aren’t worth the time spent. We found s...

thinksaveretire.com

The Best Way to Get Things Done

Mar 21 2024

In today's fast-paced environment, it can feel like there's never enough time to accomplish all of our goals. Between career obligations, socializing with friends and family, and our own personal deve...

ofdollarsanddata.com

Hope is NOT a financial strategy. What do YOU want from your money?

Mar 19 2024

If past financial crises has caused you to pause and re-evaluate what you want your money to do for you, you are not alone. Tens of millions of Americans who trusted the traditional approach to saving...

bossretirement.com

How to Maximize Social Security with the “Bridge Strategy”

Mar 02 2024

One of the most critical decisions we make once we decide to retire is decisions related to Social Security. Specifically, ... Read more...

physicianonfire.com

Social Security

How To

Spitballing Retirement for Fat Wallets - 470

Feb 28 2024

Barney and Betty in Maryland hit the jackpot. How’s Barney’s strategy for net unrealized appreciation, retirement withdrawals, and asset location for his $5 million employee stock ownershi...

purefinancial.com

How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)

Feb 27 2024

The "Three Bucket Strategy" is a popular retirement income planning method. The first bucket covers immediate expenses in retirement. Listeners John and Donna are seeking advice on constructing their ...

buzzsprout.com

Portfolio

Coast FIRE: A Retire-Early Strategy For Retirement

Feb 23 2024

Learn what is Coast FIRE and how it can help you achieve financial freedom to help you enjoy retired life before your 60s....

forbes.com

Fire

The Most Dangerous Early Retirement Strategy To Follow: Coast FIRE

Feb 23 2024

In 2009, I established my first rule of FIRE: generate enough passive income to cover your basic living expenses. Once achieved, you attain financial independence and the freedom to pursue your desire...

financialsamurai.com

Early Retirement

Fire

Housing/Mortgage strategy feedback

Feb 22 2024

Hi, I plan to retire in 1-4 years but more than likely towards the higher end with my Son just starting college. His expenses are covered in a 529 but ya never know…and I like (on most days) my...

reddit.com

Real Estate

Cross country move. Best way to do it.

Feb 19 2024

I was hoping to get some advice from folks who have done this. My wife and I currently live in Seattle. We have lived here 30 years but it getting too expensive. At 62 I still have a mortgage to pay o...

reddit.com

Don’t Ruin Your FIRE Strategy with International Tax Compliance Issues

Feb 13 2024

Hey FAANG FIRE! Last year, I partnered with Jane Mepham CFP, to help us all better understand the details of “FIRE Planning While on a Work Visa”. I started following Jane after reading he...

andrenader.substack.com

Taxes

Fire

NUA Strategy - Frank Duke Method

Feb 08 2024

Has anyone used the NUA (Net Unrealized Appreciation) Strategy for 401k’s with highly appreciated company stock? If so, did you use the Frank Duke or standard method? I’m curious how popul...

reddit.com

Money-saving strategy for retirees and near-retirees

Feb 08 2024

At a certain age you'll start getting invitations to listen to pitches for various financial planners and products. They're usually held at nice restaurants and include a good dinner. Always go. You g...

reddit.com

Savings

When Can You Stop Being Frugal?

Jan 22 2024

Hey everyone! How are you doing on your journey to Financial Independence? If you’re just starting, the best way to surge ahead is to be frugal and invest more. My advice is to save 15% of your ...

retireby40.org

415: 7 Steps to Use Strategic Thinking to Create the Life (and Retirement) You Want

Jan 19 2024

What does it look like to build your own life strategy, and why do you really need one? In this episode of the Retire With Purpose Podcast, we’re exploring seven questions business corporations ...

retirewithpurpose.com

Should Bitcoin ETFs Change Your Investment Strategy?

Jan 17 2024

After months of speculation, last week the SEC approved spot Bitcoin ETFs. In the months prior to the approval, Bitcoin reentered the public consciousness. Its price jumped by over 60% in just under t...

caniretireyet.com

Bitcoin

My Retirement Drawdown Strategy: Why I Don’t Follow the 4% Rule

Jan 13 2024

YOU HAVE WORKED HARD, SAVED, INVESTED — all with the goal of having enough to live the retirement life you ... Read more...

physicianonfire.com

Deliberately shrinking the footprint - our personal strategy

Jan 12 2024

Sorry for the length. I'm looking for reactions to our approach to downsizing and staying out of managed care. We've watched a number of people our age dealing with parents who are forced to move out ...

reddit.com

Strategy help with allocation for soon to be retired

Jan 11 2024

I recently terminated my financial advisor based on the helpful feedback from this subreddit. NOW, I need to educate myself more. I am planning to retire next year, and wondering about when to start s...

reddit.com

Retired

15 Surprising Financial Facts to Round Out 2023, Ep #206

Dec 26 2023

In our usual episodes, we aim to arm you with a particular insight or strategy that can help you inch closer to your ideal retirement. But, with todays show, we want to close the year by providing a l...

financialsymmetry.libsyn.com

This Four-Part Retirement Strategy Can Help Withstand Bad Timing

Dec 23 2023

Simple diversification used to be the go-to plan for a typical portfolio. A balanced plan of stocks, bonds, and cash would simply do the trick. But that type of diversification has been proven less ef...

redefiningwealth.info

Should You Use a Bucket Strategy For Your Retirement Portfolio?

