Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 4265

Top 11 Financial Mistakes That I Have Made

Apr 19 2024

In a refreshingly candid reflection, the Prudent Plastic Surgeon discusses his financial journey, highlighting both the missteps and the incremental ... Read more...

physicianonfire.com

Podcast: Dr. Jordan Hutchison on the Future of Financial Planning, Financial Education, and Flow States

Apr 19 2024

In this New Retirement Podcast episode, host Steve Chen and guest Dr. Jordan Hutchison, Vice President of Technology for RFG Advisory, delve into the evolving landscape of financial planning. They dis...

newretirement.com

What is Consumption Smoothing? And, Why Is It Important if You Want Long Term Financial Stability?

Apr 19 2024

Consumption smoothing is a financial planning concept developed and tested by economists. It refers to the somewhat aspirational idea that people strive to maintain a relatively stable and predictable...

newretirement.com

The Best Investments to Achieve Your Retirement Goals

Apr 19 2024

The best retirement investments depend entirely on you and your goals. Don’t dive into anything or let anyone tell you how to invest unless they understand how much money you have and what your ...

newretirement.com

9 Ways to Overcome the Terror of Spending Your Retirement Savings

Apr 19 2024

Terror about retirement spending is not uncommon. In fact, most people are worried about spending their nest egg and running out of money. After all, you have been conditioned for decades to earn, not...

newretirement.com

Lack of Broadband Impedes Native American Access to Aid

Apr 19 2024

During the pandemic, the U.S. Social Security Administration leaned into providing more services and processing applications online. But that has furthered the agency’s disconnect with Native Am...

crr.bc.edu

Nine Lessons to Be Learned From the Hilton Family Trust Contest

Apr 19 2024

Disclaimers, good communication, post-marital agreements and more could help avoid conflict in a family after the owners of a wealthy estate pass away....

kiplinger.com

A Quick And Strong Jobs Recovery Is Especially Good For Younger Workers

Apr 19 2024

There is no doubt that the economy is now stronger than it was four years ago. But, are people better off than they were before the pandemic?...

forbes.com

Investing In Private AI Companies Without Connections Or Big Money

Apr 19 2024

I recently caught up with Ben Miller, CEO of Fundrise in person, about the Innovation Fund's latest investments in private AI (artificial intelligence) companies. Since launching the open-ended ventur...

financialsamurai.com

Gray divorce can derail retirement. Here's how advisors can help

Apr 19 2024

Late-in-life divorces have more than doubled since 1990, and they often decimate retirement savings. How can gray divorcees shore up their finances?...

financial-planning.com

Most Older Investors Say Retiring at Age 65 Is No Longer Feasible

Apr 19 2024

Here's everything you need to know about how to buy precious metals in self-directed IRA....

money.com

Most Adults Fail This 5-Question Quiz on Retirement Basics

Apr 19 2024

How much do you know about Social Security, Medicare and life expectancy?...

money.com

Time spent in waiting rooms these days

Apr 19 2024

At the moment, I’m sitting in a regional Social Security office waiting room so packed that there’s a queue outside just to get in to wait. I’m here to submit forms for reducing IRMA...

reddit.com

Is 100 the New 70?

Apr 19 2024

Eating well, exercising, getting plenty of sleep and managing chronic stress can help make you a SuperAger. Funding that long life requires longevity literacy....

kiplinger.com

Get Paid to Watch Videos: 9 LEGIT Ways (2024)

Apr 19 2024

It’s actually quite common for companies to ask you to watch a video and provide your feedback. You may share how you feel about the product being advertised or how you feel about the video as a...

thinksaveretire.com

Expectations vs. Reality In Retirement

Apr 19 2024

Are your expectations for retirement realistic? In this episode we put various aspects of retirement under the microscope to compare and contrast some common expectations and potentially more realisti...

retirementroadmappodcast.podbean.com

Fantasy vs. reality in retirement: how does yours compare?

