Estate

Should You Pay Off Your Mortgage?

Apr 01 2024

For those of us who have a home mortgage, paying it off may not be an option. Either you lack sufficient cash, or retiring the mortgage early would leave you cash poor and vulnerable. Even for those o...

caniretireyet.com

Rising Stocks, House Prices Boost US Retirement Outlook

Mar 30 2024

While COVID was raging, the jump in house prices and a rising stock market were dramatically improving U.S. workers’ retirement finances. In 2022, the share of households that were not saving en...

crr.bc.edu

Wish me luck. Giving notice of retirement

Mar 29 2024

Wish me luck. I’m telling my boss of my intention to retire at the end of May. I’m 64 and my numbers look good. I have a good job and have been working from home for 10 years Work in a goo...

reddit.com

Career

Should You Rent or Buy a House?

Mar 28 2024

Buying a home is often considered the biggest financial decision people make in their lives. As a result, it makes sense as to ask yourself whether buying is the right choice when compared with rentin...

ofdollarsanddata.com

10 Affordable Mountain Towns for Retirement

Mar 28 2024

These mountain towns feature majestic peaks and reasonable housing costs....

money.usnews.com

Why Every Residential Real Estate Investor Is Suddenly Richer

Mar 27 2024

Who stands to gain the most from the settlement reached with the National Association of Realtors regarding commission price collusion? The clear beneficiaries are residential real estate investors an...

financialsamurai.com

Four Things to Know About Managing a Loved One’s Finances

Mar 26 2024

Figuring out when it’s time and knowing how to talk about it are just the start. You also need info about estate plans, insurance and health care decisions....

kiplinger.com

How Gig Workers Can Prepare Their Estate and Financial Plans

Mar 25 2024

Freelancers have to be vigilant to keep track of where their money goes, whether it’s to cover daily necessities, saving for retirement or other expenses....

kiplinger.com

Selling house. Recommendations on how to invest proceeds

Mar 25 2024

I soon will be selling my house to move into an apartment. I'm very excited for the move as the joys of homeownership have been getting less joyful. In the next couple of years, I may (or may not) dec...

reddit.com

Investing

How To

How to Discuss Estate Planning with Your Family

Mar 23 2024

Estate planning can be a sensitive topic for families to talk about. Here's how to get past the awkwardness and discuss estate planning with your family....

kiplinger.com

How To

Nursing Homes Forced to Hire More Costly Outside Staff

Mar 23 2024

COVID has wreaked havoc on the nursing home industry’s staffing. Prior to COVID, only one in five nursing homes had to hire some of their workers from outside agencies to fill in as caregivers f...

crr.bc.edu

To Gain More Value, Buy A More Expensive Home

Mar 22 2024

If you're aiming for more value and cost-efficiency, you might find it surprising that opting for a more expensive home over a median-priced one could be the way to go. While it may seem counterintuit...

financialsamurai.com

Nursing Home Care: What to Do When Medicare Wont Pay

Mar 22 2024

Here's what to do when Medicare won't pay for a nursing home facility....

kiplinger.com

Medicare

Should a Donor-Advised Fund Be Part of Your Estate Plan?

Mar 21 2024

A donor-advised fund, or DAF, lets the donor reap tax benefits while also being able to direct how the money is distributed and invested....

kiplinger.com

How Quitclaim Deeds Can Cause Estate Planning Catastrophes

Mar 20 2024

A lot can go wrong (including inadvertent law-breaking) if you choose to go the easy route rather than using a trust to transfer real estate to your child....

kiplinger.com

How Your Home Can Fill Gaps in Your Retirement Plan

Mar 20 2024

If you have gaps in your plan for retirement income, you might consider adding the value of your home to your planning....

kiplinger.com

Reader Case: Single Mom Wonders Whether Real Estate Beats Stocks

Mar 19 2024

While going through my reader case queue, this one caught my attention. This reader about to give birth and it immediately took me back to my labour and first months with Little Matchstick. Wow, time ...