Dec 18 2023

I recently received the following reader comment: “In regards to spending in retirement, I wonder if you could educate your readers, including myself, about differences between a 60/40 asset all...

caniretireyet.com

Portfolio

Best strategy for withdrawals of investments

Dec 05 2023

I recently retired with a pension. With my pension and my Social Security, I’m still going to be in a fairly high tax bracket. When I left my government job, I was allowed to roll my IAP 457 ove...

reddit.com

Any geezer gamers out there? Is gaming a retirement activity for you?

Dec 05 2023

Just curious how many other old folks are into gaming. For me getting a steering wheel for my PC (for race sims) was one of my better retirement purchases; also play strategy games. (I have to laugh w...

reddit.com

What Is the $1K Per Month in Retirement Rule?

Nov 21 2023

Make quick calculations with this income strategy to withdraw $1,000 each month in retirement....

money.usnews.com

Income

Early Retirement Withdrawal Strategy

Oct 17 2023

Retirement planning consists of 2 broad phases – accumulation and withdrawal. Early retirement is difficult to achieve because there is less time to build wealth and more years to spend. The tim...

retireby40.org

Early Retirement

Most Boomers Missed This Retirement Strategy But Millennials Still Have Time

Oct 17 2023

Out-of-pocket healthcare costs in retirement continue to rise. Not just a Baby Boomer problem, Millennials could see their healthcare costs double in retirement....

forbes.com

Announcing retirement to my boss today for end of year.

Oct 16 2023

It’s getting real! I’m meeting with my boss today to let him know my plans and prepare an exit strategy. I work at a government agency with no risk of getting booted upon the announcement....

reddit.com

Planning

Risks

Some Sobering (and Scary) Statistics on People’s Retirement Preparedness

Oct 08 2023

By Josh Katzowitz, WCI Content Director If my psychiatrist wife hadn’t begun taking care of our money and our investing strategy so many years ago and if I hadn’t made a New Year’s r...

whitecoatinvestor.com

Spouse

9 Essential Considerations for a Holistic Investment Strategy

Oct 05 2023

Navigating the world of investments can be complex. However, you do have the ability to keep it simple and still successfully reach your financial goals. Whether you’re saving for retirement, al...

newretirement.com

What the Markets New Tailwinds Could Look Like in 2023

Mar 14 2023

Historically, the markets bounce back nicely after sharp declines, so focusing on historically high-quality companies trading at today’s lower valuations could be a good recovery strategy....

kiplinger.com

Homelessness: Can You Pass this Quiz?

Mar 14 2023

Do you know the main reason Americans slip into homelessness? Are you aware of the roots of this longstanding crisis? The best way to counter negative views of homelessness is to develop a better unde...

squaredawayblog.bc.edu

The Best RRSP Investment Options for Any Investing Strategy

Feb 14 2023

With the 2022 RRSP contribution deadline right around the corner, it’s the perfect time to revisit your retirement savings strategy. Is the money in your RRSP aligned with your retirement goals?...

retirehappy.ca

Retirement strategy plan

Feb 11 2023

I'm a canadian in my mid 20's. Since the past 2 years, I used the services of a financial advisor who works for an independant private financial service group. All of my investments are currently in m...

reddit.com

Planning

SS strategy with a WEP pension

Feb 05 2023

Hello. I am 58 retiring at 60 with a public pension of $2700 and would have a base $1200 monthly SS (at full SS age 67) coming from pre-pension jobs. However, my SS is subject to the full monthly WEP ...

reddit.com

Pensions

Tax Strategy: Retirement change from SECURE 2.0

Feb 04 2023

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financial-planning.com

Taxes

Early Retirement Bucket Strategy - Leisure Freak

Feb 01 2023

if your portfolio doesn’t generate enough passive income to fund your lifestyle then you may want to consider including an Early Retirement Bucket Strategy....

leisurefreak.com

Early Retirement

Best Roth Conversion Tax Strategy - Leisure Freak

Feb 01 2023

There are many articles claiming to have the Best Roth Conversion Tax Strategy. In the end it all comes down to individual situations and where they are...

leisurefreak.com

Taxes

Roth

A Financial Review in Early 2023 Can Optimize Your Strategy

Jan 29 2023

Look to build savings, reduce risk, minimize taxes and ensure a successful retirement by reviewing your budget, contributions, allocations and beneficiaries....

kiplinger.com

best way to save for retirement?

Jan 22 2023

The Answer: Diversify! If you’ve saved $100,000 + for retirement in an IRA, 401(k), TSP or other retirement account, get your free guides written by me. I’m the company’s on-staff, H...

reddit.com

401k Contribution Strategies: Front Loading, Getting Let Go, Bonus Heavy

Jan 20 2023

I’ll be going over exactly how I set up my Meta 401k and my partners Uber 401k....

andrenader.substack.com

401k

Is The Bucket Strategy A Cheap Gimmick?

Jan 12 2023

He called it a “cheap gimmick,” so I challenged him to a duel. Strap in, folks, we’ve got a doozie today… It’s always good when two people with strong opinions can respe...

theretirementmanifesto.com

Actions to Take in a Bear Market + Personal Updates

Dec 19 2022

The mighty BEAR market is here A Bear Market is defined as a 20% drop from prior market highs. In today’s case the bear market officially started on 1/3/2022 after we reached -20% mark on 6/1...

andrenader.substack.com