Apr 19 2024

Everyone has ideas of how they'd like their life to be, and some lucky folks can pull that off. Some of us have more resources to be able to do this than others. Some have temperaments or mental healt...

reddit.com

Strategies to Optimize Your Social Security Benefits

Apr 18 2024

To maximize what you can collect, it’s crucial to know when you can file, how delaying filing affects your checks and the income limit if you’re still working....

kiplinger.com

Don’t Forget to Update Beneficiaries After a Gray Divorce

Apr 18 2024

Some states automatically revoke a former spouse as a beneficiary on some accounts. Waivers can be used, too. Best not to leave it up to your state, though....

kiplinger.com

4 Steps To Take Decades Before Retiring To Keep Retirement From Getting Old

Apr 18 2024

You can quit work, but many people quit retirement for reasons other than money. Take these 4 steps decades before retiring to keep retirement from getting old....

forbes.com

Invest for the Decades, Not the Years

Apr 18 2024

A little over two years ago, I published Just Keep Buying: Proven ways to save money and build your wealth. Back then, it looked like my timing couldn't have been worse. The S&P 500 was 8% off its...

ofdollarsanddata.com

Looking for high-yield CDs? Consider an Option “Box Spread” as a tax-advantaged alternative!

Apr 18 2024

April 17, 2024 – People sometimes ask me for a good and safe place to “park” their money for a short period. CDs, high-yield savings, and money market accounts would be the obvious a...

earlyretirementnow.com

How A Handful Of Drugs Is Squeezing Medicare

Apr 18 2024

The program spent $5.7 billion on drugs such as Ozempic and Mounjaro in 2022, according to the Kaiser Family Foundation....

forbes.com

Surprising Facts To Know About IRA Conversions

Apr 18 2024

Widespread misconceptions and misinformation keep more people from seriously considering IRA conversions....

forbes.com

Ira

4 Steps To Take Decades Before Retirement To Keep It From Getting Old

Apr 18 2024

You can quit work, but many people quit retirement for reasons other than money. Take these four steps decades before retiring to keep retirement from getting old....

forbes.com

Housework after retirement? Is it really retirement for both of you?

Apr 18 2024

In the last year I left my full time job and began working part time 20 hours/week. I consider myself semi- retired. But since my spouse is still working full time, I've taken on almost all the househ...

reddit.com

Jason's Journey: How Pickleball Helped Me Lose 20 Pounds In 4 Months (+ Belly Fat)

Apr 18 2024

Here is a question for you to consider. What's the point of accumulating wealth for retirement if poor health prevents you from enjoying it? Recenlty I have had people noticing that I have lost weight...

soundretirementradio.libsyn.com

How Much Money Do I Really Need to Retire?

Apr 18 2024

We would all love to have that magic number–the exact amount we need to retire. However, since there are so many unknowns it is impossible to attain an exact number. This is why the big question...

rogerwhitney.libsyn.com

Health insurance costs from age 62 to 65?

Apr 18 2024

Hello. I will be 63 in September, my wife 65 in July. We would like to retire together about the end of this year. I will need health insurance for close to 2 years before I turn 65. I have no idea on...

reddit.com

The 3 Tax Mistakes That Could Cost You Thousands

Apr 17 2024

Don’t Forget Tax Day Today is April 15th, Tax Day! It is one of the few times each year when everyone collectively thinks about their personal finances. If you owed a significant amount this yea...

andrenader.substack.com

Capital Distributions From Private Real Estate Investments Are Wonderful

Apr 17 2024

Recently, I received a capital distribution from a private real estate fund, and it couldn't have come at a better time. The experience brought me both joy and relief, prompting me to share it in the ...

financialsamurai.com

Don’t Buy A Vacation Property Until After You Have Children

Apr 17 2024

Unlike buying a primary residence, where I believe you should buy one as soon as you can afford to, purchasing a vacation property is a different matter. Nobody needs to buy a vacation property; it's ...

financialsamurai.com

Charitable Remainder Trust: The Stretch IRA Alternative

Apr 17 2024

The SECURE Act killed the stretch IRA, but a properly constructed charitable remainder trust can deliver similar benefits, with some caveats....