millennial-revolution.com

The NAR Settlement’s Impact On Commissions And Home Prices

Mar 18 2024

Exciting news for homesellers and homebuyers! The National Association of Realtors (NAR) has reached a settlement in its lost $1.8+ billion lawsuit on price fixing and collusion, agreeing to pay $418 ...

financialsamurai.com

Why my RIA brought health care planning services in-house

Mar 15 2024

RIAs must consider the bottom line when evaluating health care planning options, but the positives of delivering more holistic and comprehensive planning to your clients should not be overlooked....

financial-planning.com

Health

Homeownership in Retirement: an Asset or a Burden?

Mar 14 2024

The conventional wisdom for older workers heading into retirement is that owning a house is a good thing. The property has no doubt appreciated over many years, adding to their wealth. But new researc...

crr.bc.edu

Wealth

House to Apartment: How to manage expectations?

Mar 14 2024

After 40 years living in our home, we’re selling and relocating to an apartment to be closer to family. Our home is modest and small so we’re not forfeiting too much square footage. But I&...

reddit.com

How To

8 Night Shift Remote Jobs Hiring in 2024 (Up to $45/Hour)

Mar 09 2024

If you’re a night owl looking to work from the comfort of your home, night shift remote jobs are right up your alley. As more companies begin to embrace flexible work schedules, there are plenty...

thinksaveretire.com

CITs in 403(b)s Clears Another Hurdle

Mar 09 2024

House approves amendment with strong bipartisan support Thursday, with a broader package of…...

401kspecialistmag.com

What Percent of Net Worth is Your Home?

Mar 09 2024

We are planning to consolidate and purchase what I hope will be our last home (first floor primary and laundry) . I have found a house that checks all the marks but I (the conservative saver in the fa...

reddit.com

Income Required To Afford A Typical Home By City In 2024

Mar 08 2024

Zillow recently released an intriguing study that outlines the income needed to afford a “typical home” in different cities. The study considers a 10% down payment and utilizes the Zillow ...

financialsamurai.com

Income

The Stunning Cost Of The Best Care At Home For Wealthy Elders

Mar 07 2024

Most people say they want to "age in place" at home for as long as possible. Know the shockingly high cost of the best of care for aging loved ones at home....

forbes.com

Should I just payoff the house?

Mar 07 2024

Recently widowed and just retired. And yes I’ve heard every pro and con imaginable on this subject but still have not made my mind up. I’ve done the math and I feel I have adequate savings...

reddit.com

January 2024 Performance: Tesla Dump!

Mar 06 2024

My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...

1500days.com

Portfolio

Are Student Loans the New Mortgage for My Generation?

Mar 06 2024

[Editor's Note: If you’re looking to carve out your financial freedom so you can practice medicine exactly how you want, make sure to sign up for the virtual Physician Freedom Summit March 7-9. ...

whitecoatinvestor.com

Students

Navigating The Corporate Transparency Act: Estate Plan Implications

Mar 04 2024

The CTA is a federal law that took effect on January 1, 2024. It may have implications for your estate plan....

forbes.com

Paula Pant Asks: Do You Want to Retire or Are You Simply Tired?

Mar 04 2024

By Josh Katzowitz, WCI Content Director With a full house inside the large Sebastian K ballroom at the Rosen Shingle Creek resort during WCICON24 in Orlando, keynote speaker Paula Pant asked how many ...

whitecoatinvestor.com

11 High-Paying Remote Jobs for Stay-at-Home Moms

Mar 04 2024

Best Remote Jobs for Stay-at-Home Moms 1. Virtual Assistant ($73k per year) Expected Earnings: $73,821 per year Experience Level Needed: Beginner The demand for virtual assistants is increasing rapidl...

thinksaveretire.com

Opinions on Pool Ownership in Retirement

Mar 02 2024

We are consolidating our properties with plans to buy or build our last home. We are in our early sixties. One of the features we are considering is whether or not we want a salt water pool. We live i...

