Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 4656

How My Wife Left the Medical Profession at Age 48

May 10 2024

In 2014, my wife retired from her high-stress pathology practice at age 48. She walked away for a specific reason ... Read more...

physicianonfire.com

Podcast: Wealth & Wisdom with Robert Brokamp

May 10 2024

Summary In this episode of the NewRetirement Podcast, Steve Chen interviews Robert Brokamp, a CERTIFIED FINANCIAL PLANNER professionaland key figure at the Motley Fool. They discuss Robert’s jou...

newretirement.com

What is Sequence of Returns Risk? How Can You Protect Your Retirement from It?

May 10 2024

“Sequence of Returns Risk” is a term you’ll see in online articles and thrown around by financial pundits, but what does it really mean? It is kind of a mouthful. However, it is actu...

newretirement.com

Stagflation: When Inflation Meets Stagnation and What to Do About It

May 10 2024

First, before reading this article, know that there are solutions to every economic problem – at both the personal and macro economic level. So, even though there is renewed talk of the economy ...

newretirement.com

Health crises force early retirement more than any other problem

May 10 2024

Many factors can influence the timing of a person's retirement, but new research shows nothing comes close to health problems....

financial-planning.com

Early retirement aspirations are here to stay, Fed study shows

May 10 2024

Only 46% of Americans now say they expect to work full-time after age 62 — the lowest percentage in a decade....

financial-planning.com

What Does Medicare Not Cover? Seven Things You Should Know

May 10 2024

Medicare Part A and Part B leave gaps in your health care coverage. But Medicare Advantage has problems, too....

kiplinger.com

The DSO Down-Low: How Private Equity Has Infiltrated Dentistry

May 10 2024

By Dr. Tyler Scott, WCI Columnist As part of my application to dental school, I was required to submit a signed paper showing that I had completed 100 hours of shadowing in dental offices as a way of ...

whitecoatinvestor.com

11 Ways Money Really Can Buy Happiness

May 10 2024

They were wrong. The answer to the question does money buy happens is… yes! In fact, the research is overwhelming. And, there are actually multiple ways to spend to increase happiness. Here are...

newretirement.com

IRA transfer to survivor spouse

May 10 2024

I inherited my husband's IRA retirement upon his death. I am liable for Federal taxes if I transfer this to my IIRA retirement?...

community.aarp.org

Hello r/retirement

May 10 2024

I'm the new part-time mod ... LumberingOldMod (part-time ... because I still have a full-time job). I will try to help MidAmericaMom out with the Mod Queue. I will try to keep the same moderation styl...

reddit.com

Retirement on the Horizon? Here's What You Need to Know About the Economy in 2024

May 10 2024

Interest rates, inflation forecasts, and long-term market trends were just a few of the topics Matt Wilson, CFP® covered in our recent 2024 Q2 Market Update Webinar, "Gain Insights on the Economy ...

keenonretirement.libsyn.com

Socializing after retirement , it’s not so easy.

May 10 2024

I retired a couple years ago and have found my groove and hobbies. If anything, I’d say I feel busier than I ever imagined I would be. Unfortunately I feel I have a void that I haven’t fou...

reddit.com

How to move with out having your pension penalized?

May 10 2024

So I know I need to get an accountant but I wanted to know what other people have done? I plan on selling my house in CT and I know my house in Las Vegas is probably going to be a $100,000 more. I can...

reddit.com

437: Simplifying Investment Decisions: 12 Simple Questions to Ask Yourself

May 10 2024

Do you have a clear understanding of your financialrisk tolerance? Is your money truly aligned with what’s most important to you in life? Although the actions you take along your investment jour...

retirewithpurpose.com

13 Smart Estate Planning Moves

May 09 2024

Follow this estate planning checklist for you (and your heirs) to hold on to more of your hard-earned money....

kiplinger.com

Navigating Retirement: Dynamic Safe Withdrawal Rates In Action

May 09 2024

One of my ongoing challenges as a writer is explaining financial concepts in an easy-to-understand manner. With a background in business school and 13 years in banking, financial concepts come natural...

