Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 4653
Reverse Mortgage Fees - Eggstack
Dec 18 2022
A reverse mortgage seems like a good way for seniors to tap the equity in their home, but what about the fees? Join us as we examine reverse mortgage fees and other costs related to a home equity conv...
eggstack.com
5 Common Social Security Mistakes That Could Cost You a Fortune!
Dec 18 2022
Anybody can file for social security. But it takes special know-how… to get the most out of your benefits! Don’t miss a special edition of Retirement Solutions Radio Show, “5 Co...
bossretirement.com
2023 Housing Price Forecasts: More Bears Than Bulls
Dec 17 2022
2023 housing price forecasts from various institutions range from -22% to + 5.4%. There is no consensus as to which way house prices will go. However, the bias is towards the downside. There is also t...
financialsamurai.com
The Second Biggest Financial Mistake You Can Ever Make
Dec 17 2022
The first rule of financial independence is to not lose money. If you lose lots of money, you are ultimately losing valuable time. Losing time is the biggest financial mistake you can make because tim...
financialsamurai.com
Purchasing a Home While on Active Duty
Dec 17 2022
By Dr. Charles Patterson, WCI Columnist As a general rule, buying a home while serving on active duty is not a great idea. In previous writings, I’ve argued (vehemently even) that service me...
whitecoatinvestor.com
Top of the Heap
Dec 17 2022
I consider myself a reader. I wasn't always that way. I remember as a kid, my dad and my teachers tried to get me to read books all the time. I read what I had to in middle and high school. But truthf...
sightingsat60.blogspot.com
Don’t Let Inflation Change Your Social Security Strategy
Dec 16 2022
Inflation shouldn't make you claim Social Security benefits early....
forbes.com
How Much Are Federal Student Loans Worth?
Dec 16 2022
By Dr. James M. Dahle, WCI Founder For years, the standard advice for professional students borrowing for their education has been to max out their federal loans before taking out any private loan...
whitecoatinvestor.com
Choosing the Best Retirement Plan for You
Dec 16 2022
With so many types of retirement plans out there, finding the right one for you might be confusing. Use our guide to understand which retirement plan is best for you....
fool.com
Two Smart Ways To Keep Aging Parents Safer This “Triple Threat Winter”
Dec 16 2022
Medical professionals across the U.S. are warning us that the combination of flu season, Covid and RSV is putting everyone at risk for getting sick....
forbes.com
Hardship 401(k) Withdrawals, Explained
Dec 16 2022
Most employers allow you to take funds out of your retirement account, but the withdrawals come with significant downsides. Our columnist discusses other options....
nytimes.com
Positive Aging and an Easier Retirement
Dec 16 2022
Order this shirt on Etsy from DeborahDianGifts If you are over the age of 60, you have probably looked around at your friends and casual acquaintances and realized that not everyone ages t...
baby-boomer-retirement.com
Trading Games
Dec 16 2022
This week the SEC filed suit against eight financial influencers from Atlas Trading, an online stock picking community, for manipulating their social media followers into buying and selling stocks for...
ofdollarsanddata.com
The 10 Best Places to Retire in the UK
Dec 16 2022
Here's where to retire in England, Northern Ireland, Scotland and Wales....
money.usnews.com
The Most Serious Financial Risk Facing Retirees
Dec 15 2022
Pre-retirees and retirees should take the time to focus on a broad definition of longevity risk....
forbes.com
Maine Has A Plan To Help Family Caregivers. Other States Should Follow
Dec 15 2022
Called “Respite for ME” it reimburses up to $2,000 annually for support families need as they care for loved ones living at home....
forbes.com
What is direct indexing? Should you build your own index?