reddit.com

The Real Reason for the Housing Unaffordability Crisis

Feb 27 2024

By Dr. Jim Dahle, WCI Founder Housing is unaffordable. This is the new chief complaint of our society. It used to be that healthcare was unaffordable. That problem wasn't fixed; it's just that the hou...

whitecoatinvestor.com

Private Real Estate Lending Funds

Feb 27 2024

By Dr. Jim Dahle, WCI Founder I spent some time a couple of years ago thinking about and discussing real estate lending funds and I thought it might be useful to revisit the topic today and share a fe...

whitecoatinvestor.com

What To Do When You Need Cash: Home Equity Or Margin Loan

Feb 27 2024

You might have choices when you need to raise fast cash. Know how to choose the best option for you....

forbes.com

Climbed To The Top Of The Property Ladder And Feel No Happier

Feb 27 2024

For those of you who are looking to upgrade homes, let me tell you a sad truth. I climbed to the top of the property ladder with my latest home purchase, and after four months, I feel no happier. When...

financialsamurai.com

Will Your Aging Parent Give Up The Too-Large Family Home?

Feb 26 2024

The battle goes on with aging parents who are living alone or without family nearby and their adult children. Your approach is everything in persuading them to move....

forbes.com

Recommendations for estate planning

Feb 24 2024

We did it when my kids were young, but I was most concerned with who would care for them than anything else. The rest of it was noise to me, though my spouse was there to make decisions. They are olde...

reddit.com

Our Experience in Building a Home Over Buying an Existing Home

Feb 23 2024

I mentioned in the previous post Beyond the Numbers: a Closer Look at Renting By Choice that I became a homeowner again after renting for four years. We did it by building a house as opposed to buying...

thefinancebuff.com

Housing/Mortgage strategy feedback

Feb 22 2024

Hi, I plan to retire in 1-4 years but more than likely towards the higher end with my Son just starting college. His expenses are covered in a 529 but ya never know…and I like (on most days) my...

reddit.com

Strategy

Help me solve house puzzle. Don't know what kind of professional to use.

Feb 14 2024

My wife and I have recently retired and want to refresh the interior of our house by repainting and replacing the carpet. When we were younger we would normally arrange this kind of thing ourselves, m...

reddit.com

6 Tips on Estate Planning

Feb 14 2024

Are you considering passing down your assets to the next generation? Explore effective strategies for transferring your wealth, initiate the estate-planning process, and discover how estate planning c...

theretirementsolution.com

Retirement homes really small or really big

Feb 13 2024

I’m wondering how many people now retired have elected to live in a “tiny home”, where tiny home is defined as 400 sq ft (37 sq m) or less. How are you enjoying it? Any thoughts abou...

reddit.com

Retired

?? 6 Reasons to Move to Michigan for Retirement (AARP Article)

Feb 12 2024

Affordable housing, mild summers and friendly small towns draw retirees to the Great Lakes State. By Patrick J. Kiger. Published November 08, 2023. https://www.aarp.org/retirement/planning-for-retirem...

community.aarp.org

Ask an advisor: Can my client afford to build her retirement dream home?

Feb 10 2024

Downsizing in retirement is common. What's less common is building the new home yourself. Can a senior in California pull it off?...

financial-planning.com

Advisors

Retirement Environment: Urban or rural?

Feb 10 2024

Looking to retire in a year or two and planning to sell my home with stairs in a high tax community for a ranch-style home in an area of lower property taxes. I like the idea of living in the country ...

reddit.com

Rising House Prices in COVID Still Cause Sticker Shock

Feb 09 2024

If you want to find a place where houses remain affordable, try Syracuse, New York. It’s a college town, so it’s probably a nice place to live. Syracuse is the only large U.S. city where t...

crr.bc.edu

?? Find the Best Place For Your Retirement (AARP Article)

Feb 09 2024

Creative and innovative housing options to live your best life. https://www.aarp.org/retirement/planning-for-retirement/info-2021/unique-retirement-communities.html...

community.aarp.org