financialsamurai.com

Infinite Return – A Tax-Free Strategy To Grow Wealth

May 09 2024

Occasionally, the term “infinite return on investment” is mentioned in real estate investing. This strategy helps real estate and business ... Read more...

physicianonfire.com

Roth IRAs Holdings Have Shot Up among Young Households

May 09 2024

Looks like fintech is working its magic. Based on an inquiry from a reporter, my colleagues JP Aubry, Yimeng Yin, and Angie Chen have been fooling around with data on holdings of Roth IRAs from the Fe...

crr.bc.edu

Late-career Injuries Come at a Steep Cost

May 09 2024

About one in four workers in their 50s and early 60s has a physical or medical condition that limits their ability to work. These impairments can upend retirement plans and force them to make financia...

crr.bc.edu

Guide to Military Benefits for Retirement, Pay and Savings

May 09 2024

Benefits for those who serve in the U.S. military can sometimes be complex and confusing. Here’s what to know about how to optimize some of them....

kiplinger.com

A Donor-Advised Fund Can Give Your Charitable Giving a Boost

May 09 2024

Save on taxes and donate more to your favorite charities by using a donor-advised fund, or DAF. Here’s how to maximize your giving with this strategic approach....

kiplinger.com

The Rise of the Forever Renter Class

May 09 2024

I've paid over $350,000 of rent in my life. That averages out to $2,500 a month since mid 2012. And, with near record interest rates and elevated home prices, I may end up paying another $350,000 in r...

ofdollarsanddata.com

Tax Questions

May 09 2024

Today, Dr. Jim Dahle is answering all of your questions about taxes. He talks about FICA taxes, quarterly estimated payments, IRA contributions and tax deductions, paying taxes when you work in two st...

whitecoatinvestor.com

401(k) vs. Roth: Where to Save for Retirement - 480

May 09 2024

Kyle and his fiancée are in their 30s, have done a great job saving, and are in a high tax bracket. Would it make more sense for them to contribute to their 401(k)s or Roth 401(k)s for retireme...

purefinancial.com

10 Best Places to Retire in Canada

May 09 2024

For retirees, these Canadian cities offer scenic beauty and amenities to enjoy....

money.usnews.com

How 401(k) Drives Inequality

May 09 2024

How an obscure, 45-year-old tax change transformed retirement and left so many Americans out in the cold....

nytimes.com

Solving the Roth conversion tax and IRMAA riddle

May 09 2024

I think I've come upon an answer for my Roth conversion riddle. FYI, I have a large tax-deferred ("always taxed") IRA. I'm 63. I'm going to be a widower maybe in my early 70s (incurable disease proces...

reddit.com

Critical “friend” advice for group of friends

May 09 2024

We are so lucky to have a close group of friends for more than 50 years. Now that we are retired, we have been traveling together. Each trip we take, one guy becomes increasingly obnoxious and rude. H...

reddit.com

Do You Go Out at Night Very Often?

May 09 2024

I'm a few years out from retirement, but have moved to fully remote work have a very flexible schedule. I'm trying to test run aspects of retirement especially regarding fully developing my social lif...

reddit.com

How Will the 2024 Election Impact Your Retirement?

May 08 2024

Investors should expect volatility but also try not to overreact to news. To prepare, focus now on tax minimization, protecting your portfolio and more....

kiplinger.com

How Women Can Increase Odds of Saving Enough for Retirement

May 08 2024

Pursuing financial literacy and taking advantage of savings opportunities, such as employer-offered 401(k)s, can give women saving for retirement a leg up....

kiplinger.com

Ascensus Buys Vanguard Small Business Division: What Should You Do Now with Your Individual (Solo) 401(k)?

May 08 2024

By Dr. Jim Dahle, WCI Founder I am continually surprised by the amount of panic in white coat investors who see news announcements that might affect their financial plans. Please remember that there i...

whitecoatinvestor.com

When Does It Become Unsafe For Your Aging Parent To Live Alone?