Dec 15 2022
Affluent investors may have heard about an intriguing new investment strategy known as Direct Indexing. Some refer to direct indexing (DI) as: “Building your own index.” It’s a hybri...
moneysense.ca
12 Ways to Build Confidence to Change Careers
Dec 15 2022
After 20 years in information technology (IT), I decided to change careers to be a full-time blogger in early December. It’s an exciting milestone I’ve been planning for about five years. ...
retirebeforedad.com
How Do Federal Reserve Interest Rate Hikes Hurt Your Retirement Savings?
Dec 15 2022
Do you know where you’re most vulnerable to rising rates, or do you only think you understand your exposure?...
forbes.com
Big COLAs in State Minimum Wages Kick in
Dec 15 2022
During the long and tranquil period for inflation that ended with COVID, 18 states passed legislation requiring employers to pay a minimum wage that automatically increases every year to protect their...
squaredawayblog.bc.edu
Were You Nervous Before You Retired?
Dec 15 2022
“Were you nervous before you retired?” I was recently asked that question, and it brought back a flood of memories from my “near-retirement” days. I suspect most of us ...
theretirementmanifesto.com
Giving Money to Family? Are You Handing Out More or Less than Average?
Dec 15 2022
As if saving enough to pay for your own retirement isn’t worrisome enough, research from Merrill Lynch and Age Wave suggests that most people over 50 (6 out of 10 in fact) are providing financia...
newretirement.com
5 Common Money Mistakes Young Couples Make
Dec 15 2022
Do you and your partner bicker about money? According to a survey from Money magazine, arguments about financial matters are the leading cause of friction between spouses. Of the couples surveyed, 70%...
retireby40.org
These Are the Top 10 Mistakes People Make When Planning for Retirement
Dec 15 2022
We all make mistakes in planning for our golden years. But which are the worst, which are the most common, and which ones do we all need to watch out for?...
marketwatch.com
Forced Frugality: Applying Lockdown Life Lessons to Reach FI Faster
Dec 14 2022
By Dr. Leif Dahleen of Physician on Fire, WCI Network Partner The last time I went even a week without eating red meat was 40-some years ago when I was an infant with no canine teeth and no abilit...
whitecoatinvestor.com
My Family – Raising Money-Smart Kids
Dec 14 2022
Over the last few years, I interviewed members of my family to find out two things: How I became the Mad Fientist (i.e. where did I get my extreme ideas about money) What advice they’d giv...
madfientist.com
Fed Hikes Rates By 0.50 Percentage Points As Inflation Falls
Dec 14 2022
The ‘dot plot’ of the Fed members shows a median projection of the base rate hitting 5.1% by the end of 2023, before coming down in subsequent years....
forbes.com
Ready for Retirement? Start with These 10 Questions
Dec 14 2022
Are you ready for Retirement? In order to answer this question confidently, you’ll need to consider a variety of different factors. To help measure your retirement readiness, assess where you...
theretirementsolution.com
False alarms distract from real retirement challenges
Dec 14 2022
Public retirement plans have proven to be resilient, even in the wake of the Great Recession. Yet, misinformation continues about the financial health of retirement plans that provide economic securit...
forbes.com
Illinois Retired Teachers Get Second Opinion About State Teachers Pension
Dec 13 2022
Under both federal (ERISA) and state law pensions are supposed to be managed for the “sole or exclusive benefit” of beneficiaries—participants such as you. Yet forensic investigation...
forbes.com
The Gift of Time
Dec 13 2022
When I was six years old my parents declared bankruptcy. Within a year they were divorced. They met while working at McDonald's as teenagers. He was a cook and she worked the drive-thru. Neither of th...
ofdollarsanddata.com
VTSAX Won’t Go To Zero
Dec 13 2022
If you’ve read this blog for any length of time, you know that I talk about Tesla frequently. I got lucky purchasing the stock on a whim in 2012 for $1.93 (split-adjusted). Tesla had a tremendou...