kiplinger.com

How To Pay For Your Children's College Even After Being Laid Off

Apr 17 2024

There are strategies to keep your kids in school. Start by having a frank talk with your financial aid officer....

forbes.com

Construction Jobs Changes Reflect Gradual Shift In Economic Activity

Apr 17 2024

Economic activity – growth and job creation – has remained remarkably strong for several years now....

forbes.com

Tune In to Fox Business Network for a Half Hour with Retirement Experts Ryan & Tyson Thacker

Apr 17 2024

Considered the country’s leading experts on Social Security, find out how to maximize your benefits with Retirement Brothers Ryan and Tyson Thacker. By:Spotlight Television The Retirement Brothe...

bossretirement.com

The Most Important Retirement Decision For Pre-Retirees

Apr 17 2024

Shift your decisions from saving for retirement to living in retirement, and focus on the retirement decisions with the most impact....

forbes.com

Just retired but extraordinary levels of stress and anxiety…

Apr 17 2024

I just ended a very high stress job as a clinical supervisor in a rather wild and dysfunctional community mental health setting. After 17 years working in the front lines of trauma, 15 years in educat...

reddit.com

Divorce and Social Security

Apr 17 2024

Married 40 years. Divorced 9 months. Ex (age 74) started collecting SS 9 years ago. I just reached full retirement age (66.5). Social security told me that I could not collect under his name because I...

community.aarp.org

Thoughts on Spring - not just today

Apr 17 2024

From the distance I hear something, a faint sound. As I turn my head toward the dark window , I spy 4:13am on the clock. The noise gets louder, the chirping of an early rising bird. Too soon I think a...

reddit.com

Is FIRE Out of Reach for Gen Z?

Apr 16 2024

FIRE can be daunting when you’re starting out. When you’re young, you want to enjoy life and have fun. Saving for retirement is important, but it looks like a distant future when you&rsquo...

retireby40.org

Expand Your Home and Welcome Family Members

Apr 16 2024

With the high cost of housing in much of the United States (as well as other countries), many people are looking for ways to accommodate more family members in their existing properties. Whether your ...

baby-boomer-retirement.com

What’s Stopping People from Applying for Disability

Apr 16 2024

When people aren’t getting a government benefit they’re eligible for, the program’s goal of improving equity is compromised. Social Security’s disability insurance is an exampl...

crr.bc.edu

Increase the Retirement Age, but Only for Those Who Can Work Longer

Apr 16 2024

Let’s see if we agree on what the retirement age is today. With the projected depletion of the Social Security trust fund assets in the 2030s, policymakers are looking for ways to bridge the gap...

crr.bc.edu

Retirees Face Significant Tax Bills Due to Fraud

Apr 16 2024

A new report sheds light on how older adult scam victims end up with big tax bills and lost retirement savings....

kiplinger.com

Your Most Powerful Retirement Planning Tool

Apr 16 2024

An agile retirement plan is your map for living a fulfilling life in retirement. Without one, you risk missed opportunities and perhaps regrets....

forbes.com

$75,000 Is Americans' New Financial Health Barometer, Study Finds

Apr 16 2024

Household balance sheets are worsening due to inflation and interest rates. Struggles for people ages 50 and older are especially high....

forbes.com

Where the Presidential Candidates Stand on Retirement

Apr 16 2024

While Biden and Trump both say they support Social Security and Medicare, their approach to each has been different....

money.usnews.com

Ask a Financial Pro: What Can a Financial Advisor Do for My Retirement Savings That I Can't Do on My Own?

Apr 16 2024

A financial advisor's dedicated expertise, time commitment and skills in helping clients manage emotions can be valuable....

money.usnews.com

ESG Investing Strategies

Apr 16 2024

Introduction ESG (Environmental, Social, and Governance) investing is a strategy that integrates environmental, social, and governance considerations into the financial analysis process. As the urgenc...

lifebeginsat.com.au

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.