May 08 2024

Age, chronic health conditions and living alone can put your aging parent in danger. Personal observation of how they are doing with activities can prevent fall risks....

forbes.com

How to Fly Private on a Budget as Low as $200 per Flight

May 08 2024

What comes to your mind when you think about flying private? Here’s what I used to think — a swanky ... Read more...

physicianonfire.com

How to Avoid Major Risks and Build a Secure Retirement

May 08 2024

Addressing many of the biggest retirement risks as defined by the Society of Actuaries and exploring the steps you can take to build a secure future. In one of my most recent episodes, my guest mentio...

keilfp.com

How to Approach Planning a Retirement Abroad, Ep #215

May 08 2024

Have you thought about retiring abroad? Oftentimes when we think of retirement, we think about sunny beaches with crystalline water shimmering in the sunshine. Could this or some other idyllic vision ...

financialsymmetry.libsyn.com

Tell me about the place where you have an open bucket list item.

May 08 2024

Some people have bucket list items that don’t require any travel at all, like learning to play the piano or writing a book. Other people have travel plans but with a “just to go see it&rdq...

reddit.com

Stop Doing These Things in Retirement

May 08 2024

Let’s get back to basics—addition and subtraction two ways to get to the same answer. However, we have a tendency to stick with addition. Today we’ll learn how subtraction can help y...

rogerwhitney.libsyn.com

The Election Can Affect Taxes, Social Security, And Your Retirement

May 07 2024

For retirees, tax troubles from sunsetting irrespective of whether Congress goes red, blue or stays purple; and Social Security needs Congressional attention as well...

forbes.com

The World’s Largest What??!! 7 Months of Our RV Road Trip Complete, 1 To Go!

May 07 2024

It’s pretty crazy to think that we’ve now been living in an RV for over 7 months. Yes, we’ve taken a couple of breaks and stayed at my mother-in-law’s house for a few weeks twi...

routetoretire.com

Why Earning Less Passive Income Has Changed My Life For The Better

May 07 2024

In October 2023, my passive income took a significant $150,000 hit, representing a decrease of 39%, following the purchase of a new house. It was funded by proceeds from selling public stocks and bond...

financialsamurai.com

Model Big Financial Decisions with MaxiFi Software

May 07 2024

I use the free Fidelity retirement planning tool to keep an eye on our current investments relative to our spending. Using that tool revealed two fundamental drivers of financial success in retirement...

thefinancebuff.com

When to Drop, Replace, Modify, or Decrease Your Disability Insurance Coverage

May 07 2024

[Editor's Note: As you transition from residency into becoming an attending, it’s key to learn about saving and investing with your increased income, paying off student loans, and getting the ri...

whitecoatinvestor.com

The (R)evolution of Retirement Income Planning

May 07 2024

With AI on the horizon to enable the optimization of retirement income plan choices, the retirement fortunes of retirees are about to improve....

kiplinger.com

Five Steps to Sorting Out Your Asset Allocation

May 07 2024

Investing decisions can be daunting, but following this five-step process can make it easier to figure out how to allocate your investments....

kiplinger.com

Latest Social Security COLA Forecast a Setback for Retirees

May 07 2024

Social Security COLA forecast adjusted to 2.6% in 2025. That's bad news for retirees still struggling to keep up with inflation....

kiplinger.com

Social Security is still in trouble. What should advisors tell their clients?

May 07 2024

Social Security is still drifting toward insolvency, according to the program's board of trustees. Here's how to reassure worried retirement savers....

financial-planning.com

If Medicare Covers Cataract Surgery, Why Are There Bills?

May 07 2024

Medicare covers “cataract surgery that implants conventional intraocular lenses (within the eyeball).”...

forbes.com

Medicare Basics: 11 Things You Need to Know

May 07 2024

There's Medicare Part A, Part B, Part D, Medigap plans, Medicare Advantage plans and so on. We sort out the confusion about signing up for Medicare — and much more....

kiplinger.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.