1500days.com
Retiring to Care for Grandchild isn’t Unusual
Dec 13 2022
Retirement can change everything. So can grandchildren. A new study that looks at the transitions made by older workers finds that the odds of relocating after they retire to be closer to their adult ...
squaredawayblog.bc.edu
Got Questions About Part D Drug Coverage And Pharmacies? Here Are Some Answers
Dec 13 2022
Here are answers to 10 frequently asked questions about Part D drug plans and pharmacies....
forbes.com
What’s the best way to take RMDs from your retirement accounts?
Dec 13 2022
I’m a retired educator, and I’m just turning 72. I’m about to start taking my required minimum distributions. I don’t need the full amount, but I guess I have to take it anyway. I don’t know...
marketwatch.com
How Much Should You Contribute to a 401(k)?
Dec 13 2022
When deciding how much to save in your 401(k) plan, remember to consider the 401(k) match and retirement savings tax breaks....
money.usnews.com
How To Become A Good-Enough Investor
Dec 13 2022
The media makes you feel like you need to be a great investor to retire will millions. Not true! Good enough is often good enough...
financialsamurai.com
Minimalism And Early Retirement Go Perfectly Together
Dec 12 2022
Minimalism and early retirement go together like peanut butter and jelly. If you want to retire earlier, adopt minimalism....
financialsamurai.com
The Best Places to Retire in Texas
Dec 12 2022
These Texas cities have mild winters, low taxes and affordable housing for retirees....
money.usnews.com
Exploring the Best Active Adult Communities in Williamsburg, VA
Dec 12 2022
December 13, 2022 — Way back in 2011 our faithful correspondent Jay Michaels shared his adventures from visiting the most famous active adult and 55+ communities in the Williamsburg, VA area. Hi...
topretirements.com
Downsizing in Retirement: Great Idea, Not Without Its Costs
Dec 10 2022
December 11, 2022 — One of the best pieces of advice we have heard is to think about downsizing in retirement. Finding a smaller, lower maintenance place to retire can unlock equity in your home...
topretirements.com
The California Effect
Dec 10 2022
One of the reasons I don’t write as often these days is that my life has gradually evolved into a Personal Finance Bubble. The people around me have learned to be purposeful with their money, ...
mrmoneymustache.com
Why Weakness in the Economy Doesn’t Mean Weakness in the Stock Market
Dec 06 2022
Today I sat down with Charles Payne at Fox Business to discuss how much growth you can expect in your portfolio, why the stock market isn't the economy, and how to prepare yourself for the possibility...
ofdollarsanddata.com
Most Tax Friendly States for Retirement – 2023
Dec 06 2022
Dec. 7, 2022 — For the people who see red when they think about paying taxes, the good news is that there are plenty of tax friendly states to retire in. There are enough choices that they can p...
topretirements.com
My Favorite Investment Writing of 2022
Dec 06 2022
With 2022 coming to a close, it’s time for my annual tradition of gathering my favorite investment writing of the year. I started this tradition in 2017, and have continued it ever since (2018, 2019...
ofdollarsanddata.com
403b vs. 457: What's the Difference? | Personal Capital
Dec 05 2022
Understand the difference between the two types of retirement plans available for public sector and non-profit workers....
personalcapital.com
4 Steps to Take if You Lose Your Job Near Retirement
Dec 05 2022
Being let go from a job later in life can lead to financial disaster, but there are some things you can do to help lessen the damage....
kiplinger.com
Get Your Financial House In Order Before Launching Your Retirement Side Hustle
Dec 05 2022
Just because you’ve got that big pile of cash staring at you doesn’t mean you should use it to fund your side business....
forbes.com
What’s up with Bonds
Dec 04 2022
This time, most of the concern is around what’s up with bonds falling along with stocks....
jlcollinsnh.com
What Will Social Security Look Like When You Retire?
Dec 03 2022
A significant cost-of-living increase was recently announced for those receiving Social Security benefits, to help offset the toll high inflation has taken on many seniors' wallets. Yet experts warn t...
cnet.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.